Betterment LLC Portfolio holdings
Betterment LLC is the investment adviser of Betterment, an automated service for individual investors, employer 401(k) plans and financial advisers. Jon Stein and Eli Broverman founded Betterment in 2008, and Stein served as chief executive until December 2020, when Sarah Levy, a former Viacom Media Networks chief operating officer, took over. Its portfolios are generally globally diversified mixes of stocks and bonds, with algorithm-driven advice and licensed advisers by phone for those who want help. Betterment has also grown by acquisition, taking over Goldman Sachs' Marcus Invest accounts in 2024 and Ellevest's automated investing business in 2025.
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
JPMorgan Core Plus Bond ETF
JCPB
|
+$1.04B |
| 2 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$534M |
| 3 |
iShares National Muni Bond ETF
MUB
|
+$156M |
| 4 |
Vanguard Emerging Markets Government Bond ETF
VWOB
|
+$122M |
| 5 |
Vanguard FTSE Developed Markets ETF
VEA
|
+$55.5M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares Core US Aggregate Bond ETF
AGG
|
+$820M |
| 2 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$208M |
| 3 |
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
|
+$85.8M |
| 4 |
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
|
+$76M |
| 5 |
Vanguard Morningstar Mid-Cap Value ETF
VOE
|
+$45.5M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.83% |
| 2 | Technology | 0.08% |
| 3 | Communication Services | 0.02% |
| 4 | Consumer Discretionary | 0.02% |
| 5 | Industrials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
251
Berkshire Hathaway Class B
BRK.B
$1.16T
| $2.08M | ﹤0.01% |
4,149
+541
| +15% | +$260K |
2024 Q3
7 quarters
|
|
252
PGIM Ultra Short Bond ETF
PULS
$19.8B
| $2.07M | ﹤0.01% |
41,823
+1,160
| +3% | +$57.6K |
2023 Q4
10 quarters
|
|
253
First Trust Growth Strength ETF
FTGS
$1.3B
| $1.94M | ﹤0.01% |
52,549
+7,957
| +18% | +$289K |
2025 Q1
5 quarters
|
|
254
Invesco S&P International Developed Momentum ETF
IDMO
$4.25B
| $1.92M | ﹤0.01% |
31,775
+5,226
| +20% | +$310K |
2023 Q1
13 quarters
|
|
255
iShares Morningstar Mid-Cap Growth ETF
IMCG
$4.13B
| $1.88M | ﹤0.01% |
19,178
-1,119
| -6% | -$101K |
2023 Q4
10 quarters
|
|
256
iShare MSCI Eurozone ETF
EZU
$9.29B
| $1.88M | ﹤0.01% |
27,016
+907
| +3% | +$61.2K |
2025 Q2
4 quarters
|
|
257
John Hancock Multifactor Mid Cap ETF
JHMM
$6.1B
| $1.88M | ﹤0.01% |
25,013
+3,612
| +17% | +$261K |
2022 Q1
17 quarters
|
|
258
iShares S&P 500 Growth ETF
IVW
$76.5B
| $1.84M | ﹤0.01% |
13,406
-1,248
| -9% | -$165K |
2021 Q2
20 quarters
|
|
259
Schwab Fundamental Emerging Markets Large Company Index ETF
FNDE
$10B
| $1.82M | ﹤0.01% |
45,849
+2,171
| +5% | +$87.8K |
2022 Q4
14 quarters
|
|
260
Advanced Micro Devices
AMD
$937B
| $1.82M | ﹤0.01% |
3,128
+195
| +7% | +$79.9K |
2025 Q4
2 quarters
|
|
261
First Trust Small Cap Growth AlphaDEX Fund
FYC
$1.39B
| $1.8M | ﹤0.01% |
14,109
+5,883
| +72% | +$664K |
2026 Q1
1 quarter
|
|
262
Grayscale Ethereum Staking Mini ETF Shares
ETH
$1.99B
