Upstart Holdings
UPST
Market cap $6.1B

63.40 USD

-0.43

0.67%

Updated Aug 15, 11:34 AM EDT

1 day

-0.67%

5 days

-2.01%

1 month

-14.47%

3 months

33.78%

6 months

-27.03%

Year to date

4.28%

1 year

73.27%

5 years

115.13%

10 years

115.13%

About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

Employees: 1,193

Financials Credit Services

0

Funds holding %

of 7,345 funds

0

Analysts bullish %

of 5 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

56% more repeat investments, than reductions

Existing positions increased: 154 | Existing positions reduced: 99

5% more first-time investments, than exits

New positions opened: 59 | Existing positions closed: 56

2% more call options, than puts

Call options by funds: $572M | Put options by funds: $559M

0.66% less ownership

Funds ownership: 63.88% [Q4 2024] → 63.22% (-0.66%) [Q1 2025]

1% less funds holding

Funds holding: 387 [Q4 2024] → 382 (-5) [Q1 2025]

24% less capital invested

Capital invested by funds: $3.59B [Q4 2024] → $2.73B (-$863M) [Q1 2025]

100% less funds holding in top 10

Funds holding in top 10: 1 [Q4 2024] → 0 (-1) [Q1 2025]

See Fund Rankings

Research analyst outlook

5 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$70

10%

upside

Avg. target

$80

26%

upside

High target

$90

42%

upside

5 analyst ratings

2 positive

40%

2 neutral

40%

1 negative

20%

Needham Kyle Peterson	29%upside $82	Buy Maintained	6 Aug 2025
Morgan Stanley James Faucette	10%upside $70	Equal-Weight Maintained	6 Aug 2025
Piper Sandler Patrick Moley	42%upside $90	Overweight Maintained	6 Aug 2025
B of A Securities Nat Schindler	37%upside $87	Neutral Maintained	6 Aug 2025
Goldman Sachs Will Nance	12%upside $71	Sell Assumed	14 Jul 2025

See Analyst Rankings

Financial journalist opinion

Based on 46 articles about UPST published over the past 30 days

Zacks Investment Research

Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock

Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock

The Motley Fool

1 Smart Growth Stock to Buy With Under $100 in August

Upstart (UPST 5.41%) believes the traditional way banks assess the creditworthiness of potential borrowers is outdated. Financial institutions often rely on Fair Isaac's FICO credit scoring system, which analyzes a handful of metrics like a person's repayment history and existing debt, but Upstart asserts that it doesn't paint a detailed picture of someone's ability to pay back a loan.

1 Smart Growth Stock to Buy With Under $100 in August

ABNB Federal Credit Union Selects Upstart for Personal Loans

CHESAPEAKE, Va. & SAN MATEO, Calif.--(BUSINESS WIRE)--ABNB Federal Credit Union Selects Upstart for Personal Loans.

ABNB Federal Credit Union Selects Upstart for Personal Loans

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Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032.

Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Why Is Upstart Stock Trading Lower On Monday?

Upstart Holdings Inc. UPST stock is trading lower on Monday.

Why Is Upstart Stock Trading Lower On Monday?

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032.

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

The Motley Fool

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