Upstart Holdings
UPST
Market cap $7.26B

75.62 USD

-3.41

4.31%

At close Jul 11, 4:00 PM EDT

After hours

74.65

-0.97

1.28%

1 day

-4.31%

5 days

5.23%

1 month

30.65%

3 months

93.95%

6 months

32.50%

Year to date

24.38%

1 year

180.91%

5 years

156.60%

10 years

156.60%

About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

Employees: 1,193

Financials Credit Services

0

Funds holding %

of 7,312 funds

0

Analysts bullish %

of 7 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

56% more repeat investments, than reductions

Existing positions increased: 154 | Existing positions reduced: 99

5% more first-time investments, than exits

New positions opened: 58 | Existing positions closed: 55

2% more call options, than puts

Call options by funds: $572M | Put options by funds: $559M

0.68% less ownership

Funds ownership: 63.88% [Q4 2024] → 63.2% (-0.68%) [Q1 2025]

1% less funds holding

Funds holding: 386 [Q4 2024] → 381 (-5) [Q1 2025]

24% less capital invested

Capital invested by funds: $3.59B [Q4 2024] → $2.73B (-$863M) [Q1 2025]

100% less funds holding in top 10

Funds holding in top 10: 1 [Q4 2024] → 0 (-1) [Q1 2025]

See Fund Rankings

Research analyst outlook

7 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$16.50

78%

downside

Avg. target

$54

28%

downside

High target

$75

1%

downside

7 analyst ratings

3 positive

43%

3 neutral

43%

1 negative

14%

Piper Sandler Patrick Moley	1%downside $75	Overweight Assumed	24 Jun 2025
Needham Kyle Peterson	7%downside $70	Buy Reiterated	19 May 2025
Barclays Ramsey El-Assal	38%downside $47	Equal-Weight Maintained	12 May 2025
Goldman Sachs Michael Ng	78%downside $16.50	Sell Maintained	8 May 2025
Piper Sandler Arvind Ramnani	9%downside $69	Overweight Maintained	7 May 2025

See Analyst Rankings

Financial journalist opinion

Based on 21 articles about UPST published over the past 30 days

Zacks Investment Research

Why Upstart Holdings, Inc. (UPST) Dipped More Than Broader Market Today

Upstart Holdings, Inc. (UPST) reached $75.62 at the closing of the latest trading day, reflecting a -4.31% change compared to its last close.

Why Upstart Holdings, Inc. (UPST) Dipped More Than Broader Market Today

The Motley Fool

The Smartest Growth Stocks to Buy With $1,000 Right Now

Long-term investing is an excellent way to build lasting wealth. Growth stocks can offer investors a means to capitalize on rapidly growing companies and reap the rewards as these companies expand and prosper.

The Smartest Growth Stocks to Buy With $1,000 Right Now

Zacks Investment Research

Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know

Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know

Upstart to Announce Second Quarter 2025 Results on August 5, 2025

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Announce Second Quarter 2025 Results on August 5, 2025.

Upstart to Announce Second Quarter 2025 Results on August 5, 2025

Upstart: An AI Fintech Gem

Upstart's strong Q1 results, with 67% YoY revenue growth and segment-wide strength, signal robust business momentum and healthy financials. AI-driven automation is fueling efficiency and loan growth, with 75% of loans approved automatically and significant cost savings realized. 2025 guidance projects 59% revenue growth and a leap in adjusted EBITDA margin, underscoring a bright long-term outlook despite a high P/S ratio.

Upstart: An AI Fintech Gem

5 Stock Picks For June From Wall Street's Most Accurate Analysts

U.S. stocks settled higher on Monday, with the S&P 500 hitting another record close.

5 Stock Picks For June From Wall Street's Most Accurate Analysts

The Motley Fool

These Artificial Intelligence (AI) Stocks Are Quietly Outperforming the Market

Artificial intelligence (AI) has dominated the stock market since the launch of ChatGPT in late 2022. At that time, the S&P 500 was in a bear market following the post-pandemic hangover and a spike in inflation.

These Artificial Intelligence (AI) Stocks Are Quietly Outperforming the Market

Zacks Investment Research

Is Upstart Too Expensive Now? A Wait-and-See Approach May Help

UPST surges on AI lending gains and product expansion, but steep valuation raises questions about sustainability.

Is Upstart Too Expensive Now? A Wait-and-See Approach May Help

The Motley Fool

2 Artificial Intelligence (AI) Stocks (Besides Nvidia) to Buy Hand Over Fist for the Long Term

Nvidia supplies the best data center chips for artificial intelligence (AI) development, and with a market capitalization of $3.6 trillion, it's now one of the largest companies in the world. There is still room for its stock to move higher, but investors who already own it might be looking for other AI names with growth potential.

2 Artificial Intelligence (AI) Stocks (Besides Nvidia) to Buy Hand Over Fist for the Long Term

Zacks Investment Research

Upstart Stock Appreciates 40% QTD: Should You Take the Bait?

Upstart Holdings, Inc. UPST has delivered a strong gain of 40.1% so far in the quarter, significantly outperforming the Zacks Financial – Miscellaneous Services industry's 18.7% appreciation. In contrast to peers, such as LendingClub LC and Enova International ENVA, UPST has clearly emerged as one of the standout performers.

Upstart Stock Appreciates 40% QTD: Should You Take the Bait?

See News Rankings

Charts implemented using Lightweight Charts™