| $1.8M | ﹤0.01% |
119,446
+64,969
| +119% | +$1.27M |
2026 Q1
1 quarter
|
|
263
iShares US Equity Factor ETF
LRGF
$3.71B
| $1.79M | ﹤0.01% |
23,701
-834
| -3% | -$61K |
2024 Q4
6 quarters
|
|
264
iShares Core 1-5 Year USD Bond ETF
ISTB
$5.35B
| $1.76M | ﹤0.01% |
36,554
+234
| +0.6% | +$11.3K |
2021 Q1
21 quarters
|
|
265
Verizon
VZ
$182B
| $1.76M | ﹤0.01% |
41,612
+35,471
| +578% | +$1.66M |
2026 Q1
1 quarter
|
|
266
Janus Henderson AAA CLO ETF
JAAA
$32.6B
| $1.76M | ﹤0.01% |
34,791
+3,293
| +10% | +$167K |
2024 Q2
8 quarters
|
|
267
Vanguard ESG International Stock ETF
VSGX
$6.63B
| $1.75M | ﹤0.01% |
21,272
-570
| -3% | -$45.2K |
2021 Q2
20 quarters
|
|
268
Xtrackers MSCI EAFE Hedged Equity ETF
DBEF
$9.4B
| $1.75M | ﹤0.01% |
32,018
+5,015
| +19% | +$263K |
2024 Q2
8 quarters
|
|
269
iShares Intermediate Government/Credit Bond ETF
GVI
$3.84B
| $1.72M | ﹤0.01% |
16,188
+2,372
| +17% | +$252K |
2021 Q1
21 quarters
|
|
270
Vanguard Morningstar Mega Cap Growth ETF
MGK
$33.8B
| $1.7M | ﹤0.01% |
19,365
-205
| -1% | -$17.5K |
2021 Q4
18 quarters
|
|
271
Calvert Ultra-Short Investment Grade ETF
CVSB
$279M
| $1.7M | ﹤0.01% |
33,537
+859
| +3% | +$43.5K |
2025 Q1
5 quarters
|
|
272
First Trust SMID Cap Rising Dividend Achievers ETF
SDVY
$11.2B
| $1.7M | ﹤0.01% |
39,358
+1,997
| +5% | +$83.3K |
2024 Q3
7 quarters
|
|
273
State Street Real Estate Select Sector SPDR ETF
XLRE
$8.08B
| $1.69M | ﹤0.01% |
38,428
+6,192
| +19% | +$272K |
2024 Q3
7 quarters
|
|
274
iShares 3-7 Year Treasury Bond ETF
IEI
$17B
| $1.69M | ﹤0.01% |
14,398
-6,192
| -30% | -$729K |
2022 Q4
14 quarters
|
|
275
iShares Core MSCI International Developed Markets ETF
IDEV
$34.1B
| $1.67M | ﹤0.01% |
18,790
+3,922
| +26% | +$348K |
2024 Q1
9 quarters
|
|
Similar funds
Betterment LLC's Q2 2026 Portfolio in Review
As of Q2 2026, Betterment LLC held 691 positions worth $59.1B, up 12% from $52.8B the previous quarter. Its ten largest holdings account for 67% of the portfolio.
Betterment LLC's Q2 2026 filing shows 76 new, 406 increased, 192 reduced and 16 closed positions. Its largest new stake was iShares Euro High Yield Corporate Bond USD Hedged ETF: 224,944 shares worth $12.1M. The largest sale was iShares Core US Aggregate Bond ETF, an estimated $820M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Communication Services.
- Betterment LLC's largest Q2 2026 buy was iShares Euro High Yield Corporate Bond USD Hedged ETF: 224,944 shares worth $12.1M.
- Betterment LLC added most to JPMorgan Core Plus Bond ETF in Q2 2026, an estimated $1.04B increase.
- Betterment LLC's biggest Q2 2026 reduction was iShares Core US Aggregate Bond ETF, cutting an estimated $820M.
- Betterment LLC fully exited iShares ESG Advanced Universal USD Bond ETF in Q2 2026, selling an estimated $1.04M.
- Betterment LLC's ten largest holdings make up 67% of its $59.1B portfolio in Q2 2026.
- Betterment LLC opened 76 new positions and closed 16 in Q2 2026.
- Betterment LLC's portfolio value rose 12% quarter-over-quarter to $59.1B.
Based on Betterment LLC's 13F filing for Q2 2026, filed 14 Aug 2026.