Oportun Financial

OPRT

Market cap $293M

Overview Fund Activity

6.65 USD

+0.33

5.22%

At close Updated Sep 12, 4:00 PM EDT

Pre-market

After hours

6.60

-0.05

0.75%

1 day

5.22%

5 days

-0.45%

1 month

9.92%

3 months

-5.14%

6 months

8.48%

Year to date

70.95%

1 year

178.24%

5 years

-56.85%

10 years

-58.87%

About: Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.

Employees: 1,494

Financials Credit Services

0

Funds holding %

of 7,462 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

279% more call options, than puts

Call options by funds: $1.33M | Put options by funds: $352K

61% more capital invested

Capital invested by funds: $144M [Q1] → $231M (+$86.9M) [Q2]

58% more first-time investments, than exits

New positions opened: 30 | Existing positions closed: 19

29% more repeat investments, than reductions

Existing positions increased: 36 | Existing positions reduced: 28

25% more funds holding in top 10

Funds holding in top 10: 4 [Q1] → 5 (+1) [Q2]

12% more funds holding

Funds holding: 94 [Q1] → 105 (+11) [Q2]

2.03% more ownership

Funds ownership: 71.38% [Q1] → 73.4% (+2.03%) [Q2]

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Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

Low target

$8

20% upside

Avg. target

$8

20% upside

High target

$8

20% upside

1 analyst rating

0 positive

0%

1 neutral

100%

0 negative

0%

JP Morgan

Richard Shane

$8

Neutral

Maintained

11 Jul 2025

See Analyst Rankings

Financial journalist opinion

Based on 4 articles about OPRT published over the past 30 days

Oportun Awards College Scholarships to Winners of 2025 Oportun Scholarship Program

SAN CARLOS, Calif., Sept. 04, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company and provider of responsible, affordable financial products, has announced the 25 recipients of its 2025 Oportun Scholarship Program.

Oportun Awards College Scholarships to Winners of 2025 Oportun Scholarship Program

Zacks Investment Research

Can Oportun Financial (OPRT) Run Higher on Rising Earnings Estimates?

Oportun Financial Corporation (OPRT) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Can Oportun Financial (OPRT) Run Higher on Rising Earnings Estimates?

Zacks Investment Research

Does Oportun Financial (OPRT) Have the Potential to Rally 43.93% as Wall Street Analysts Expect?

The consensus price target hints at a 43.9% upside potential for Oportun Financial (OPRT). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Does Oportun Financial (OPRT) Have the Potential to Rally 43.93% as Wall Street Analysts Expect?

Oportun Completes $538 Million Asset Backed Securitization

5.294% average yield, 38 basis points lower than previous ABS financing in June AAA rating on the most senior bonds; and Company has proactively paid down $10 million of higher cost corporate debt since end of the second quarter SAN CARLOS, Calif., Aug. 21, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced the issuance of approximately $538 million of two-year revolving fixed rate asset-backed notes secured by a pool of unsecured and secured installment loans.

Oportun Completes $538 Million Asset Backed Securitization

Oportun Financial: Consumer Finance Poised For Up-Cycle

Oportun's loan portfolio quality has improved, supporting three consecutive quarters of GAAP profitability and reduced delinquency rates. Tangible book value per share declined due to warrant exercises, but shares still trade at a discount to TBV, offering value. Management raised full-year EPS guidance based on portfolio improvements and cost structure efforts, independent of potential Fed rate cuts.

Oportun Financial: Consumer Finance Poised For Up-Cycle

Zacks Investment Research

Oportun Financial (OPRT) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

While the top- and bottom-line numbers for Oportun Financial (OPRT) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Oportun Financial (OPRT) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Oportun Financial Corporation (OPRT) Q2 2025 Earnings Call Transcript

Oportun Financial Corporation (NASDAQ:OPRT ) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Dorian Hare - Senior Vice President of Investor Relations Paul Appleton - Treasurer & Head of Capital Markets Raul Vazquez - President, CEO & Director Conference Call Participants Brendan Michael McCarthy - Sidoti & Company, LLC Gowshi Sriharan - Unidentified Company Harold Lee Goetsch - B. Riley Securities, Inc., Research Division John Douglas Hecht - Jefferies LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Richard Barry Shane - JPMorgan Chase & Co, Research Division Vincent Albert Caintic - BTIG, LLC, Research Division Operator Greetings, and welcome to the Oportun Financial Second Quarter 2025 Earnings Call.

Oportun Financial Corporation (OPRT) Q2 2025 Earnings Call Transcript

Zacks Investment Research

Oportun Financial Corporation (OPRT) Tops Q2 Earnings Estimates

Oportun Financial Corporation (OPRT) came out with quarterly earnings of $0.31 per share, beating the Zacks Consensus Estimate of $0.22 per share. This compares to earnings of $0.08 per share a year ago.

Oportun Financial Corporation (OPRT) Tops Q2 Earnings Estimates

Oportun Achieves Third Straight Quarter of GAAP Profitability and Raises Full-Year 2025 Outlook

GAAP Net income of $6.9 million , a $38 million year-over-year improvement GAAP EPS of $0.14 , a $0.92 year-over-year improvement Adjusted EPS of $0.31 , up 288% versus prior-year quarter Operating expenses down 13% year-over-year, driving continued margin expansion Raising full year 2025 Adjusted EPS guidance by 8% at midpoint to $1.20 to $1.40 SAN CARLOS, Calif., Aug. 06, 2025 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the second quarter ended June 30, 2025.

Oportun Achieves Third Straight Quarter of GAAP Profitability and Raises Full-Year 2025 Outlook

Zacks Investment Research

Oportun Financial Corporation (OPRT) Earnings Expected to Grow: Should You Buy?

Oportun Financial (OPRT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Oportun Financial Corporation (OPRT) Earnings Expected to Grow: Should You Buy?

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