Navient
NAVI
Market cap $1.28B

12.68 USD

-1.11

8.05%

At close Jul 30, 4:00 PM EDT

After hours

12.62

-0.06

0.47%

1 day

-8.05%

5 days

-11.27%

1 month

-10.07%

3 months

2.42%

6 months

-7.92%

Year to date

-2.91%

1 year

-22.78%

5 years

59.10%

10 years

-18.35%

About: Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in three segments: Federal Education Loans, Consumer Lending, and Business Processing. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.

Employees: 2,100

Financials Credit Services

0

Funds holding %

of 7,323 funds

0

Analysts bullish %

of 3 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

30% more first-time investments, than exits

New positions opened: 30 | Existing positions closed: 23

2.34% more ownership

Funds ownership: 95.96% [Q4 2024] → 98.3% (+2.34%) [Q1 2025]

2% more funds holding

Funds holding: 239 [Q4 2024] → 244 (+5) [Q1 2025]

0% more funds holding in top 10

Funds holding in top 10: 2 [Q4 2024] → 2 (+0) [Q1 2025]

7% less capital invested

Capital invested by funds: $1.37B [Q4 2024] → $1.27B (-$99.5M) [Q1 2025]

35% less repeat investments, than reductions

Existing positions increased: 62 | Existing positions reduced: 95

76% less call options, than puts

Call options by funds: $1.48M | Put options by funds: $6.27M

See Fund Rankings

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$12

5%

downside

Avg. target

$14.67

16%

upside

High target

$16.50

30%

upside

3 analyst ratings

0 positive

0%

2 neutral

67%

1 negative

33%

JP Morgan Richard Shane	22%upside $15.50	Neutral Maintained	11 Jul 2025
Keefe, Bruyette & Woods Sanjay Sakhrani	30%upside $16.50	Market Perform Maintained	9 Jul 2025
TD Securities Moshe Orenbuch	5%downside $12	Sell Maintained	1 May 2025

See Analyst Rankings

Financial journalist opinion

Based on 9 articles about NAVI published over the past 30 days

Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript

Navient Corporation (NASDAQ:NAVI ) Q2 2025 Earnings Conference Call July 30, 2025 8:00 AM ET Company Participants David L. Yowan - President, CEO & Director Jen Earyes - Head of Investor Relations Joe Fisher - Executive VP, CFO & Principal Accounting Officer Conference Call Participants Jeffrey David Adelson - Morgan Stanley, Research Division Jordan Neil Hymowitz - Philadelphia Financial Management of San Francisco, LLC Mark Christian DeVries - Deutsche Bank AG, Research Division Moshe Ari Orenbuch - TD Cowen, Research Division Nathaniel Richam-Odoi - BofA Securities, Research Division Richard Barry Shane - JPMorgan Chase & Co, Research Division Ryan Patrick Shelley - BofA Securities, Research Division Sanjay Harkishin Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division William Haraway Ryan - Seaport Research Partners Operator Good day, and thank you for standing by.

Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript

Zacks Investment Research

Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down

NAVI stock slips 2.5% after Q2 earnings miss due to lower NII and higher provisions for loan losses.

Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down

Zacks Investment Research

Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Investment Research

Navient (NAVI) Q2 Earnings and Revenues Miss Estimates

Navient (NAVI) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.48 per share a year ago.

Navient (NAVI) Q2 Earnings and Revenues Miss Estimates

Navient posts second quarter 2025 financial results

HERNDON, Va., July 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 second quarter financial results. Complete financial results are available on the company's website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC's website at www.sec.gov.

Navient posts second quarter 2025 financial results

Zacks Investment Research

Navient's Q2 Earnings in the Cards: Here's What to Expect

NAVI is set to report Q2 results, with revenues likely to increase. However, earnings are likely to have declined amid weaker loan volumes and income.

Navient's Q2 Earnings in the Cards: Here's What to Expect

An Attractive Opportunity With Over 9% Yield From Navient Corporation

Navient Corporation's baby bond, JSM, currently offers a yield to maturity of 9.27%, significantly higher than the company's OTC bonds. JSM is trading below par and appears undervalued relative to similar NAVI unsecured bonds, suggesting a potential price appreciation of 27%. Both JSM and NAVI's OTC bonds have similar credit ratings (BB-/Ba3), indicating comparable credit risk, but JSM offers a superior yield.

An Attractive Opportunity With Over 9% Yield From Navient Corporation

Zacks Investment Research

Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline

Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline

Navient to announce second quarter 2025 results, host earnings webcast July 30

HERNDON, Va., July 16, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its second quarter 2025 financial results on Wednesday, July 30, 2025, at 8:00 a.m. Eastern Time. The results are scheduled to be released the same day by 7:00 a.m. on Navient.com/investors. In addition to being available on the company's investor website, the results will be filed with the SEC on a Form 8-K available at SEC.gov.

Navient to announce second quarter 2025 results, host earnings webcast July 30

Navient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chair

HERNDON, Va., June 05, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today held its 2025 Annual Meeting of Shareholders. Shareholders voted in accordance with the recommendations of the company's board of directors to approve three proposals, including the election of seven nominees to the board.

Navient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chair

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