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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
-1.04%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$52.8B
AUM Growth
+$305M
(+0.58%)
Cap. Flow
+$911M
Cap. Flow
% of AUM
1.72%
Top 10 Holdings %
Top 10 Hldgs %
67.53%
Holding
634
New
83
Increased
354
Reduced
176
Closed
19
Avg Time Held
11.7
quarters
Top 10 Avg Time Held
28.6
quarters
Top 20 Avg Time Held
25.2
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$643M |
| 2 |
JPMorgan Core Plus Bond ETF
JCPB
|
+$291M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$280M |
| 4 |
Vanguard Emerging Markets Government Bond ETF
VWOB
|
+$69.9M |
| 5 |
iShares National Muni Bond ETF
MUB
|
+$63.8M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares Core US Aggregate Bond ETF
AGG
|
+$235M |
| 2 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$216M |
| 3 |
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
|
+$57.9M |
| 4 |
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
|
+$52.5M |
| 5 |
Vanguard FTSE Developed Markets ETF
VEA
|
+$43.4M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.88% |
| 2 | Technology | 0.05% |
| 3 | Communication Services | 0.02% |
| 4 | Consumer Discretionary | 0.02% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
Vanguard FTSE Developed Markets ETF
VEA
$230B
| $8.84B | 16.74% |
137,930,799
-657,567
| -0.5% | -$43.4M |
2014 Q4
45 quarters
|
|
|
2
Vanguard Morningstar Total Stock Market ETF
VTI
$697B
| $7.87B | 14.9% |
24,526,707
-644,868
| -3% | -$216M |
2014 Q4
45 quarters
|
|
|
3
State Street SPDR Portfolio S&P 500 ETF
SPYM
$177B
| $7.01B | 13.28% |
91,626,856
+8,041,014
| +10% | +$643M |
2021 Q4
17 quarters
|
|
4
Vanguard FTSE Emerging Markets ETF
VWO
$126B
| $2.88B | 5.46% |
53,371,727
-361,080
| -0.7% | -$20.2M |
2014 Q4
45 quarters
|
|
|
5
iShares Core US Aggregate Bond ETF
AGG
$137B
| $2.37B | 4.5% |
23,905,376
-2,350,108
| -9% | -$235M |
2017 Q2
35 quarters
|
|
|
6
iShares National Muni Bond ETF
MUB
$47.4B
| $2.08B | 3.94% |
19,583,732
+593,514
| +3% | +$63.8M |
2014 Q4
45 quarters
|
|
7
iShares Core S&P Total US Stock Market ETF
ITOT
$97.9B
| $1.51B | 2.86% |
10,617,929
-62,926
| -0.6% | -$9.36M |
2014 Q4
45 quarters
|
|
|
8
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
$18.3B
| $1.2B | 2.27% |
20,199,297
-951,864
| -5% | -$57.9M |
2024 Q1
8 quarters
|
|
9
Vanguard Morningstar Value ETF
VTV
$189B
| $954M | 1.81% |
4,864,568
-109,422
| -2% | -$21.9M |
2014 Q4
45 quarters
|
|
10
Vanguard Total International Bond ETF
BNDX
$82.5B
| $932M | 1.77% |
19,400,574
-157,701
| -0.8% | -$7.65M |
2014 Q4
45 quarters
|
|
11
State Street SPDR Portfolio S&P 600 Small Cap ETF
SPSM
$15.8B
| $919M | 1.74% |
19,018,965
+261,446
| +1% | +$12.9M |
2023 Q4
9 quarters
|
|
12
iShares Core MSCI EAFE ETF
IEFA
$190B
| $839M | 1.59% |
9,262,506
-346,397
| -4% | -$32.3M |
2014 Q4
45 quarters
|
|
|
13
Schwab US Large- Cap ETF
SCHX
$75.3B
| $733M | 1.39% |
