Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Hldgs %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	SPDR Portfolio S&P 500 ETF SPLG	$788M
2	iShares Core US Aggregate Bond ETF AGG	$196M
3	Schwab US Large- Cap ETF SCHX	$159M
4	JPMorgan Ultra-Short Income ETF JPST	$150M
5	SPDR Nuveen ICE Municipal Bond ETF TFI	$94.4M

Top Sells

1	Vanguard Total Stock Market ETF VTI	$240M
2	Vanguard FTSE Emerging Markets ETF VWO	$181M
3	Vanguard FTSE Developed Markets ETF VEA	$178M
4	Vanguard Total International Bond ETF BNDX	$126M
5	iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
101	101 iShares Floating Rate Bond ETF FLOT $8.92B	$12.5M	0.03%	245,106 +29,686	+14%	+$1.52M
102	102 iShares 10+ Year Investment Grade Corporate Bond ETF IGLB $2.34B	$12.2M	0.03%	243,282 +54,626	+29%	+$2.74M
103	103 Goldman Sachs Access Inflation Protected USD Bond ETF GTIP $162M	$11.7M	0.03%	233,705 +9,228	+4%	+$463K
104	104 GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF COMB $79.3M	$11.6M	0.03%	532,593 +32,882	+7%	+$714K
105	105 SPDR Nuveen ICE High Yield Municipal Bond ETF HYMB $2.62B	$11.3M	0.03%	449,365 -11,428	-2%	-$288K
106	106 Vanguard S&P 500 Growth ETF VOOG $18B	$11M	0.03%	32,945 +11,352	+53%	+$3.8M
107	107 iShares California Muni Bond ETF CMF $3.57B	$11M	0.03%	195,066 -15,983	-8%	-$899K
108	108 Cambria Global Momentum ETF GMOM $111M	$10.7M	0.03%	372,733 -3,686	-1%	-$105K
109	109 Invesco NASDAQ 100 ETF QQQM $52.9B	$10.6M	0.03%	55,117 +25,966	+89%	+$5.01M
110	110 iShares High Yield Systematic Bond ETF HYDB $1.47B	$10.5M	0.02%	222,167 +41,887	+23%	+$1.97M
111	111 Dimensional Short-Duration Fixed Income ETF DFSD $4.81B	$10.4M	0.02%	218,719 +6,880	+3%	+$327K
112	112 Xtrackers USD High Yield Corporate Bond ETF HYLB $3.98B	$10.4M	0.02%	286,764 +4,547	+2%	+$164K
113	113 iShares Core MSCI Europe ETF IEUR $6.87B	$9.95M	0.02%	165,489 -43,240	-21%	-$2.6M
114	ETHA 114 iShares Ethereum Trust ETF ETHA $1.75B	$9.53M	0.02%	689,322 +186,636	+37%	+$2.58M
115	115 Dimensional Emerging Core Equity Market ETF DFAE $6.13B	$9.51M	0.02%	367,414 -3,934	-1%	-$102K
116	116 Vanguard International Dividend Appreciation ETF VIGI $8.28B	$9.1M	0.02%	109,747 +6,191	+6%	+$513K
117	117 Dimensional US Small Cap Value ETF DFSV $4.91B	$9.07M	0.02%	322,222 +204,002	+173%	+$5.74M
118	118 iShares New York Muni Bond ETF NYF $888M	$8.91M	0.02%	169,291 -10,035	-6%	-$528K
119	119 iShares JPMorgan EM High Yield Bond ETF EMHY $437M	$8.79M	0.02%	230,035 -105,513	-31%	-$4.03M
120	120 Vanguard S&P 500 Value ETF VOOV $5.55B	$8.69M	0.02%	47,183 +3,067	+7%	+$565K
121	121 Capital Group US Multi-Sector Income ETF CGMS $2.85B	$8.66M	0.02%	317,060 +19,603	+7%	+$535K
122	122 iShares 1-5 Year Investment Grade Corporate Bond ETF IGSB $21.6B	$8.62M	0.02%	164,568 -42,585	-21%	-$2.23M
123	123 Dimensional International Small Cap Value ETF DISV $3.26B	$8.61M	0.02%	295,823 +147,628	+100%	+$4.3M
124	124 iShares Exponential Technologies ETF XT $3.42B	$8.51M	0.02%	147,815 +14,114	+11%	+$812K
125	125 SPDR S&P 500 ETF Trust SPY $644B	$8.09M	0.02%	14,457 +1,539	+12%	+$861K