NAVI icon

Navient

13.22 USD
+0.11
0.84%
At close Updated Sep 18, 11:23 AM EDT
1 day
0.84%
5 days
0.15%
1 month
2.24%
3 months
-1.42%
6 months
0.08%
Year to date
1.23%
1 year
-17.43%
5 years
60.05%
10 years
4.42%
 

About: Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in three segments: Federal Education Loans, Consumer Lending, and Business Processing. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.

Employees: 2,100

0
Funds holding %
of 7,463 funds
0
Analysts bullish %
of 3 analysts

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

11% more capital invested

Capital invested by funds: $1.27B [Q1] → $1.41B (+$141M) [Q2]

0.59% more ownership

Funds ownership: 98.35% [Q1] → 98.94% (+0.59%) [Q2]

0% more funds holding in top 10

Funds holding in top 10: 2 [Q1] → 2 (+0) [Q2]

8% less repeat investments, than reductions

Existing positions increased: 79 | Existing positions reduced: 86

6% less funds holding

Funds holding: 245 [Q1] → 231 (-14) [Q2]

31% less first-time investments, than exits

New positions opened: 24 | Existing positions closed: 35

82% less call options, than puts

Call options by funds: $1.41M | Put options by funds: $7.65M

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$14
6% upside
Avg. target
$14.83
12% upside
High target
$15.5
17% upside

3 analyst ratings

positive
0%
neutral
100%
negative
0%
Morgan Stanley
Jefferson Harralson
$14
Equal-Weight
Maintained
31 Jul 2025
Keefe, Bruyette & Woods
Sanjay Sakhrani
$15
Market Perform
Maintained
31 Jul 2025
JP Morgan
Richard Shane
$15.5
Neutral
Maintained
11 Jul 2025

Financial journalist opinion

Positive
Zacks Investment Research
19 days ago
Navient (NAVI) Up 5.6% Since Last Earnings Report: Can It Continue?
Navient (NAVI) reported earnings 30 days ago. What's next for the stock?
Navient (NAVI) Up 5.6% Since Last Earnings Report: Can It Continue?
Neutral
GlobeNewsWire
1 month ago
Navient declares third quarter common stock dividend
HERNDON, Va., Aug. 14, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) announced that its board of directors approved a 2025 third quarter dividend of $0.16 per share on the company's common stock.
Navient declares third quarter common stock dividend
Neutral
Seeking Alpha
1 month ago
Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript
Navient Corporation (NASDAQ:NAVI ) Q2 2025 Earnings Conference Call July 30, 2025 8:00 AM ET Company Participants David L. Yowan - President, CEO & Director Jen Earyes - Head of Investor Relations Joe Fisher - Executive VP, CFO & Principal Accounting Officer Conference Call Participants Jeffrey David Adelson - Morgan Stanley, Research Division Jordan Neil Hymowitz - Philadelphia Financial Management of San Francisco, LLC Mark Christian DeVries - Deutsche Bank AG, Research Division Moshe Ari Orenbuch - TD Cowen, Research Division Nathaniel Richam-Odoi - BofA Securities, Research Division Richard Barry Shane - JPMorgan Chase & Co, Research Division Ryan Patrick Shelley - BofA Securities, Research Division Sanjay Harkishin Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division William Haraway Ryan - Seaport Research Partners Operator Good day, and thank you for standing by.
Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript
Negative
Zacks Investment Research
1 month ago
Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down
NAVI stock slips 2.5% after Q2 earnings miss due to lower NII and higher provisions for loan losses.
Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down
Positive
Zacks Investment Research
1 month ago
Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Negative
Zacks Investment Research
1 month ago
Navient (NAVI) Q2 Earnings and Revenues Miss Estimates
Navient (NAVI) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.48 per share a year ago.
Navient (NAVI) Q2 Earnings and Revenues Miss Estimates
Neutral
GlobeNewsWire
1 month ago
Navient posts second quarter 2025 financial results
HERNDON, Va., July 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 second quarter financial results. Complete financial results are available on the company's website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC's website at www.sec.gov.
Navient posts second quarter 2025 financial results
Negative
Zacks Investment Research
1 month ago
Navient's Q2 Earnings in the Cards: Here's What to Expect
NAVI is set to report Q2 results, with revenues likely to increase. However, earnings are likely to have declined amid weaker loan volumes and income.
Navient's Q2 Earnings in the Cards: Here's What to Expect
Positive
Seeking Alpha
1 month ago
An Attractive Opportunity With Over 9% Yield From Navient Corporation
Navient Corporation's baby bond, JSM, currently offers a yield to maturity of 9.27%, significantly higher than the company's OTC bonds. JSM is trading below par and appears undervalued relative to similar NAVI unsecured bonds, suggesting a potential price appreciation of 27%. Both JSM and NAVI's OTC bonds have similar credit ratings (BB-/Ba3), indicating comparable credit risk, but JSM offers a superior yield.
An Attractive Opportunity With Over 9% Yield From Navient Corporation
Negative
Zacks Investment Research
2 months ago
Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline
Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline
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