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Betterment LLC Portfolio holdings
AUM
$59.1B
Turnover
13.31%
1-Year Est. Return
18.41%
Betterment LLC is the investment adviser of Betterment, an automated service for individual investors, employer 401(k) plans and financial advisers. Jon Stein and Eli Broverman founded Betterment in 2008, and Stein served as chief executive until December 2020, when Sarah Levy, a former Viacom Media Networks chief operating officer, took over. Its portfolios are generally globally diversified mixes of stocks and bonds, with algorithm-driven advice and licensed advisers by phone for those who want help. Betterment has also grown by acquisition, taking over Goldman Sachs' Marcus Invest accounts in 2024 and Ellevest's automated investing business in 2025.
This Fund
S&P 500
This Quarter Est. Return
+3.78%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$5.96B
AUM Growth
+$1.05B
(+22%)
Cap. Flow
+$864M
Cap. Flow % of AUM
Cap. Flow %
14.51%
Top 10 Holdings %
Top 10 Hldgs %
83.92%
Holding
51
New
6
Increased
35
Reduced
10
Closed
–
Avg Time Held
1.2
years
Top 10 Avg Time Held
1.5
years
Top 20 Avg Time Held
1.7
years
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Developed Markets ETF
VEA
|
+$239M |
| 2 |
Vanguard Morningstar Value ETF
VTV
|
+$109M |
| 3 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$107M |
| 4 |
iShares National Muni Bond ETF
MUB
|
+$74.6M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$56.1M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
|
+$938K |
| 2 |
iShares New York Muni Bond ETF
NYF
|
+$707K |
| 3 |
iShares Russell Mid-Cap Value ETF
IWS
|
+$645K |
| 4 |
iShares California Muni Bond ETF
CMF
|
+$419K |
| 5 |
First Trust North American Energy Infrastructure Fund
EMLP
|
+$290K |
Sector Composition
| Rank | Sector | Weight |
|---|
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
Vanguard FTSE Developed Markets ETF
VEA
$231B
| $1.51B | 25.41% |
40,450,205
+6,509,165
| +19% | +$239M |
2014 Q4
7 quarters
|
|
|
2
Vanguard Morningstar Total Stock Market ETF
VTI
$694B
| $708M | 11.89% |
6,362,117
+965,957
| +18% | +$107M |
2014 Q4
7 quarters
|
|
|
3
Vanguard Morningstar Value ETF
VTV
$198B
| $674M | 11.32% |
7,747,527
+1,249,497
| +19% | +$109M |
2014 Q4
7 quarters
|
|
|
4
iShares National Muni Bond ETF
MUB
$55B
| $440M | 7.39% |
3,903,433
+658,237
| +20% | +$74.6M |
2014 Q4
7 quarters
|
|
5
Vanguard FTSE Emerging Markets ETF
VWO
$121B
| $435M | 7.3% |
11,560,147
+1,482,437
| +15% | +$55.2M |
2014 Q4
7 quarters
|
|
6
Schwab International Equity ETF
SCHF
$68B
| $335M | 5.62% |
23,267,034
+1,187,292
| +5% | +$16.8M |
2014 Q4
7 quarters
|
|
|
7
Vanguard Total International Bond ETF
BNDX
$85.2B
| $322M | 5.41% |
5,752,320
+1,002,769
| +21% | +$56.1M |
2014 Q4
7 quarters
|
|
8
Vanguard Morningstar Mid-Cap Value ETF
VOE
$24.9B
| $223M | 3.74% |
2,380,904
+393,625
| +20% | +$36.4M |
2014 Q4
7 quarters
|
|
9
Vanguard Morningstar Small-Cap Value ETF
VBR
$37.9B
| $198M | 3.33% |
1,789,755
+280,656
| +19% | +$30.8M |
2014 Q4
7 quarters
|
|
10
Vanguard Emerging Markets Government Bond ETF
VWOB
$6.1B
| $149M | 2.5% |
1,827,528
