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Oportun Financial

OPRT

Market cap $440M

9.56 USD

+0.19

2.03%

At close Updated Oct 27, 4:00 PM EDT

Pre-market

After hours

9.56

0.00

0%

1 day

2.03%

5 days

3.91%

1 month

15.46%

3 months

67.43%

6 months

61.76%

Year to date

88.93%

1 year

71.94%

5 years

-58.14%

10 years

-40.88%

About: Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.

Employees: 1,528

Financials Credit Services

News

Positive

Neutral

Negative

Sentiment 3-Months

Positive 54.5%

Neutral 45.5%

Negative 0%

Oportun Financial: A Risky Lender With A Compelling Valuation

Oportun Financial trades at a deeply discounted valuation despite robust free cash flow and consistent profitability. OPRT's core business targets subprime, low-income borrowers, exposing it to heightened risk in a high-interest-rate environment. Guidance for 2026 suggests modest revenue growth, improving net charge-off rates, and rising adjusted EPS, with management historically conservative in forecasts.

Oportun Financial: A Risky Lender With A Compelling Valuation

Oportun to Report Third Quarter 2026 Financial Results Tuesday, November 3, 2026

SAN CARLOS, Calif., Oct. 20, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its third quarter 2026 on Tuesday, November 3, 2026, after market close.

Oportun to Report Third Quarter 2026 Financial Results Tuesday, November 3, 2026

Zacks Investment Research

Fast-paced Momentum Stock Oportun Financial (OPRT) Is Still Trading at a Bargain

Oportun Financial (OPRT) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

Fast-paced Momentum Stock Oportun Financial (OPRT) Is Still Trading at a Bargain

Oportun Financial Eyes Stronger 2026 as Credit Quality, Profits Improve

Oportun Financial NASDAQ: OPRT said it has built a more resilient earnings platform through sustained profitability, improving credit performance, lower funding costs and stronger liquidity, while shifting its focus toward durable risk-adjusted growth.

Oportun Financial Eyes Stronger 2026 as Credit Quality, Profits Improve

Oportun to Present at Sidoti September Virtual Investor Conference

SAN MATEO, Calif., Sept. 22, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it will participate in the upcoming Sidoti September Virtual Investor Conference.

Oportun to Present at Sidoti September Virtual Investor Conference

Oportun Appoints Bernardo Martinez as Chief Retail and Sales Officer and Garrett Hope as Chief Product Officer

Experienced consumer financial services and product leaders will deepen member relationships and advance Oportun's mission of expanding access to responsible financial services Experienced consumer financial services and product leaders will deepen member relationships and advance Oportun's mission of expanding access to responsible financial services

Oportun Appoints Bernardo Martinez as Chief Retail and Sales Officer and Garrett Hope as Chief Product Officer

Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)

SAN MATEO, Calif., Sept. 11, 2026 (GLOBE NEWSWIRE) -- Oportun Financial Corporation ("Oportun", or the "Company") today announced that, on September 10, 2026, in accordance with the offer letter agreement with Sean Rowles, the Company's Chief Risk Officer, previously announced by the Company on June 16, 2026, it granted a long-term new hire equity award consisting of 382,653 restricted stock units representing the right to receive an equivalent number of shares of the Company's common stock ("RSUs") and 127,551 performance-vesting restricted stock units representing the right to receive an equivalent number of shares of the Company's common stock at target ("PSUs") to Mr. Rowles, effective on September 10, 2026. The RSUs and PSUs were an inducement material to Mr. Rowles entering into employment with the Company and granted under and subject to the terms of the Company's Amended and Restated 2021 Inducement Equity Incentive Plan and applicable award agreements. The RSUs will vest as to one-third of the award on the one-year anniversary of the grant date and as to the remaining two-thirds of the award in eight substantially equal quarterly installments, such that the RSUs will be fully vested on the third anniversary of the grant date. The PSUs are eligible to vest after the end of the three-year performance period, based on a combination of performance goals and vesting terms. The vesting of the RSUs and PSUs is generally subject to Mr. Rowles remaining in continuous service with the Company through the relevant vesting dates. Mr. Rowles's offer letter agreement was filed as Exhibit 10.2 to the Company's Current Report on Form 8-K filed with the Securities and Exchange Commission (the "SEC") on June 18, 2026. The Amended and Restated 2021 Inducement Equity Incentive Plan and the forms of RSU and PSU award agreements are filed as exhibits to the Company's Quarterly Report on Form 10-Q filed with the SEC on May 8, 2026.

Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)

Oportun: The Turnaround Is Here, Upgrading To Buy

I rated OPRT a Hold in January over expensive corporate debt, 7.7x leverage, and an ongoing proxy contest. Since then the stock is up around 60%. Each of those concerns has been addressed: the costly term loan is largely repaid, blended cost of debt fell from 8.6% to 6.3%, and activist-driven change brought in new CEO. Credit quality surprised to the upside: 30-day delinquencies of 4% are the lowest since Q4'21, and FY26 charge-off guidance of 11.7% would be a record low.

Oportun: The Turnaround Is Here, Upgrading To Buy

Zacks Investment Research

Take the Zacks Approach to Beat the Markets: Oportun Financial, Uranium Royalty & Amgen in Focus

Zacks spotlights Oportun Financial, Uranium Royalty and Amgen, alongside standout gains from its key stock portfolios.

Take the Zacks Approach to Beat the Markets: Oportun Financial, Uranium Royalty & Amgen in Focus

Oportun Names Bill Franklin as Chief Financial Officer

Seasoned financial services executive brings deep consumer lending and public markets expertise to advance Oportun's mission and profitable growth. Seasoned financial services executive brings deep consumer lending and public markets expertise to advance Oportun's mission and profitable growth.

Oportun Names Bill Franklin as Chief Financial Officer

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