Ezcorp Inc
EZPW
Market cap $838M

13.17 USD

-0.24

1.79%

At close Jun 13, 4:00 PM EDT

After hours

13.16

-0.01

0.08%

1 day

-1.79%

5 days

-0.53%

1 month

-7.06%

3 months

0.23%

6 months

7.95%

Year to date

8.66%

1 year

29.50%

5 years

105.46%

10 years

77.25%

About: EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buy and sell second-hand goods. The operating segments of the company are us Pawn, Latin America Pawn, and other international. us Pawn segment includes all pawn activities in the United States. Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales which are primarily collateral forfeited from pawn lending operations and used merchandise purchased from the customers.

Employees: 8,000

Financials Credit Services

0

Funds holding %

of 7,296 funds

0

Analysts bullish %

of 3 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

140% more first-time investments, than exits

New positions opened: 36 | Existing positions closed: 15

22% more capital invested

Capital invested by funds: $740M [Q4 2024] → $899M (+$159M) [Q1 2025]

9% more funds holding

Funds holding: 201 [Q4 2024] → 220 (+19) [Q1 2025]

0% more funds holding in top 10

Funds holding in top 10: 3 [Q4 2024] → 3 (+0) [Q1 2025]

0.12% less ownership

Funds ownership: 117.55% [Q4 2024] → 117.42% (-0.12%) [Q1 2025]

1% less repeat investments, than reductions

Existing positions increased: 72 | Existing positions reduced: 73

68% less call options, than puts

Call options by funds: $4.15M | Put options by funds: $13.1M

See Fund Rankings

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$16

21%

upside

Avg. target

$19

44%

upside

High target

$24

82%

upside

3 analyst ratings

2 positive

67%

1 neutral

33%

0 negative

0%

Stephens & Co. Kyle Joseph	29%upside $17	Equal-Weight Reiterated	20 May 2025
Canaccord Genuity Brian McNamara	82%upside $24	Buy Maintained	6 May 2025
Roth MKM Craig Irwin	21%upside $16	Buy Initiated	17 Mar 2025

See Analyst Rankings

Financial journalist opinion

Based on 3 articles about EZPW published over the past 30 days

EZCorp: A Decent Buying Opportunity Amid Macroeconomic Uncertainty

EZCORP benefits from a countercyclical pawn business model, thriving during economic stress and inflation as demand for short-term loans and pre-owned goods rises. The company is an indirect beneficiary of surging gold prices, which boosts loan values, inventory gains, and overall profitability due to its jewelry-heavy collateral base. EZPW trades at a low price-to-book ratio relative to its sustainable ROE, offering an attractive yield and potential upside, especially with digital initiatives underway.

EZCorp: A Decent Buying Opportunity Amid Macroeconomic Uncertainty

EZCorp: Undervalued With Asymmetric Upside

EZCORP runs a resilient, niche pawn lending model with low credit risk, recurring retail revenue and benefits from consumer liquidity needs during financial stress. Despite strong fundamentals and steady growth, EZPW trades at a significant discount to peers, presenting a contrarian value opportunity for long-term investors. Macro conditions like high inflation and tight credit favor EZPW's business, while risks center around regulatory changes and digital competition, not credit exposure.

EZCorp: Undervalued With Asymmetric Upside

Top 3 Financial Stocks That May Rocket Higher This Month

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Top 3 Financial Stocks That May Rocket Higher This Month

EZCORP Announces Retirement of $103.4 Million Convertible Notes

AUSTIN, Texas, May 01, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today the retirement of its $103.4 million aggregate principal amount outstanding of 2.375% Convertible Senior Notes Due 2025 (the “2025 Notes”). The 2025 Notes were issued in 2018 with a maturity date of May 1, 2025.

EZCORP Announces Retirement of $103.4 Million Convertible Notes

EZCORP, Inc. (EZPW) Q2 2025 Earnings Call Transcript

EZCORP, Inc. (NASDAQ:EZPW ) Q2 2025 Earnings Conference Call April 29, 2025 9:00 AM ET Company Participants Sean Mansouri - Elevate IR Lachlan Given - Chief Executive Officer Tim Jugmans - Chief Financial Officer Conference Call Participants Brian McNamara - Canaccord Genuity Alex Howell - Stephens Inc. Craig Irwin - Roth Capital Partners Operator Good morning, ladies and gentlemen. Welcome to the EZCORP Second Quarter Fiscal 2025 Earnings Call.

EZCORP, Inc. (EZPW) Q2 2025 Earnings Call Transcript

Zacks Investment Research

Here's What Key Metrics Tell Us About Ezcorp (EZPW) Q2 Earnings

The headline numbers for Ezcorp (EZPW) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Here's What Key Metrics Tell Us About Ezcorp (EZPW) Q2 Earnings

Zacks Investment Research

Ezcorp (EZPW) Surpasses Q2 Earnings Estimates

Ezcorp (EZPW) came out with quarterly earnings of $0.34 per share, beating the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.28 per share a year ago.

Ezcorp (EZPW) Surpasses Q2 Earnings Estimates

EZCORP Reports Second Quarter Fiscal 2025 Results

AUSTIN, Texas, April 28, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its second quarter ended March 31, 2025. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles (“GAAP”) and comparisons shown are to the same period in the prior year.

EZCORP Reports Second Quarter Fiscal 2025 Results

Gold's Rally Is A Boon For EZCorp

Tariffs and economic indicators suggest the US may face a recession, benefiting pawn shops like EZCORP due to increased demand for alternative financing. During economic downturns, pawn shops thrive as consumers avoid selling equity at a loss and turn to pawning valuable items, especially gold jewelry. EZCORP has a strong financial profile, with 68% of its inventory in jewelry, positioning it well to capitalize on rising gold prices and tighter credit markets.

Gold's Rally Is A Boon For EZCorp

EZCorp: A Stock That Is Likely To Benefit From A Recession

EZCorp's stock has surged 52.71% since my initial "hold" rating, outperforming the S&P 500, driven by strong financials and expansion in Latin America. The company benefits from economic slowdowns, as more consumers turn to pawn shops for instant cash, boosting loans and inventory sales. Despite a higher EV-to-EBITDA multiple, EZCorp remains attractive due to its solid financial performance and potential gains from economic uncertainty.

EZCorp: A Stock That Is Likely To Benefit From A Recession

See News Rankings

Charts implemented using Lightweight Charts™