Upstart HoldingsUPST
UPST
About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Employees: 1,193
0
Funds holding %
of 7,425 funds
0
Analysts bullish %
of 9 analysts
Fund manager confidence
Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)
84% more first-time investments, than exits
New positions opened: 105 | Existing positions closed: 57
82% more capital invested
Capital invested by funds: $1.97B [Q3] → $3.59B (+$1.62B) [Q4]
12% more funds holding
Funds holding: 342 [Q3] → 384 (+42) [Q4]
8.47% more ownership
Funds ownership: 55.4% [Q3] → 63.87% (+8.47%) [Q4]
7% more repeat investments, than reductions
Existing positions increased: 113 | Existing positions reduced: 106
19% less call options, than puts
Call options by funds: $1.1B | Put options by funds: $1.37B
Research analyst outlook
9 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$15
69%
downside
Avg. target
$76
59%
upside
High target
$108
126%
upside
9 analyst ratings
4 positive
44%
4 neutral
44%
1 negative
11%
B of A Securities Nat Schindler 39% 1-year accuracy 7 / 18 met price target | 11%upside $53 | Neutral Upgraded | 29 Apr 2025 |
Barclays Ramsey El-Assal 46% 1-year accuracy 31 / 67 met price target | 12%downside $42 | Equal-Weight Maintained | 14 Apr 2025 |
Morgan Stanley James Faucette 54% 1-year accuracy 13 / 24 met price target | 46%upside $70 | Equal-Weight Upgraded | 14 Feb 2025 |
Citigroup Peter Christiansen 29% 1-year accuracy 4 / 14 met price target | 126%upside $108 | Buy Maintained | 13 Feb 2025 |
Goldman Sachs Michael Ng 40% 1-year accuracy 14 / 35 met price target | 69%downside $15 | Sell Maintained | 12 Feb 2025 |
Financial journalist opinion
Based on 15 articles about UPST published over the past 30 days
Neutral
Business Wire
12 hours ago
Lake Trust Credit Union Selects Upstart for Personal Lending
BRIGHTON, Mich. & SAN MATEO, Calif.--(BUSINESS WIRE)--Lake Trust Credit Union Selects Upstart for Personal Lending.
Positive
Seeking Alpha
19 hours ago
Upstart: Revisiting The Bull Case Amid Macroeconomic Uncertainties
After investing in Upstart stock in early 2021, I enjoyed the stellar stock market rally that pushed the stock over $400 before it crashed to just $15. 2024 marked a strong year for Upstart as the company made notable progress on the back of interest rate stability and AI model enhancements. New features introduced by Model 19 should help Upstart achieve consistent model calibration in addition to better risk separation.
Positive
The Motley Fool
2 days ago
A Stock in the Lending Space with Room for Growth
Explore the exciting world of Upstart Holdings (UPST -1.15%) with our expert analysts in this Motley Fool Scoreboard episode. Check out the video below to gain valuable insights into market trends and potential investment opportunities!
Negative
Zacks Investment Research
2 days ago
Upstart Holdings, Inc. (UPST) Stock Falls Amid Market Uptick: What Investors Need to Know
Upstart Holdings, Inc. (UPST) reachead $48.10 at the closing of the latest trading day, reflecting a -1.19% change compared to its last close.
Neutral
Business Wire
2 days ago
Upstart CEO to Participate in Fireside Chat at the Barclays 15th Annual Emerging Payments and FinTech Forum
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart CEO to Participate in Fireside Chat at the Barclays 15th Annual Emerging Payments and FinTech Forum.
Positive
Zacks Investment Research
6 days ago
Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It
Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Neutral
Zacks Investment Research
6 days ago
Upstart Stock Plunges 20% in a Month: Should You Hold or Exit?
UPST's AI-powered innovation, robust financial growth and expanding loan offerings position it well for future growth, making the stock worth holding.
Neutral
The Motley Fool
6 days ago
2 Tariff-Resistant Growth Stocks to Buy With $120 Ahead of May
A tariff is a financial penalty imposed on imported products to protect or promote domestic manufacturing. For example, some countries produce steel at a far lower cost than American manufacturers, so the U.S. could place a high tariff on imported steel from every country in the world to level the playing field for domestic producers.
Neutral
Business Wire
2 weeks ago
First Commonwealth Expands Access to Personal Loans Through Partnership with Upstart
ALLENTOWN, Pa. & SAN MATEO, Calif.--(BUSINESS WIRE)--First Commonwealth Expands Access to Personal Loans Through Partnership with Upstart.
Neutral
Zacks Investment Research
2 weeks ago
Upstart Holdings, Inc. (UPST) Increases Yet Falls Behind Market: What Investors Need to Know
In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $38.99, marking a +1.14% move from the previous day.
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