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Small Cap
Credit Services
Stocks Ranked by
Market Capitalization

Name Market cap Price Price
change %
WU icon
1
Western Union
WU
$1.92B
$1.92B $6.17 0.96%
ATLC icon
2
Atlanticus Holdings
ATLC
$1.4B
$1.4B $92.02 1.62%
JCAP icon
3
Jefferson Capital
JCAP
$1.18B
$1.18B $20.53 1.01%
NAVI icon
4
Navient
NAVI
$870M
$870M $9.28 2.93%
WRLD icon
5
World Acceptance Corp
WRLD
$800M
$800M $171.64 0.42%
LU icon
6
Lufax Holding
LU
$752M
$752M $0.8682 1.73%
FINV icon
7
FinVolution Group
FINV
$739M
$739M $3.13 0.95%
PRAA icon
8
PRA Group
PRAA
$730M
$730M $19.39 2.81%
GDOT icon
9
Green Dot
GDOT
$695M
$695M $12.20 0.49%
QFIN icon
10
Qfin Holdings
QFIN
$689M
$689M $5.67 2.58%
SWRD icon
11
Stewards, Inc. Common Stock
SWRD
$598M
$598M $2.65 2.32%
OPFI icon
12
OppFi
OPFI
$481M
$481M $5.65 2.08%
OPRT icon
13
Oportun Financial
OPRT
$418M
$418M $9.08 1.41%
HTT icon
14
High Templar Tech Ltd
HTT
$323M
$323M $2.08 2.8%
RM icon
15
Regional Management Corp
RM
$317M
$317M $34.37 0.29%
PMTS icon
16
CPI Card Group
PMTS
$288M
$288M $24.82 3.42%
MFIN icon
17
Medallion Financial
MFIN
$257M
$257M $11.19 0%

Small Cap Credit Services Stocks at a Glance

Credit services companies extend consumer and business credit through cards, installment loans, and specialty lending, or process the payments behind them. Returns balance yield against charge-offs, so credit quality and funding costs drive the cycle — while payment networks earn toll-like fees with little credit risk.

There are 17 small cap Credit Services stocks — companies in the Credit Services industry with a market cap between $250M and $2B — worth a combined $12.5B.

The largest by market cap are Western Union (WU) at $1.92B, Atlanticus Holdings (ATLC) at $1.4B and Jefferson Capital (JCAP) at $1.18B.

Among institutional investors, Atlanticus Holdings (ATLC) drew the most net new fund positions in Q2 2026: 49 funds opened new positions, taking total fund holders up 39 (36%) quarter-over-quarter.

  • Combined market cap: $12.5B across 17 stocks.
  • Small Cap: market cap between $250M and $2B.
  • Largest constituent: Western Union (WU), $1.92B market cap.
  • Most net new fund positions in Q2 2026: Atlanticus Holdings (ATLC), +39 holders.

Market caps and prices updated daily; fund activity based on aggregated SEC 13F filings for Q2 2026.