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Upstart Holdings

UPST

Market cap $2.49B

25.59 USD

+0.49

1.95%

At close Updated Sep 11, 4:00 PM EDT

Pre-market

After hours

25.61

+0.02

0.08%

1 day

1.95%

5 days

-8.38%

1 month

-14.39%

3 months

-19.5%

6 months

-6.84%

Year to date

-44.18%

1 year

-58.85%

5 years

-90.79%

10 years

-13.17%

About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

Employees: 1,405

Financials Credit Services

News

Positive

Neutral

Negative

Sentiment 3-Months

Positive 45.8%

Neutral 44.4%

Negative 9.7%

The Motley Fool

Upstart CEO Paul Gu Buys 50,000 Shares for $1.3 Million. What Does This Mean for Investors Now?

Purchased 50,000 shares at $25.55 per share on September 10, 2026, for a total value of ~$1.3 million. The transaction involved shares equal to 26% of the indirect equity holdings reported prior to the filing.

Upstart CEO Paul Gu Buys 50,000 Shares for $1.3 Million. What Does This Mean for Investors Now?

Upstart's CEO Spoke at Goldman Sachs Conference This Week — Here's What to Know

Upstart Holdings Inc. (NASDAQ:UPST) had a busy week that included commentary at a major investor conference, a fresh analyst initiation and an insider stock purchase from its CEO.

Upstart's CEO Spoke at Goldman Sachs Conference This Week — Here's What to Know

Zacks Investment Research

Upstart Holdings, Inc. (UPST) Dips More Than Broader Market: What You Should Know

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $25.93, indicating a -3.89% shift from the previous trading day.

Upstart Holdings, Inc. (UPST) Dips More Than Broader Market: What You Should Know

Upstart Refocuses on Personal Loans as Consumer Stress Rises

Upstart NASDAQ: UPST CEO Paul Gu said the company is concentrating its efforts on expanding its core personal loan business, which he described as the company's most differentiated and highest-margin product. Gu said the segment's growth accelerated in the second quarter, with core personal loan growth reaching roughly 3.5 times the growth recorded across the prior three quarters combined.

Upstart Refocuses on Personal Loans as Consumer Stress Rises

Upstart Holdings, Inc. (UPST) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

Upstart Holdings, Inc. (UPST) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

Upstart Holdings, Inc. (UPST) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

Zacks Investment Research

Upstart (UPST) Down 6.7% Since Last Earnings Report: Can It Rebound?

Upstart (UPST) reported earnings 30 days ago. What's next for the stock?

Upstart (UPST) Down 6.7% Since Last Earnings Report: Can It Rebound?

Upstart Publishes August 2026 Originations and Latest UMI

BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart Publishes August 2026 Originations and Latest UMI.

Upstart Publishes August 2026 Originations and Latest UMI

Upstart's Breakout May Occur Sooner Than Expected - H2 2026 Macro Risks

The fee-based revenues underscore Upstart's likely to be a resilient AI-powered lending marketplace, aided by the growing third-party funding capacity. Further margin expansion from FY2027 may be driven by the robust unsecured loan growth and the projected breakeven secured segment by Q4 '26. UPST's consolidation has contributed to the cheap EV/Sales of 3.12x and 3Y PEG ratio of 0.36x, along with the excellent doubling upside potential to my LTPT of $59.10.

Upstart's Breakout May Occur Sooner Than Expected - H2 2026 Macro Risks

Upstart: Massive Short Squeeze Potential

Upstart Holdings, Inc. is scaling rapidly, driven by AI-powered loan origination and expanding transaction volumes. UPST's platform saw 50% year-over-year growth in loan originations in Q2, reaching 558,014 total loans, with improving channel conversion rates. Upstart still benefits from strong credit demand for personal loans which are driving origination volumes.

Upstart: Massive Short Squeeze Potential

The Motley Fool

Down 30% in 2026, Is Upstart an AI Stock to Buy Right Now?

This AI lender is suggesting the U.S. economy is decelerating.

Down 30% in 2026, Is Upstart an AI Stock to Buy Right Now?

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