Navient
NAVI
About: Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in three segments: Federal Education Loans, Consumer Lending, and Business Processing. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
Employees: 2,100
Fund manager confidence
Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)
11% more capital invested
Capital invested by funds: $1.27B [Q1] → $1.41B (+$141M) [Q2]
0.59% more ownership
Funds ownership: 98.35% [Q1] → 98.94% (+0.59%) [Q2]
0% more funds holding in top 10
Funds holding in top 10: 2 [Q1] → 2 (+0) [Q2]
8% less repeat investments, than reductions
Existing positions increased: 79 | Existing positions reduced: 86
6% less funds holding
Funds holding: 245 [Q1] → 231 (-14) [Q2]
31% less first-time investments, than exits
New positions opened: 24 | Existing positions closed: 35
82% less call options, than puts
Call options by funds: $1.41M | Put options by funds: $7.65M
Research analyst outlook
3 Wall Street Analysts provided 1 year price targets over the past 3 months
3 analyst ratings
Morgan Stanley
Jefferson Harralson
|
$14
|
Equal-Weight
Maintained
|
31 Jul 2025 |
Keefe, Bruyette & Woods
Sanjay Sakhrani
|
$15
|
Market Perform
Maintained
|
31 Jul 2025 |
JP Morgan
Richard Shane
|
$15.5
|
Neutral
Maintained
|
11 Jul 2025 |
Financial journalist opinion