Upstart HoldingsUPST
UPST
About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Employees: 1,193
0
Funds holding %
of 7,296 funds
0
Analysts bullish %
of 6 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
56% more repeat investments, than reductions
Existing positions increased: 154 | Existing positions reduced: 99
5% more first-time investments, than exits
New positions opened: 58 | Existing positions closed: 55
2% more call options, than puts
Call options by funds: $572M | Put options by funds: $559M
0.68% less ownership
Funds ownership: 63.88% [Q4 2024] → 63.2% (-0.68%) [Q1 2025]
1% less funds holding
Funds holding: 386 [Q4 2024] → 381 (-5) [Q1 2025]
24% less capital invested
Capital invested by funds: $3.59B [Q4 2024] → $2.73B (-$863M) [Q1 2025]
100% less funds holding in top 10
Funds holding in top 10: 1 [Q4 2024] → 0 (-1) [Q1 2025]
Research analyst outlook
6 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$16.50
68%
downside
Avg. target
$51
2%
downside
High target
$70
35%
upside
6 analyst ratings
2 positive
33%
3 neutral
50%
1 negative
17%
Needham Kyle Peterson | 35%upside $70 | Buy Reiterated | 19 May 2025 |
Barclays Ramsey El-Assal | 10%downside $47 | Equal-Weight Maintained | 12 May 2025 |
Goldman Sachs Michael Ng | 68%downside $16.50 | Sell Maintained | 8 May 2025 |
Piper Sandler Arvind Ramnani | 33%upside $69 | Overweight Maintained | 7 May 2025 |
Morgan Stanley James Faucette | 4%downside $50 | Equal-Weight Maintained | 7 May 2025 |
Financial journalist opinion
Based on 25 articles about UPST published over the past 30 days
Positive
Zacks Investment Research
1 day ago
Block vs. Upstart: Which Fintech Stock Has More Upside in 2025?
The fintech sector is evolving fast, driven by innovation in digital payments, credit underwriting, and user experience. Two major players — Block, Inc. XYZ and Upstart Holdings UPST — stand out for their disruptive business models and strategic growth initiatives.
Neutral
MarketBeat
1 day ago
Upstart Stock's Bull Case Just Got a Lot Stronger
The stock market has probably shaken out some investors with its recent swings in the S&P 500 index. This new volatility period has been born of President Trump's implemented trade tariffs on most of the United States' trading partners.
Neutral
Zacks Investment Research
2 days ago
Upstart Holdings, Inc. (UPST) Stock Declines While Market Improves: Some Information for Investors
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $54.58, signifying a -5.7% move from its prior day's close.
Neutral
Market Watch
2 days ago
Momentum stocks that helped drive the market's epic recovery are stalling. Get ready for a ‘buyable' pullback.
After helping to power the U.S. stock market's historic recovery from April's tariff-induced selloff, many of the momentum names popular with individual investors are showing signs of exhaustion.
Neutral
Business Wire
3 days ago
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2
NEW YORK--(BUSINESS WIRE)-- #KBRA--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2025-2 (“UPST 20252”), a $294.51 million consumer loan ABS collateralized by unsecured consumer loans. The preliminary ratings reflect initial credit enhancement levels of 58.75% for the Class A notes, 45.90% for the Class B notes, 36.20% for the Class C notes and 20.50% for the Class D notes. Credit enhancement consists of overcollateralization, excess spread, a non-decli.
Positive
Zacks Investment Research
3 days ago
Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know
Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Neutral
PRNewsWire
4 days ago
Tradr Launches First Ever Leveraged ETFs on Archer Aviation and Upstart Holdings
ARCX and UPSX offer 2X Daily Exposure to two captivating growth stories NEW YORK , June 10, 2025 /PRNewswire/ -- Tradr ETFs, a provider of ETFs designed for sophisticated investors and professional traders, today announced the launch of two new single stock leveraged ETFs, the Tradr 2X Long ACHR Daily ETF (Cboe: ARCX) and the Tradr 2X Long UPST Daily ETF (Cboe: UPSX) . The funds aim to deliver twice (200%) the daily performance of the common stocks of Archer Aviation (NYSE: ACHR) and Upstart Holdings (Nasdaq: UPST), respectively.
Positive
The Motley Fool
5 days ago
2 AI Stocks Down 49% and 86% to Buy Before They Soar, According to Certain Wall Street Analysts
Certain Wall Street analysts see The Trade Desk (TTD 0.46%) and Upstart (UPST 5.82%) as no-brainer buying opportunities at their current prices, as detailed below:
Positive
The Motley Fool
1 week ago
2 No-Brainer Artificial Intelligence (AI) Stocks to Buy on the Dip
After a plunge in April on the "Liberation Day" tariffs, artificial intelligence (AI) stocks largely bounced back in May. Stocks like Nvidia are not far from their all-time highs, and Palantir even set a new all-time high.
Neutral
Seeking Alpha
1 week ago
Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)
Upstart Holdings, Inc. (NASDAQ:UPST ) Bank of America Global Technology Conference June 3, 2025 1:40 AM ET Company Participants Sanjay Datta - CFO Paul Gu - Chief Technology Officer Conference Call Participants Mihir Bhatia - Bank of America Mihir Bhatia [Call Started Abruptly] is the Upstart session. So welcome to the Upstart session.
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