Upstart HoldingsUPST
UPST
About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.
Employees: 1,388
0
Funds holding %
of 6,823 funds
0
Analysts bullish %
of 6 analysts
Fund manager confidence
Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)
278% more first-time investments, than exits
New positions opened: 102 | Existing positions closed: 27
108% more capital invested
Capital invested by funds: $955M [Q2] → $1.99B (+$1.04B) [Q3]
26% more funds holding
Funds holding: 268 [Q2] → 339 (+71) [Q3]
9.93% more ownership
Funds ownership: 46.07% [Q2] → 56.0% (+9.93%) [Q3]
1% more call options, than puts
Call options by funds: $591M | Put options by funds: $586M
0% more repeat investments, than reductions
Existing positions increased: 81 | Existing positions reduced: 81
Research analyst outlook
6 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$57
9%
downside
Avg. target
$81
28%
upside
High target
$100
59%
upside
6 analyst ratings
4 positive
67%
1 neutral
17%
1 negative
17%
Needham Kyle Peterson 57% 1-year accuracy 34 / 60 met price target | 59%upside $100 | Buy Upgraded | 13 Dec 2024 |
Redburn Atlantic Simon Clinch 0% 1-year accuracy 0 / 1 met price target | 51%upside $95 | Buy Upgraded | 3 Dec 2024 |
JP Morgan Reginald Smith 58% 1-year accuracy 15 / 26 met price target | 9%downside $57 | Underweight Downgraded | 2 Dec 2024 |
Wedbush David Chiaverini 81% 1-year accuracy 39 / 48 met price target | 5%downside $60 | Neutral Maintained | 8 Nov 2024 |
Citigroup Peter Christiansen 64% 1-year accuracy 9 / 14 met price target | 38%upside $87 | Buy Upgraded | 8 Nov 2024 |
Financial journalist opinion
Based on 22 articles about UPST published over the past 30 days
Positive
The Motley Fool
2 days ago
3 No-Brainer Fintech Stocks to Buy With $200 Right Now
Many fintech stocks soared in 2020 and 2021 as pandemic-driven digital transactions, stimulus checks, and low interest rates generated strong tailwinds for the sector. But in 2022 and 2023, a lot of those stocks tumbled as inflation, rising rates, and other macroeconomic headwinds curbed consumer spending and crushed higher-growth stocks.
Positive
The Motley Fool
2 days ago
Where Will Upstart Stock Be in 5 Years?
Upstart Holdings (UPST -2.39%) shareholders enjoyed a 51% gain last year, trouncing the S&P 500, and its business is poised to rebound this year. That should lead to further gains.
Neutral
The Motley Fool
4 days ago
2 Artificial Intelligence (AI) Stocks That Could Change the World (and Make Many Millionaires)
Investing in new technologies can be risky. When the dot-com internet bubble burst in the early 2000s, thousands of high-flying tech companies in the public and private markets went under, leaving their shareholders with significant losses.
Positive
The Motley Fool
5 days ago
Upstart, Robinhood, and Opendoor Are All Spiking on Wednesday -- Here's Why They Could Go Even Higher
The stock market was having a generally strong day on Wednesday, with the S&P 500 (^GSPC 1.60%) and Nasdaq Composite (^IXIC 2.16%) up by 1.7% and 2.3%, respectively, as of 10:30 a.m. ET. However, several financial technology, or fintech, stocks were spiking much higher.
Neutral
Business Wire
5 days ago
Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience.
Neutral
Business Wire
6 days ago
Upstart to Report Fourth Quarter and Full Year 2024 Earnings on Feb. 11, 2025
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Report Fourth Quarter and Full Year 2024 Earnings on Feb. 11, 2025.
Neutral
Zacks Investment Research
1 week ago
Upstart Holdings, Inc. (UPST) Stock Declines While Market Improves: Some Information for Investors
In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $57.07, marking a -1.16% move from the previous day.
Positive
The Motley Fool
1 week ago
Why Upstart Stock Jumped 51% in 2024
Shares of Upstart (UPST -2.50%) stock gained 51% in 2024 according to data provided by S&P Global Market Intelligence. The AI credit evaluation company might have hit rock bottom, and the market expects lower interest rates to help it climb back up.
Positive
The Motley Fool
1 week ago
Should You Buy Upstart Stock While It's Below $100?
Upstart (UPST -2.50%) has gone on a wild ride since its IPO on Dec. 18, 2020. The online lending marketplace went public at $20, skyrocketed to its all-time high of $390 on Oct. 15, 2021, but sank to a record low of $12.40 on Dec. 27, 2022.
Negative
The Motley Fool
1 week ago
This Artificial Intelligence (AI) Stock Is Up 158% Over the Last 6 Months, But It Faces 1 Big Risk Going Into 2025
Upstart Holdings (UPST -2.50%) has been on a roller coaster since its initial public offering (IPO) in 2020. The lender, powered by artificial intelligence (AI), aims to democratize borrowing for a wide range of consumers.
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