Ezcorp IncEZPW
EZPW
About: EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buy and sell second-hand goods. The operating segments of the company are us Pawn, Latin America Pawn, and other international. us Pawn segment includes all pawn activities in the United States. Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales which are primarily collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
Employees: 8,000
0
Funds holding %
of 7,323 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
140% more first-time investments, than exits
New positions opened: 36 | Existing positions closed: 15
22% more capital invested
Capital invested by funds: $740M [Q4 2024] → $899M (+$159M) [Q1 2025]
9% more funds holding
Funds holding: 201 [Q4 2024] → 220 (+19) [Q1 2025]
0% more funds holding in top 10
Funds holding in top 10: 3 [Q4 2024] → 3 (+0) [Q1 2025]
0.12% less ownership
Funds ownership: 117.55% [Q4 2024] → 117.42% (-0.12%) [Q1 2025]
1% less repeat investments, than reductions
Existing positions increased: 72 | Existing positions reduced: 73
68% less call options, than puts
Call options by funds: $4.15M | Put options by funds: $13.1M
Research analyst outlook
2 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$17
25%
upside
Avg. target
$21
55%
upside
High target
$25
84%
upside
2 analyst ratings
1 positive
50%
1 neutral
50%
0 negative
0%
Canaccord Genuity Brian McNamara | 84%upside $25 | Buy Maintained | 10 Jul 2025 |
Stephens & Co. Kyle Joseph | 25%upside $17 | Equal-Weight Reiterated | 20 May 2025 |
Financial journalist opinion
Based on 3 articles about EZPW published over the past 30 days
Neutral
GlobeNewsWire
5 days ago
EZCORP to Release Third Quarter Fiscal 2025 Results After Market Close on Wednesday, July 30, 2025
AUSTIN, Texas, July 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue third quarter fiscal 2025 results (period ended June 30, 2025) on Wednesday, July 30, 2025, after the market close.
Positive
Seeking Alpha
2 weeks ago
EZPW: Buy Now Before The Market Reprices This Undervalued Cash Machine
I rate EZCORP a Strong Buy due to its resilient, efficient business model, consistent profitability, and undervaluation within the pawn lending sector. EZCORP's strong financials, expanding margins, and robust liquidity highlight its ability to perform across economic cycles and support future growth. DCF valuation and peer comparisons reveal significant upside potential for the industry, with the current share price reflecting only conservative growth assumptions.
Positive
Seeking Alpha
3 weeks ago
EZCorp Delivers Results, But The Market Hasn't Caught Up
EZCORP benefits from high inflation and tight credit, driving strong pawn loan growth and record earnings, yet still trades at just 10x earnings. Expansion into Latin America and luxury retail, plus a robust loyalty program, are fueling higher-margin growth and diversifying revenue streams. A recent debt refinancing leaves EZCORP with a near-zero net debt position, strong cash reserves, and flexibility for further expansion or buybacks.
Positive
Schaeffers Research
1 month ago
Top Stock Pick Report: V-Shaped Rallies Everywhere
Back in late March, we power ranked our Top Stock Picks of 2025. There was some success and lessons to be drawn, but if we're being honest, this wasn't the entire story. There was red ink everywhere and combined with the looming threat of unilateral tariffs on ‘Liberation Day,' fear had grown surrounding a potential recession hitting by the time a second-quarter check-in came around.
Neutral
GlobeNewsWire
1 month ago
EZCORP Acquires 40 Traditional Pawn and Auto Pawn Stores in Mexico
AUSTIN, Texas, June 18, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ:EZPW), a leading provider of pawn loans in the United States and Latin America, announced today that it has acquired 40 pawn stores across 13 states in Mexico. The stores, operating under the names “Monte Providencia” and “Tu Empeño Efectivo” offer traditional pawn loans, as well as auto pawn transactions, some of which are in stand-alone auto pawn stores. With this acquisition, the Company also takes over the management of 7 additional Monte Providencia stores, which it plans to acquire in the coming months.
Positive
Seeking Alpha
1 month ago
EZCorp: A Decent Buying Opportunity Amid Macroeconomic Uncertainty
EZCORP benefits from a countercyclical pawn business model, thriving during economic stress and inflation as demand for short-term loans and pre-owned goods rises. The company is an indirect beneficiary of surging gold prices, which boosts loan values, inventory gains, and overall profitability due to its jewelry-heavy collateral base. EZPW trades at a low price-to-book ratio relative to its sustainable ROE, offering an attractive yield and potential upside, especially with digital initiatives underway.
Positive
Seeking Alpha
1 month ago
EZCorp: Undervalued With Asymmetric Upside
EZCORP runs a resilient, niche pawn lending model with low credit risk, recurring retail revenue and benefits from consumer liquidity needs during financial stress. Despite strong fundamentals and steady growth, EZPW trades at a significant discount to peers, presenting a contrarian value opportunity for long-term investors. Macro conditions like high inflation and tight credit favor EZPW's business, while risks center around regulatory changes and digital competition, not credit exposure.
Positive
Benzinga
2 months ago
Top 3 Financial Stocks That May Rocket Higher This Month
The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.
Neutral
GlobeNewsWire
2 months ago
EZCORP Announces Retirement of $103.4 Million Convertible Notes
AUSTIN, Texas, May 01, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today the retirement of its $103.4 million aggregate principal amount outstanding of 2.375% Convertible Senior Notes Due 2025 (the “2025 Notes”). The 2025 Notes were issued in 2018 with a maturity date of May 1, 2025.
Neutral
Seeking Alpha
3 months ago
EZCORP, Inc. (EZPW) Q2 2025 Earnings Call Transcript
EZCORP, Inc. (NASDAQ:EZPW ) Q2 2025 Earnings Conference Call April 29, 2025 9:00 AM ET Company Participants Sean Mansouri - Elevate IR Lachlan Given - Chief Executive Officer Tim Jugmans - Chief Financial Officer Conference Call Participants Brian McNamara - Canaccord Genuity Alex Howell - Stephens Inc. Craig Irwin - Roth Capital Partners Operator Good morning, ladies and gentlemen. Welcome to the EZCORP Second Quarter Fiscal 2025 Earnings Call.
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