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SFP

Sterling Financial Planning Portfolio holdings

AUM $337M
1-Year Est. Return 19.27%
This Fund
S&P 500
This Quarter Est. Return
+6.86%
1 Year Est. Return
+19.27%
3 Year Est. Return
+46.75%
5 Year Est. Return
+48.15%
10 Year Est. Return
–
AUM
$317M
AUM Growth
+$17.8M
Cap. Flow
-$2.9M
Cap. Flow %
-0.91%
Top 10 Hldgs %
46.61%
Holding
118
New
2
Increased
37
Reduced
56
Closed
2

Top Buys

Rank Stock Value
1
VCSH icon
Vanguard Short-Term Corporate Bond ETF
VCSH
+$476K
2
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$331K
3
CSRE
Cohen & Steers Real Estate Active ETF
CSRE
+$310K
4
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$288K
5
DFIP icon
Dimensional Inflation-Protected Securities ETF
DFIP
+$276K

Top Sells

Rank Stock Value
1
RTX icon
RTX Corp
RTX
+$1.15M
2
IVW icon
iShares S&P 500 Growth ETF
IVW
+$856K
3
IAU icon
iShares Gold Trust
IAU
+$413K
4
JNJ icon
Johnson & Johnson
JNJ
+$339K
5
RCL icon
Royal Caribbean
RCL
+$282K

Sector Composition

Rank Sector Weight
1 Technology 2.22%
2 Financials 1.07%
3 Healthcare 1.05%
4 Industrials 0.99%
5 Communication Services 0.67%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
IAU icon
1
iShares Gold Trust
IAU
$62.9B
$19.9M 6.27%
273,359
-6,329
-2% -$413K
IJJ icon
2
iShares S&P Mid-Cap 400 Value ETF
IJJ
$8.83B
$19.2M 6.05%
147,868
+1,444
+1% +$185K
IVW icon
3
iShares S&P 500 Growth ETF
IVW
$73.8B
$17.9M 5.64%
148,099
-7,441
-5% -$856K
IJT icon
4
iShares S&P Small-Cap 600 Growth ETF
IJT
$8.26B
$17.6M 5.54%
124,178
+387
+0.3% +$53.4K
IJK icon
5
iShares S&P Mid-Cap 400 Growth ETF
IJK
$10.7B
$17.3M 5.45%
180,213
+1,979
+1% +$186K
DFIV icon
6
Dimensional International Value ETF
DFIV
$21.3B
$14.6M 4.61%
316,690
-4,722
-1% -$211K
FNDX icon
7
Schwab Fundamental US Large Company Index ETF
FNDX
$26.7B
$11.2M 3.52%
423,993
-10,124
-2% -$257K
VYM icon
8
Vanguard High Dividend Yield ETF
VYM
$80.9B
$10.8M 3.41%
76,746
+1,552
+2% +$213K
DISV icon
9
Dimensional International Small Cap Value ETF
DISV
$4.95B
$10.5M 3.32%
294,935
-3,179
-1% -$109K
DFSV
10
Dimensional US Small Cap Value ETF
DFSV
$8.19B
$8.92M 2.81%
280,173
+2,463
+0.9% +$76.9K
IJS icon
11
iShares S&P Small-Cap 600 Value ETF
IJS
$8.12B
$8.76M 2.76%
79,243
-1,404
-2% -$149K
BIV icon
12
Vanguard Intermediate-Term Bond ETF
BIV
$28.8B
$8.56M 2.7%
109,556
+4,281
+4% +$331K
IVV icon
13
iShares Core S&P 500 ETF
IVV
$878B
$8.45M 2.66%
12,620
+24
+0.2% +$15.5K
XBJA icon
14
Innovator US Equity Accelerated 9 Buffer ETF January
XBJA
$88.6M
$8.36M 2.64%
267,275
+5,558
+2% +$171K
DFIP icon
15
Dimensional Inflation-Protected Securities ETF
DFIP
$1.11B
$5.88M 1.85%
139,163
+6,564
+5% +$276K
DFEV icon
16
Dimensional Emerging Markets Value ETF
DFEV
$1.93B
$5.68M 1.79%
178,056
-7,584
-4% -$235K
DFGR icon
17
Dimensional Global Real Estate ETF
DFGR
$3.85B
$5.64M 1.78%
206,621
+4,053
+2% +$110K
IVE icon
18
iShares S&P 500 Value ETF
IVE
$49B
$4.78M 1.51%
23,140
-132
-0.6% -$26.5K
IJH icon
19
iShares Core S&P Mid-Cap ETF
IJH
$122B
$4.64M 1.46%
71,142
-362
-0.5% -$23.3K
EFG icon
20
iShares MSCI EAFE Growth ETF
EFG
$16.6B
$4.64M 1.46%
40,711
-1,051
-3% -$117K
GLD icon
21
SPDR Gold Trust
GLD
$131B
$4.41M 1.39%
12,419
-485
-4% -$155K
QQQ icon
22
Invesco QQQ Trust
QQQ
$453B
$4.33M 1.36%
7,208
+365
+5% +$209K
GOVT icon
23
iShares US Treasury Bond ETF
GOVT
$43.6B
$4.21M 1.33%
181,895
+2,972
+2% +$68.1K
BSV icon
24
Vanguard Short-Term Bond ETF
BSV
$44.7B
$4.01M 1.26%
50,770
+3,664
+8% +$288K
AAPL icon
25
Apple
AAPL
$4.54T
$3.97M 1.25%
15,578
-33
-0.2% -$7.46K
1
2 3 4 5

