Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Hldgs %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	SPDR Portfolio S&P 500 ETF SPLG	$788M
2	iShares Core US Aggregate Bond ETF AGG	$196M
3	Schwab US Large- Cap ETF SCHX	$159M
4	JPMorgan Ultra-Short Income ETF JPST	$150M
5	SPDR Nuveen Bloomberg Municipal Bond ETF TFI	$94.4M

Top Sells

1	Vanguard Total Stock Market ETF VTI	$240M
2	Vanguard FTSE Emerging Markets ETF VWO	$181M
3	Vanguard FTSE Developed Markets ETF VEA	$178M
4	Vanguard Total International Bond ETF BNDX	$126M
5	iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
151	151 iShares Russell Top 200 Growth ETF IWY $13.1B	$4.32M	0.01%	20,464 +1,921	+10%	+$405K
152	152 SPDR MSCI USA Gender Diversity ETF SHE $272M	$4.2M	0.01%	36,763 +322	+0.9%	+$36.8K
153	153 Vanguard Small-Cap Growth ETF VBK $18.4B	$4.18M	0.01%	16,593 +1,117	+7%	+$281K
154	154 Schwab US Mid-Cap ETF SCHM $11.5B	$4.12M	0.01%	157,139 +77,431	+97%	+$2.03M
155	155 Bitwise Bitcoin ETF BITB $4.1B	$4.11M	0.01%	91,631 +102	+0.1%	+$4.58K
156	156 Impact Shares NAACP Minority Empowerment ETF NACP $54.7M	$4.1M	0.01%	102,898 +1,864	+2%	+$74.3K
157	157 Dimensional International Value ETF DFIV $11.5B	$4.09M	0.01%	104,013 -8,191	-7%	-$322K
158	158 Schwab US Dividend Equity ETF SCHD $68.8B	$4.08M	0.01%	145,849 +48,507	+50%	+$1.36M
159	159 Dimensional Global ex US Core Fixed Income ETF DFGX $834M	$3.96M	0.01%	75,715 +11,860	+19%	+$620K
160	160 Dimensional Global Core Plus Fixed Income ETF DFGP $1.48B	$3.93M	0.01%	73,601 +37,209	+102%	+$1.99M
161	161 Dimensional US Sustainability Core 1 ETF DFSU $1.39B	$3.91M	0.01%	109,119 +25,797	+31%	+$924K
162	162 Janus Henderson Short Duration Income ETF VNLA $2.62B	$3.81M	0.01%	77,442 +5,505	+8%	+$271K
163	163 SPDR Portfolio Long Term Treasury ETF SPTL $11B	$3.78M	0.01%	138,466 +13,073	+10%	+$356K
164	164 Vanguard Short-Term Corporate Bond ETF VCSH $35.1B	$3.68M	0.01%	46,662 +1,188	+3%	+$93.8K
165	165 iShares Short-Term National Muni Bond ETF SUB $8.78B	$3.65M	0.01%	34,571 +4,678	+16%	+$494K
166	166 iShares MSCI Japan ETF EWJ $14.8B	$3.65M	0.01%	53,187 +19,709	+59%	+$1.35M
167	167 Dimensional US High Profitability ETF DUHP $7.19B	$3.44M	0.01%	103,697 +38,143	+58%	+$1.26M
168	168 Goldman Sachs Access Ultra Short Bond ETF GSST $753M	$3.3M	0.01%	65,334 -11,839	-15%	-$598K
169	169 iShares 0-3 Month Treasury Bond ETF SGOV $46B	$3.26M	0.01%	32,347 +6,301	+24%	+$634K
170	170 Vanguard US Momentum Factor ETF VFMO $675M	$3.19M	0.01%	20,999	New	+$3.19M
171	171 First Trust Exchange-Traded Fund VIII First Trust Smith Opportunistic Fixed Income ETF FIXD $3.54B	$3.16M	0.01%	71,964 -18,535	-20%	-$813K
172	172 iShares S&P Mid-Cap 400 Value ETF IJJ $8.03B	$3.15M	0.01%	26,312 +1,456	+6%	+$174K
173	173 Vanguard Total International Stock ETF VXUS $91.2B	$3.08M	0.01%	49,514 +8,029	+19%	+$499K
174	174 Capital Group Municipal Income ETF CGMU $3.11B	$3.07M	0.01%	114,470 +2,205	+2%	+$59.1K
175	175 WisdomTree US LargeCap Fund EPS $1.07B	$3.03M	0.01%	51,143 +2,220	+5%	+$132K