QFIN icon

Qfin Holdings, Inc. American Depositary Shares

28.84 USD
+0.07
0.24%
At close Updated Sep 16, 4:00 PM EDT
Pre-market
After hours
28.80
-0.04
0.14%
1 day
0.24%
5 days
1.23%
1 month
-3.55%
3 months
-32.4%
6 months
-38.81%
Year to date
-25.46%
1 year
15.73%
5 years
154.32%
10 years
74.79%
 

About: Qfin Holdings Inc Formerly Qifu Technology Inc is a Credit-Tech platform in China. It provides credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions, whereby it deploys its technology solutions to help financial institutions identify the diversified needs of consumers and SMEs, effectively access prospective borrowers that are creditworthy through multi-channels, enhance credit assessment on prospective borrowers, and manage credit risks and improve collection strategies and efficiency, among others.

Employees: 3,527

0
Funds holding %
of 7,463 funds
Analysts bullish %

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

192% more call options, than puts

Call options by funds: $32.1M | Put options by funds: $11M

27.13% more ownership

Funds ownership: 36.71% [Q1] → 63.84% (+27.13%) [Q2]

19% more repeat investments, than reductions

Existing positions increased: 112 | Existing positions reduced: 94

4% less funds holding

Funds holding: 296 [Q1] → 284 (-12) [Q2]

6% less capital invested

Capital invested by funds: $4.8B [Q1] → $4.5B (-$292M) [Q2]

16% less funds holding in top 10

Funds holding in top 10: 19 [Q1] → 16 (-3) [Q2]

17% less first-time investments, than exits

New positions opened: 39 | Existing positions closed: 47

Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

Low target
$65
125% upside
Avg. target
$65
125% upside
High target
$65
125% upside

1 analyst rating

positive
100%
neutral
0%
negative
0%
JP Morgan
$65
Overweight
Initiated
2 Jul 2025

Financial journalist opinion

Positive
Seeking Alpha
8 days ago
Qfin: Solid Q2 2025 Results And I Am Still Bullish On This Underrated Fintech Gem
QFIN continues to deliver strong growth, with Q2 2025 revenue up 25% and non-GAAP net income up 31% year-over-year. The company's use of AI, ML, and big data has driven user growth, improved risk management, and reduced delinquency rates. Valuation remains highly attractive: QFIN trades at a P/E of ~4x, offers a 5% dividend yield, and is deeply discounted versus peers.
Qfin: Solid Q2 2025 Results And I Am Still Bullish On This Underrated Fintech Gem
Neutral
Zacks Investment Research
20 days ago
QFIN or BX: Which Is the Better Value Stock Right Now?
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Qfin Holdings Inc. - Sponsored ADR (QFIN) or Blackstone Inc. (BX). But which of these two stocks offers value investors a better bang for their buck right now?
QFIN or BX: Which Is the Better Value Stock Right Now?
Neutral
Seeking Alpha
1 month ago
Qfin Holdings, Inc. (QFIN) Q2 2025 Earnings Call Transcript
Qfin Holdings, Inc. (NASDAQ:QFIN ) Q2 2025 Earnings Conference Call August 14, 2025 8:30 PM ET Company Participants Haisheng Wu - CEO & Director Karen Ji - Senior Director of Capital Markets Yan Zheng - Chief Risk Officer Zuoli Xu - CFO & Director Conference Call Participants Emma Xu - BofA Securities, Research Division Lihan Yu - JPMorgan Chase & Co, Research Division Ran Xu - Morgan Stanley, Research Division Xiaoxiong Ye - UBS Investment Bank, Research Division Yun-Yin Wang - China Renaissance, Research Division Operator Ladies and gentlemen, thank you for standing by, and welcome to the Qfin Holdings Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please also note today's event is being recorded.
Qfin Holdings, Inc. (QFIN) Q2 2025 Earnings Call Transcript
Negative
Zacks Investment Research
1 month ago
Qfin Holdings Inc. - Sponsored ADR (QFIN) Q2 Earnings Lag Estimates
Qfin Holdings Inc. - Sponsored ADR (QFIN) came out with quarterly earnings of $1.78 per share, missing the Zacks Consensus Estimate of $1.79 per share. This compares to earnings of $1.22 per share a year ago.
Qfin Holdings Inc. - Sponsored ADR (QFIN) Q2 Earnings Lag Estimates
Neutral
GlobeNewsWire
1 month ago
Qfin Holdings Announces Second Quarter and Interim 2025 Unaudited Financial Results and Raises Semi-Annual Dividend
SHANGHAI, China, Aug. 14, 2025 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the second quarter and six months ended June 30, 2025 and raised semi-annual dividend.
Qfin Holdings Announces Second Quarter and Interim 2025 Unaudited Financial Results and Raises Semi-Annual Dividend
Positive
Zacks Investment Research
1 month ago
QFIN Gears Up to Report Q2 Earnings: What's in the Offing?
Qifu Technology eyes second-quarter 2025 revenue growth and a strong earnings boost, driven by AI-led user gains and expanding embedded finance channels.
QFIN Gears Up to Report Q2 Earnings: What's in the Offing?
Negative
MarketBeat
1 month ago
4 Stocks That May Get a Big Earnings Bump This Week
As Amazon.com Inc. NASDAQ: AMZN reminds us, sometimes it can be difficult to predict how the market will respond to a company's earnings report, even if the firm comes out ahead of analyst expectations for earnings and revenue. Amazon's dip following its latest report, despite top- and bottom-line beats, shows that sometimes details like forward guidance or the suggestion of short-term difficulties can be enough to undo any investor goodwill that may have built.
4 Stocks That May Get a Big Earnings Bump This Week
Neutral
GlobeNewsWire
1 month ago
Qfin Holdings to Announce Second Quarter 2025 Unaudited Financial Results on August 14, 2025
SHANGHAI, China, Aug. 04, 2025 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2025, after U.S. markets close on Thursday, August 14, 2025.
Qfin Holdings to Announce Second Quarter 2025 Unaudited Financial Results on August 14, 2025
Neutral
MarketBeat
1 month ago
Buy the Dip on 3 Overlooked Names With Major Potential
The S&P 500 has risen steadily since a tumble in early April alongside the Trump administration's major tariff announcement. But returns of more than 8% year-to-date (YTD) after a sharp decline at the start of the second quarter may obscure broad uncertainty in the market.
Buy the Dip on 3 Overlooked Names With Major Potential
Positive
Zacks Investment Research
1 month ago
3 Reasons Growth Investors Will Love Qifu Technology, Inc. (QFIN)
Qifu Technology, Inc. (QFIN) possesses solid growth attributes, which could help it handily outperform the market.
3 Reasons Growth Investors Will Love Qifu Technology, Inc. (QFIN)
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