UPST icon

Upstart Holdings

67.44 USD
-1.87
2.70%
At close Jan 24, 4:00 PM EST
After hours
67.36
-0.08
0.12%
1 day
-2.70%
5 days
2.49%
1 month
-1.56%
3 months
32.00%
6 months
169.54%
Year to date
10.92%
1 year
100.30%
5 years
128.84%
10 years
128.84%
 

About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Employees: 1,388

0
Funds holding %
of 6,831 funds
0
Analysts bullish %
of 6 analysts

Fund manager confidence

Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)

278% more first-time investments, than exits

New positions opened: 102 | Existing positions closed: 27

108% more capital invested

Capital invested by funds: $955M [Q2] → $1.99B (+$1.04B) [Q3]

26% more funds holding

Funds holding: 268 [Q2] → 339 (+71) [Q3]

9.93% more ownership

Funds ownership: 46.07% [Q2] → 56.0% (+9.93%) [Q3]

1% more call options, than puts

Call options by funds: $591M | Put options by funds: $586M

0% more repeat investments, than reductions

Existing positions increased: 81 | Existing positions reduced: 81

Research analyst outlook

6 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$57
15%
downside
Avg. target
$81
20%
upside
High target
$100
48%
upside

6 analyst ratings

positive
67%
neutral
17%
negative
17%
Needham
Kyle Peterson
59% 1-year accuracy
35 / 59 met price target
48%upside
$100
Buy
Upgraded
13 Dec 2024
Redburn Atlantic
Simon Clinch
0% 1-year accuracy
0 / 1 met price target
41%upside
$95
Buy
Upgraded
3 Dec 2024
JP Morgan
Reginald Smith
58% 1-year accuracy
15 / 26 met price target
15%downside
$57
Underweight
Downgraded
2 Dec 2024
Wedbush
David Chiaverini
83% 1-year accuracy
38 / 46 met price target
11%downside
$60
Neutral
Maintained
8 Nov 2024
Citigroup
Peter Christiansen
79% 1-year accuracy
11 / 14 met price target
29%upside
$87
Buy
Upgraded
8 Nov 2024

Financial journalist opinion

Based on 24 articles about UPST published over the past 30 days

Positive
The Motley Fool
2 hours ago
2 Top Stocks That Could Double in 2025
There's no question the bull market is alive and well. The S&P 500 jumped more than 50% over the two-year period of 2023-24, the first time it's done that since the dot-com era, and stocks are off to a hot start in 2025 as well.
2 Top Stocks That Could Double in 2025
Positive
The Motley Fool
5 hours ago
Better Fintech Stock: Upstart vs. SoFi
Some of the newer financial technology stocks (or fintechs) have endured wide-ranging interest rates, making for a wild ride. Upstart Holdings (UPST -2.70%) and SoFi Technologies (SOFI -0.61%) went public between 2020 and 2021 amid zero-percent interest rates intended to buoy the U.S. economy during the coronavirus epidemic.
Better Fintech Stock: Upstart vs. SoFi
Positive
Zacks Investment Research
3 days ago
Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It
Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It
Neutral
Business Wire
4 days ago
Pelican State Credit Union Selects Upstart for Personal Lending
BATON ROUGE, La. & SAN MATEO, Calif.--(BUSINESS WIRE)--Pelican State Credit Union Selects Upstart for Personal Lending.
Pelican State Credit Union Selects Upstart for Personal Lending
Positive
Zacks Investment Research
4 days ago
Upstart Holdings, Inc. (UPST) Outperforms Broader Market: What You Need to Know
In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $64.01, indicating a +1.67% shift from the previous trading day.
Upstart Holdings, Inc. (UPST) Outperforms Broader Market: What You Need to Know
Positive
The Motley Fool
1 week ago
3 No-Brainer Fintech Stocks to Buy With $200 Right Now
Many fintech stocks soared in 2020 and 2021 as pandemic-driven digital transactions, stimulus checks, and low interest rates generated strong tailwinds for the sector. But in 2022 and 2023, a lot of those stocks tumbled as inflation, rising rates, and other macroeconomic headwinds curbed consumer spending and crushed higher-growth stocks.
3 No-Brainer Fintech Stocks to Buy With $200 Right Now
Positive
The Motley Fool
1 week ago
Where Will Upstart Stock Be in 5 Years?
Upstart Holdings (UPST -2.39%) shareholders enjoyed a 51% gain last year, trouncing the S&P 500, and its business is poised to rebound this year. That should lead to further gains.
Where Will Upstart Stock Be in 5 Years?
Neutral
The Motley Fool
1 week ago
2 Artificial Intelligence (AI) Stocks That Could Change the World (and Make Many Millionaires)
Investing in new technologies can be risky. When the dot-com internet bubble burst in the early 2000s, thousands of high-flying tech companies in the public and private markets went under, leaving their shareholders with significant losses.
2 Artificial Intelligence (AI) Stocks That Could Change the World (and Make Many Millionaires)
Positive
The Motley Fool
1 week ago
Upstart, Robinhood, and Opendoor Are All Spiking on Wednesday -- Here's Why They Could Go Even Higher
The stock market was having a generally strong day on Wednesday, with the S&P 500 (^GSPC 1.60%) and Nasdaq Composite (^IXIC 2.16%) up by 1.7% and 2.3%, respectively, as of 10:30 a.m. ET. However, several financial technology, or fintech, stocks were spiking much higher.
Upstart, Robinhood, and Opendoor Are All Spiking on Wednesday -- Here's Why They Could Go Even Higher
Neutral
Business Wire
1 week ago
Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience.
Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience
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