28,599,516
+10,450,588
| +58% | +$280M |
2021 Q2
19 quarters
|
|
14
Goldman Sachs ActiveBeta US Large Cap Equity ETF
GSLC
$15.4B
| $722M | 1.37% |
5,769,076
-236,640
| -4% | -$31M |
2016 Q4
37 quarters
|
|
15
JPMorgan Ultra-Short Income ETF
JPST
$42.2B
| $691M | 1.31% |
13,652,039
+470,939
| +4% | +$23.8M |
2020 Q1
24 quarters
|
|
16
Vanguard Morningstar Mid-Cap Value ETF
VOE
$23.7B
| $690M | 1.31% |
3,741,881
-182,729
| -5% | -$34.1M |
2014 Q4
45 quarters
|
|
17
Vanguard Morningstar Small-Cap Value ETF
VBR
$35.6B
| $634M | 1.2% |
2,917,128
-102,538
| -3% | -$22.9M |
2014 Q4
45 quarters
|
|
18
Goldman Sachs Access Treasury 0-1 Year ETF
GBIL
$7.91B
| $611M | 1.16% |
6,099,166
+236,995
| +4% | +$23.7M |
2017 Q3
34 quarters
|
|
19
iShares ESG Aware MSCI USA ETF
ESGU
$18.3B
| $572M | 1.08% |
4,041,916
+117,320
| +3% | +$17.4M |
2020 Q3
22 quarters
|
|
20
Schwab International Equity ETF
SCHF
$67.6B
| $525M | 0.99% |
21,209,364
-651,134
| -3% | -$16.6M |
2014 Q4
45 quarters
|
|
21
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
$2.85B
| $524M | 0.99% |
11,563,595
-542,670
| -4% | -$24.9M |
2014 Q4
45 quarters
|
|
|
22
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
$12.9B
| $508M | 0.96% |
5,407,726
-546,595
| -9% | -$52.5M |
2014 Q4
45 quarters
|
|
23
iShares 0-5 Year TIPS Bond ETF
STIP
$16.4B
| $464M | 0.88% |
4,487,580
+115,711
| +3% | +$11.9M |
2022 Q4
13 quarters
|
|
24
Schwab US Broad Market ETF
SCHB
$45.3B
| $395M | 0.75% |
15,717,854
-438,408
| -3% | -$11.5M |
2014 Q4
45 quarters
|
|
25
iShares Core MSCI Emerging Markets ETF
IEMG
$160B
| $394M | 0.75% |
5,653,446
-258,866
| -4% | -$18.7M |
2014 Q4
45 quarters
|
|
Similar funds
TI
Betterment LLC's Q1 2026 Portfolio in Review
As of Q1 2026, Betterment LLC held 634 positions worth $52.8B, up 0.58% from $52.5B the previous quarter. Its ten largest holdings account for 68% of the portfolio.
Betterment LLC's Q1 2026 filing shows 83 new, 354 increased, 176 reduced and 19 closed positions. Its largest new stake was Vanguard Core Plus Bond ETF: 176,641 shares worth $13.7M. The largest sale was iShares Core US Aggregate Bond ETF, an estimated $235M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Communication Services.
- Betterment LLC's largest Q1 2026 buy was Vanguard Core Plus Bond ETF: 176,641 shares worth $13.7M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q1 2026, an estimated $643M increase.
- Betterment LLC's biggest Q1 2026 reduction was iShares Core US Aggregate Bond ETF, cutting an estimated $235M.
- Betterment LLC fully exited Return Stacked U.S. Stocks & Gold/Bitcoin ETF in Q1 2026, selling an estimated $584K.
- Betterment LLC's ten largest holdings make up 68% of its $52.8B portfolio in Q1 2026.
- Betterment LLC opened 83 new positions and closed 19 in Q1 2026.
- Betterment LLC's portfolio value rose 0.58% quarter-over-quarter to $52.8B.
Based on Betterment LLC's 13F filing for Q1 2026, filed 14 May 2026.