Oportun Financial

OPRT

Market cap $239M

Oportun Financial Corporation (OPRT) came out with quarterly earnings of $0.27 per share, beating the Zacks Consensus Estimate of $0.26 per share. This compares to earnings of $0.49 per share a year ago.

Oportun Financial Corporation (OPRT) Q4 2025 Earnings Call Transcript

Achieves fifth consecutive quarter of GAAP profitability Full year 2025 GAAP EPS of $0.53, up $2.48 year-over-year Full year 2025 Adjusted EPS of $1.36, reflecting 89% growth Meets or outperforms each fourth quarter and full year guidance metric   SAN MATEO, Calif., Feb. 26, 2026 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") reported financial results today for the fourth quarter and full year ended December 31, 2025.

SAN MATEO, Calif., Feb. 12, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its fourth quarter 2025 on Thursday, February 26, 2026, after market close.

5.32% yield, 45 basis points lower than the prior October 2025 ABS transaction Fourth consecutive sub-6% ABS transaction Repaid $37.5 million of corporate debt during the fourth quarter SAN MATEO, Calif., Feb. 09, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced the issuance of $485 million of two-year revolving fixed rate asset-backed notes secured by a pool of unsecured and secured installment loans.

Oportun offers >100% upside potential as new leadership unlocks earnings and valuation gains. OPRT's subprime lending model provides a durable competitive moat and revenue resilience. Key EPS drivers include refinancing high-cost debt, expanding secured lending, and operational efficiencies, with ROA targets of 4%+ supporting a $15+ stock price.

Oportun Financial (OPRT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Raul Vazquez to step down as CEO and Board member no later than April 3, 2026 Board initiates CEO search Provides preliminary fourth quarter and full year 2025 financial and operating results SAN CARLOS, Calif., Jan. 21, 2026 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today announced that Chief Executive Officer Raul Vazquez will step down from his roles as CEO and a member of Oportun's Board of Directors (the “Board”).

SAN CARLOS, Calif., Dec. 08, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it will participate in the upcoming Sidoti December Virtual Investor Conference.

Oportun Financial remains a Buy as the stock trades at a 25% discount to tangible book value despite steady profitability. OPRT posted its fourth consecutive profitable quarter, with improved capital structure, reduced cost of capital, and lower operating expenses. Management is proactively preparing for macroeconomic stress by prioritizing secured loans and maintaining a cautious approach to loan sizes.