Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Hldgs %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	SPDR Portfolio S&P 500 ETF SPLG	$788M
2	iShares Core US Aggregate Bond ETF AGG	$196M
3	Schwab US Large- Cap ETF SCHX	$159M
4	JPMorgan Ultra-Short Income ETF JPST	$150M
5	SPDR Nuveen Bloomberg Municipal Bond ETF TFI	$94.4M

Top Sells

1	Vanguard Total Stock Market ETF VTI	$240M
2	Vanguard FTSE Emerging Markets ETF VWO	$181M
3	Vanguard FTSE Developed Markets ETF VEA	$178M
4	Vanguard Total International Bond ETF BNDX	$126M
5	iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
176	176 VanEck Fallen Angel High Yield Bond ETF ANGL $3.04B	$2.92M	0.01%	101,174 -299	-0.3%	-$8.63K
177	177 Vanguard High Dividend Yield ETF VYM $60.3B	$2.92M	0.01%	22,638 +337	+2%	+$43.5K
178	178 VanEck High Yield Muni ETF HYD $3.36B	$2.91M	0.01%	56,946 +11,935	+27%	+$611K
179	179 Pacer US Cash Cows 100 ETF COWZ $21.7B	$2.9M	0.01%	52,939 +1,140	+2%	+$62.4K
180	180 JPMorgan Core Plus Bond ETF JCPB $6.29B	$2.89M	0.01%	61,433 +32,228	+110%	+$1.52M
181	181 SPDR Portfolio S&P 500 Growth ETF SPYG $34.6B	$2.83M	0.01%	35,194 +2,866	+9%	+$230K
182	182 Vanguard S&P Small-Cap 600 ETF VIOO $2.75B	$2.77M	0.01%	28,741 +7,087	+33%	+$684K
183	183 SPDR Portfolio S&P 1500 Composite Stock Market ETF SPTM $9.4B	$2.72M	0.01%	40,040 +4,374	+12%	+$297K
184	184 iShares Core S&P Mid-Cap ETF IJH $93.6B	$2.72M	0.01%	46,612 +1,294	+3%	+$75.5K
185	185 iShares Short Maturity Bond ETF NEAR $3.27B	$2.69M	0.01%	52,848 -743	-1%	-$37.8K
186	186 Vanguard Intermediate-Term Corporate Bond ETF VCIT $47.3B	$2.63M	0.01%	32,122 -15,191	-32%	-$1.24M
187	187 iShares Core MSCI Total International Stock ETF IXUS $42.9B	$2.61M	0.01%	37,339 +6,780	+22%	+$473K
188	188 iShares MSCI Intl Momentum Factor ETF IMTM $2.87B	$2.52M	0.01%	63,174 +13,829	+28%	+$552K
189	189 Schwab Emerging Markets Equity ETF SCHE $9.96B	$2.47M	0.01%	89,543 +9,020	+11%	+$249K
190	190 Vanguard Total World Stock ETF VT $45.8B	$2.46M	0.01%	21,213 -1,612	-7%	-$187K
191	191 iShares Russell 1000 Growth ETF IWF $106B	$2.44M	0.01%	6,746 +93	+1%	+$33.6K
192	192 Dimensional International Small Cap ETF DFIS $2.9B	$2.42M	0.01%	93,587 -10,062	-10%	-$260K
193	193 Dimensional Global Real Estate ETF DFGR $2.44B	$2.41M	0.01%	91,693 +9,622	+12%	+$253K
194	194 WisdomTree Managed Futures Strategy Fund WTMF $159M	$2.41M	0.01%	70,485 -3,727	-5%	-$127K
195	195 First Trust Rising Dividend Achievers ETF RDVY $13.4B	$2.38M	0.01%	40,583 +4,714	+13%	+$276K
196	196 Cambria Global Value ETF GVAL $208M	$2.36M	0.01%	95,531 -4,103	-4%	-$102K
197	197 Vanguard FTSE All-World ex-US ETF VEU $44B	$2.31M	0.01%	38,151 -24,827	-39%	-$1.51M
198	198 Cambria Value and Momentum ETF VAMO $53.7M	$2.3M	0.01%	78,874 -2,240	-3%	-$65.3K
199	199 Vanguard Intermediate-Term Treasury ETF VGIT $31.4B	$2.3M	0.01%	38,664 -16,896	-30%	-$1M
200	200 Microsoft MSFT $3.41T	$2.26M	0.01%	6,027 -50	-0.8%	-$18.8K