SFP

Sterling Financial Planning Portfolio holdings

AUM $276M

AUM

$276M

AUM Growth

+$3.94M (+1%)

Cap. Flow

+$5.88M

Cap. Flow % of AUM

2.13%

Top 10 Holdings %Top 10 Hldgs %

45.59%

Holding

114

New

Increased

Reduced

Closed

Top Buys

1	Dimensional International Value ETF DFIV	$1.31M
2	Dimensional Inflation-Protected Securities ETF DFIP	$1.2M
3	Dimensional International Small Cap Value ETF DISV	$1.04M
4	Dimensional US Small Cap Value ETF DFSV	$795K
5	iShares S&P Mid-Cap 400 Growth ETF IJK	$693K

Top Sells

1	Vanguard Total International Bond ETF BNDX	$1.35M
2	iShares TIPS Bond ETF TIP	$1.01M
3	iShares International Select Dividend ETF IDV	$870K
4	iShares US Treasury Bond ETF GOVT	$840K
5	Vanguard Short-Term Bond ETF BSV	$724K

Sector Composition

1	Technology	2.06%
2	Healthcare	1.39%
3	Financials	1.31%
4	Industrials	0.96%
5	Energy	0.79%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 iShares Gold Trust IAU $46B	$17.9M	6.5%	304,027 -10,404	-3%	-$613K
2	2 iShares S&P Mid-Cap 400 Value ETF IJJ $7.59B	$16.7M	6.07%	139,790 +4,650	+3%	+$557K
3	3 iShares S&P Small-Cap 600 Growth ETF IJT $6.06B	$14.7M	5.33%	117,936 +5,558	+5%	+$692K
4	4 iShares S&P Mid-Cap 400 Growth ETF IJK $8.75B	$14.5M	5.27%	174,554 +8,324	+5%	+$693K
5	5 iShares S&P 500 Growth ETF IVW $57.6B	$14.3M	5.2%	154,375 +1,107	+0.7%	+$103K
6	6 Dimensional International Value ETF DFIV $11.7B	$12.4M	4.5%	315,493 +33,275	+12%	+$1.31M
7	7 Schwab Fundamental US Large Company Index ETF FNDX $18B	$9.64M	3.5%	408,307 +10,880	+3%	+$257K
8	8 Vanguard High Dividend Yield ETF VYM $59.5B	$9.2M	3.33%	71,305 +1,442	+2%	+$186K
9	9 Dimensional International Small Cap Value ETF DISV $3.07B	$8.44M	3.06%	289,717 +35,694	+14%	+$1.04M
10	10 iShares S&P Small-Cap 600 Value ETF IJS $6.13B	$7.81M	2.83%	80,080 -890	-1%	-$86.8K
11	11 Vanguard Intermediate-Term Bond ETF BIV $22.8B	$7.77M	2.82%	101,426 +7,169	+8%	+$549K
12	12 iShares Core S&P 500 ETF IVV $591B	$7.07M	2.57%	12,587 -43	-0.3%	-$24.2K
13	13 Innovator US Equity Accelerated 9 Buffer ETF January XBJA $97.1M	$7.06M	2.56%	249,942 +19,929	+9%	+$563K
14	14 Dimensional US Small Cap Value ETF DFSV $4.6B	$6.56M	2.38%	232,928 +28,251	+14%	+$795K
15	15 Dimensional Inflation-Protected Securities ETF DFIP $877M	$5.26M	1.91%	125,011 +28,484	+30%	+$1.2M
16	16 Dimensional Global Real Estate ETF DFGR $2.46B	$4.91M	1.78%	187,091 +13,706	+8%	+$360K
17	17 Dimensional Emerging Markets Value ETF DFEV $1B	$4.75M	1.72%	175,669 +21,030	+14%	+$569K
18	18 iShares S&P 500 Value ETF IVE $38.2B	$4.46M	1.62%	23,384 -15	-0.1%	-$2.86K
19	19 iShares MSCI EAFE Growth ETF EFG $13.2B	$4.19M	1.52%	41,934 -1,037	-2%	-$104K
20	20 iShares Core S&P Mid-Cap ETF IJH $93.4B	$4.19M	1.52%	71,761 -971	-1%	-$56.7K
21	21 iShares US Treasury Bond ETF GOVT $27.2B	$4.09M	1.48%	177,861 -36,542	-17%	-$840K
22	22 SPDR Gold Trust GLD $98.5B	$4.01M	1.45%	13,923 -706	-5%	-$203K
23	23 Vanguard Short-Term Bond ETF BSV $37.9B	$3.7M	1.34%	47,328 -9,244	-16%	-$724K
24	24 Apple AAPL $3.01T	$3.47M	1.26%	15,612 -338	-2%	-$75.1K
25	25 Invesco QQQ Trust QQQ $341B	$3.17M	1.15%	6,760 +117	+2%	+$54.9K