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WIM
WIM Investment Management Hong Kong $337M AUM 34.18% 1-Year Est. Return
NL
NKCFO LLC Geneva, Illinois $337M AUM 58.12% 1-Year Est. Return
FIM
Freedom Investment Management Hartford, Connecticut $337M AUM 22.95% 1-Year Est. Return
SIC
Shoker Investment Counsel Oxford, Ohio $337M AUM 24.9% 1-Year Est. Return
SC
Schiavi & Co Wilmington, Delaware $337M AUM 16.69% 1-Year Est. Return
SG
Standard General New York $336M AUM 16.52% 1-Year Est. Return
BCM
Brightline Capital Management Miami, Florida $338M AUM 197.95% 1-Year Est. Return
LFP
Leeward Financial Partners Bellevue, Washington $336M AUM 20.94% 1-Year Est. Return

Sterling Financial Planning's Q3 2025 Portfolio in Review

As of Q3 2025, Sterling Financial Planning held 118 positions worth $317M, up 5.9% from $299M the previous quarter. Its ten largest holdings account for 47% of the portfolio.

Trading was light in Q3 2025: portfolio turnover was 3.4%. Sterling Financial Planning opened 2 new positions and exited 2, leaving the 118-position portfolio largely intact.

By sector, the portfolio is most concentrated in Technology at 2.2% of assets, up from 2.2% a quarter earlier, followed by Financials and Healthcare.

  • Sterling Financial Planning's largest Q3 2025 buy was Cohen & Steers Real Estate Active ETF: 11,957 shares worth $311K.
  • Sterling Financial Planning added most to Vanguard Short-Term Corporate Bond ETF in Q3 2025, an estimated $476K increase.
  • Sterling Financial Planning's biggest Q3 2025 reduction was RTX Corp, cutting an estimated $1.15M.
  • Sterling Financial Planning fully exited Royal Caribbean in Q3 2025, selling an estimated $282K.
  • Sterling Financial Planning's ten largest holdings make up 47% of its $317M portfolio in Q3 2025.
  • Sterling Financial Planning opened 2 new positions and closed 2 in Q3 2025.
  • Sterling Financial Planning's portfolio value rose 5.9% quarter-over-quarter to $317M.

Based on Sterling Financial Planning's 13F filing for Q3 2025, filed 24 Oct 2025.