Navient (NAVI)

• Market cap: $1.27B
• 1 day: -2.52%
• 5 days: 6.54%
• 1 month: -1.98%
• 3 months: -10.09%
• 6 months: -18.50%
• Year to date: -5.21%
• 1 year: -17.58%
• 5 years: 62.47%
• 10 years: -36.64%
• Sector: Financials
• Industry: Credit Services

About: Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in three segments: Federal Education Loans, Consumer Lending, and Business Processing. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.

Employees: 2,100

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

6% more first-time investments, than exits

New positions opened: 33 | Existing positions closed: 31

0% more funds holding

Funds holding: 239 [Q3] → 239 (+0) [Q4]

0.03% less ownership

Funds ownership: 95.99% [Q3] → 95.96% (-0.03%) [Q4]

16% less capital invested

Capital invested by funds: $1.64B [Q3] → $1.37B (-$268M) [Q4]

17% less repeat investments, than reductions

Existing positions increased: 73 | Existing positions reduced: 88

33% less funds holding in top 10

Funds holding in top 10: 3 [Q3] → 2 (-1) [Q4]

83% less call options, than puts

Call options by funds: $1.1M | Put options by funds: $6.3M

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $11 11% downside
• Avg. target: $12.33 0% upside
• High target: $14 13% upside

3 analyst ratings

• positive: 0 0%
• neutral: 3 100%
• negative: 0 0%

Jefferies John Hecht 63% 1-year accuracy 5 / 8 met price target	3% downside $12	Hold Maintained	21 Apr 2025
JP Morgan Richard Shane 44% 1-year accuracy 28 / 64 met price target	11% downside $11	Neutral Maintained	8 Apr 2025
Keefe, Bruyette & Woods Sanjay Sakhrani 45% 1-year accuracy 17 / 38 met price target	13% upside $14	Market Perform Maintained	31 Mar 2025