Betterment LLC Portfolio holdings

AUM $42.2B

This Quarter Return

-0.53%

1 Year Return

+3.59%

3 Year Return

+8.97%

5 Year Return

+57.1%

10 Year Return

+57.09%

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$474M

Cap. Flow % of AUM

1.12%

Top 10 Holdings %Top 10 Hldgs %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	SPDR Portfolio S&P 500 ETF SPLG	$788M
2	iShares Core US Aggregate Bond ETF AGG	$196M
3	Schwab US Large- Cap ETF SCHX	$159M
4	JPMorgan Ultra-Short Income ETF JPST	$150M
5	SPDR Nuveen ICE Municipal Bond ETF TFI	$94.4M

Top Sells

1	Vanguard Total Stock Market ETF VTI	$240M
2	Vanguard FTSE Emerging Markets ETF VWO	$181M
3	Vanguard FTSE Developed Markets ETF VEA	$178M
4	Vanguard Total International Bond ETF BNDX	$126M
5	iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
26	26 iShares ESG Aware MSCI EAFE ETF ESGD $9.75B	$269M	0.64%	3,295,488 -108,432	-3%	-$8.86M
27	27 iShares MSCI ACWI Low Carbon Target ETF CRBN $1.04B	$248M	0.59%	1,297,812 -1,259	-0.1%	-$241K
28	28 SPDR Portfolio Developed World ex-US ETF SPDW $27.5B	$225M	0.53%	6,191,508 -10,134	-0.2%	-$369K
29	29 iShares Russell Mid-Cap Value ETF IWS $13.3B	$216M	0.51%	1,710,860 -84,345	-5%	-$10.6M
30	30 Goldman Sachs ActiveBeta International Equity ETF GSIE $4.12B	$170M	0.4%	4,781,850 -313,761	-6%	-$11.2M
31	31 Vanguard S&P 500 ETF VOO $702B	$140M	0.33%	273,369 +34,584	+14%	+$17.8M
32	32 SPDR Portfolio S&P 500 Value ETF SPYV $27.2B	$131M	0.31%	2,574,832 -140,586	-5%	-$7.18M
33	33 Vanguard Total Bond Market BND $131B	$125M	0.3%	1,708,067 +28,851	+2%	+$2.12M
34	34 iShares Short Treasury Bond ETF SHV $20.8B	$124M	0.29%	1,118,795 -184,429	-14%	-$20.4M
35	35 iShares Russell 2000 Value ETF IWN $10.8B	$120M	0.28%	794,473 -34,603	-4%	-$5.22M
36	36 Schwab US Large-Cap Value ETF SCHV $12.8B	$119M	0.28%	4,464,267 -188,532	-4%	-$5.01M
37	37 Vanguard Emerging Markets Government Bond ETF VWOB $5.26B	$106M	0.25%	1,656,401 -195,755	-11%	-$12.6M
38	38 iShares ESG Aware MSCI EM ETF ESGE $5.12B	$104M	0.25%	2,977,966 -413,351	-12%	-$14.4M
39	39 Vanguard Short-Term Inflation-Protected Securities Index Fund VTIP $15.3B	$101M	0.24%	2,015,442 -499,168	-20%	-$24.9M
40	40 Vanguard Growth ETF VUG $183B	$99.2M	0.24%	267,507 +11,231	+4%	+$4.16M
41	41 SPDR S&P 500 Fossil Fuel Free ETF SPYX $2.28B	$88.5M	0.21%	1,934,050 +865	+0%	+$39.6K
42	42 iShares Core S&P 500 ETF IVV $644B	$86.7M	0.21%	154,278 -4,593	-3%	-$2.58M
43	43 TCW Transform 500 ETF VOTE $843M	$86.4M	0.2%	1,320,747 +46,253	+4%	+$3.02M
44	44 Dimensional US Core Equity 2 ETF DFAC $35.8B	$84.2M	0.2%	2,552,979 +282,684	+12%	+$9.33M
45	45 SPDR S&P Kensho New Economies Composite ETF KOMP $2.31B	$82.4M	0.2%	1,773,394 -53,056	-3%	-$2.47M
46	46 Goldman Sachs ActiveBeta Europe Equity ETF GSEU $110M	$79.4M	0.19%	2,061,069 +162,103	+9%	+$6.24M
47	47 iShares S&P 500 Value ETF IVE $39.8B	$76.6M	0.18%	401,919 -14,112	-3%	-$2.69M
48	48 iShares Core International Aggregate Bond Fund IAGG $10.7B	$73.5M	0.17%	1,471,136 +21,488	+1%	+$1.07M
49	49 iShares USD Green Bond ETF BGRN $412M	$62.6M	0.15%	1,321,558 +28,503	+2%	+$1.35M
50	50 iShares ESG Aware MSCI USA Small-Cap ETF ESML $1.87B	$62.6M	0.15%	1,628,510 +25,881	+2%	+$994K