+330,742
| +22% | +$26.8M |
2014 Q4
7 quarters
|
|
11
Vanguard Total Bond Market
BND
$166B
| $146M | 2.46% |
1,739,654
+357,449
| +26% | +$30.1M |
2014 Q4
7 quarters
|
|
12
iShares S&P 500 Value ETF
IVE
$51.7B
| $144M | 2.41% |
1,512,858
+92,292
| +6% | +$8.78M |
2014 Q4
7 quarters
|
|
13
iShares 0-1 Year Treasury Bond ETF
SHV
$21.3B
| $129M | 2.16% |
1,164,972
+222,217
| +24% | +$24.5M |
2014 Q4
7 quarters
|
|
14
iShares iBoxx $ Investment Grade Corporate Bond ETF
LQD
$32.5B
| $114M | 1.91% |
924,249
+182,202
| +25% | +$22.4M |
2014 Q4
7 quarters
|
|
15
Schwab US Broad Market ETF
SCHB
$44.6B
| $113M | 1.9% |
13,010,178
+666,780
| +5% | +$5.79M |
2014 Q4
7 quarters
|
|
16
iShares Core MSCI Emerging Markets ETF
IEMG
$148B
| $64.9M | 1.09% |
1,422,661
+30,510
| +2% | +$1.35M |
2014 Q4
7 quarters
|
|
17
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
$21B
| $51.4M | 0.86% |
1,034,331
+197,571
| +24% | +$9.8M |
2014 Q4
7 quarters
|
|
|
18
iShares Russell Mid-Cap Value ETF
IWS
$15.2B
| $42.3M | 0.71% |
550,799
-8,459
| -2% | -$645K |
2014 Q4
7 quarters
|
|
19
iShares Russell 2000 Value ETF
IWN
$14.2B
| $35.5M | 0.6% |
338,877
-1,658
| -0.5% | -$170K |
2014 Q4
7 quarters
|
|
20
iShares Core MSCI EAFE ETF
IEFA
$193B
| $33.8M | 0.57% |
612,697
+53,921
| +10% | +$2.91M |
2014 Q4
7 quarters
|
|
21
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
$2.96B
| $16.1M | 0.27% |
321,771
+33,093
| +11% | +$1.67M |
2014 Q4
7 quarters
|
|
|
22
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
$13.7B
| $10.9M | 0.18% |
92,911
-8,052
| -8% | -$938K |
2014 Q4
7 quarters
|
|
23
iShares Core S&P Total US Stock Market ETF
ITOT
$96.3B
| $10.1M | 0.17% |
204,340
+47,646
| +30% | +$2.35M |
2014 Q4
7 quarters
|
|
24
Schwab US Large-Cap Value ETF
SCHV
$15.9B
| $9.8M | 0.16% |
646,746
+150,642
| +30% | +$2.3M |
2014 Q4
7 quarters
|
|
25
iShares MSCI Emerging Markets ETF
EEM
$28.8B
| $8.22M | 0.14% |
219,495
+15,421
| +8% | +$564K |
2014 Q4
7 quarters
|
|
Similar funds
Betterment LLC's Q3 2016 Portfolio in Review
As of Q3 2016, Betterment LLC held 51 positions worth $5.96B, up 22% from $4.9B the previous quarter. Its ten largest holdings account for 84% of the portfolio.
Betterment LLC deployed $864M of net new capital in Q3 2016, opening 6 new positions and adding to 35 existing holdings. Its largest new stake was Cambria Global Momentum ETF: 51,868 shares worth $1.22M.
On the sell side, the largest reduction was iShares JPMorgan USD Emerging Markets Bond ETF, an estimated $938K trimmed.
- Betterment LLC's largest Q3 2016 buy was Cambria Global Momentum ETF: 51,868 shares worth $1.22M.
- Betterment LLC added most to Vanguard FTSE Developed Markets ETF in Q3 2016, an estimated $239M increase.
- Betterment LLC's biggest Q3 2016 reduction was iShares JPMorgan USD Emerging Markets Bond ETF, cutting an estimated $938K.
- Betterment LLC's ten largest holdings make up 84% of its $5.96B portfolio in Q3 2016.
- Betterment LLC opened 6 new positions and closed 0 in Q3 2016.
- Betterment LLC's portfolio value rose 22% quarter-over-quarter to $5.96B.
Based on Betterment LLC's 13F filing for Q3 2016, filed 14 Nov 2016.