Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Hldgs %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	SPDR Portfolio S&P 500 ETF SPLG	$788M
2	iShares Core US Aggregate Bond ETF AGG	$196M
3	Schwab US Large- Cap ETF SCHX	$159M
4	JPMorgan Ultra-Short Income ETF JPST	$150M
5	SPDR Nuveen Bloomberg Municipal Bond ETF TFI	$94.4M

Top Sells

1	Vanguard Total Stock Market ETF VTI	$240M
2	Vanguard FTSE Emerging Markets ETF VWO	$181M
3	Vanguard FTSE Developed Markets ETF VEA	$178M
4	Vanguard Total International Bond ETF BNDX	$126M
5	iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
226	226 SPDR Bloomberg 1-3 Month T-Bill ETF BIL $46B	$1.53M	0%	16,723 -306	-2%	-$28.1K
227	227 Schwab Fundamental International Large Company Index ETF FNDF $14.8B	$1.5M	0%	41,533 -1,765	-4%	-$63.8K
228	228 iShares MSCI Intl Quality Factor ETF IQLT $11.6B	$1.5M	0%	37,791 -986	-3%	-$39.1K
229	229 SGI Enhanced Global Income ETF GINX $79.9M	$1.47M	0%	54,243 +4,863	+10%	+$132K
230	230 First Trust North American Energy Infrastructure Fund EMLP $3.23B	$1.47M	0%	39,216 -1,659	-4%	-$62.2K
231	231 WisdomTree Yield Enhanced US Aggregate Bond Fund AGGY $822M	$1.46M	0%	33,502 +701	+2%	+$30.4K
232	232 iShares US Equity Factor ETF LRGF $2.36B	$1.43M	0%	24,778 +1,607	+7%	+$93K
233	233 Vanguard Mega Cap Growth ETF MGK $25.1B	$1.43M	0%	4,629 +1,632	+54%	+$504K
234	234 Dimensional Emerging Markets High Profitability ETF DEHP $246M	$1.41M	0%	55,998 +7,936	+17%	+$200K
235	235 Dimensional Ultrashort Fixed Income ETF DUSB $1.2B	$1.4M	0%	27,540 +1,957	+8%	+$99.3K
236	236 Vanguard Total World Bond ETF BNDW $1.2B	$1.39M	0%	20,176 -12,747	-39%	-$877K
237	QXQ 237 SGI Enhanced Nasdaq-100 ETF QXQ $31.9M	$1.35M	0%	54,392 +7,425	+16%	+$185K
238	238 US Treasury 3 Month Bill ETF TBIL $5.76B	$1.28M	0%	25,633 +567	+2%	+$28.4K
239	239 John Hancock Multifactor Mid Cap ETF JHMM $4.08B	$1.25M	0%	21,825 +758	+4%	+$43.4K
240	240 Amazon AMZN $2.17T	$1.22M	0%	6,425 +2,921	+83%	+$556K
241	241 iShares Russell 2000 ETF IWM $64B	$1.18M	0%	5,889 -221	-4%	-$44.1K
242	242 Schwab Fundamental US Small Company Index ETF FNDA $8.28B	$1.17M	0%	42,776 -1,112	-3%	-$30.5K
243	243 Invesco Variable Rate Investment Grade ETF VRIG $1.18B	$1.16M	0%	46,292 +4,066	+10%	+$102K
244	244 SPDR SSGA Multi-Asset Real Return ETF RLY $487M	$1.14M	0%	39,848 +28,328	+246%	+$808K
245	245 Schwab Fundamental Emerging Markets Large Company Index ETF FNDE $6.81B	$1.11M	0%	36,136 -86	-0.2%	-$2.65K
246	246 iShares Core 10+ Year USD Bond ETF ILTB $605M	$1.11M	0%	22,092 +2,343	+12%	+$117K
247	247 Invesco S&P SmallCap Momentum ETF XSMO $1.54B	$1.1M	0%	17,535 +1,569	+10%	+$98.4K
248	248 iShares MSCI USA Momentum Factor ETF MTUM $16.9B	$1.1M	0%	5,438 -11,444	-68%	-$2.31M
249	249 iShares Russell 1000 Value ETF IWD $62B	$1.07M	0%	5,705 -32	-0.6%	-$6.02K
250	FETH 250 Fidelity Ethereum Fund FETH $1B	$1.07M	0%	58,498	New	+$1.07M