OppFiOPFI
OPFI
About: OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
Employees: 445
0
Funds holding %
of 7,323 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
109% more first-time investments, than exits
New positions opened: 48 | Existing positions closed: 23
41% more repeat investments, than reductions
Existing positions increased: 41 | Existing positions reduced: 29
23% more call options, than puts
Call options by funds: $18.1M | Put options by funds: $14.7M
23% more funds holding
Funds holding: 106 [Q4 2024] → 130 (+24) [Q1 2025]
18% more capital invested
Capital invested by funds: $92.2M [Q4 2024] → $108M (+$16.2M) [Q1 2025]
0% more funds holding in top 10
Funds holding in top 10: 1 [Q4 2024] → 1 (+0) [Q1 2025]
9.05% less ownership
Funds ownership: 56.74% [Q4 2024] → 47.69% (-9.05%) [Q1 2025]
Research analyst outlook
1 Wall Street Analyst provided 1 year price targets over the past 3 months
Low target
$13.50
26%
upside
Avg. target
$13.50
26%
upside
High target
$13.50
26%
upside
1 analyst rating
1 positive
100%
0 neutral
0%
0 negative
0%
JMP Securities David Scharf | 26%upside $13.50 | Market Outperform Upgraded | 8 May 2025 |
Financial journalist opinion
Based on 9 articles about OPFI published over the past 30 days
Positive
Zacks Investment Research
1 week ago
Dave vs. OppFi: Which Fintech Stock is the Smarter Bet Right Now?
Both OppFi Inc. OPFI and Dave DAVE operate in the fintech space, addressing customer needs encircling digital lending. DAVE's primary service is to offer small, interest-free cash advances to users.
Neutral
Business Wire
2 weeks ago
OppFi Announces its Second Quarter 2025 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its second quarter 2025 before the market open on Wednesday, August 6, 2025. Management will host a conference call on August 6, 2025, at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be avai.
Neutral
Zacks Investment Research
2 weeks ago
OppFi Soars 222% in a Year: Should Investors Buy, Hold, or Fold?
OPFI's tech-driven lending model, strong liquidity, and loyal customer base support its long-term hold potential.
Neutral
Zacks Investment Research
2 weeks ago
OppFi's Paradox: Net Profit Strains Despite Operational Strength
OPFI boosts margins and slashes charge-offs, but the Up-C structure drags net profit deep into the red.
Positive
Seeking Alpha
3 weeks ago
OppFi Is Undervalued Despite Its Recent Rebound
OppFi's operational metrics are strong, with improved loan originations, lower charge-offs, and increased automation driving business efficiency. Revenue growth is sluggish but rebounding, while EPS and profitability have soared, due to better expense management and credit modeling. Full-year guidance is decent, with accelerating revenue growth and solid, though moderating, EPS gains expected for 2025.
Positive
Seeking Alpha
3 weeks ago
OppFi: Remaining Bullish Here, Though A Little More Cautious
OppFi's strong Q1 results, improved credit profile, and operational execution have driven a strong stock performance in recent months. Internal improvements—better credit scoring, higher yields, and lower net charge-offs—support ongoing profitability and competitive positioning in the subprime lending market. Guidance for revenue and EPS has been raised, with continued beat-and-raise quarters likely to drive further upside.
Neutral
Seeking Alpha
3 weeks ago
OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart
I'm bullish on OppFi, but with caution—regulatory risk and leverage are real, yet the turnaround and growth are hard to ignore. OppFi's record revenue, special dividend, and consistent earnings beats show management is executing, while shares trade at a reasonable 11x forward earnings. Regulatory headwinds, especially in California, and credit losses are key risks; this is not a 'set and forget' stock—active monitoring is essential.
Neutral
Zacks Investment Research
3 weeks ago
Buy These 4 Stocks as Analysts Spot Strength in Volatile Times
Analysts are eyeing KARO, OPFI, QXO, and UFCS as rising stars amid market volatility and growing investor interest.
Positive
Zacks Investment Research
4 weeks ago
Can OppFi's Customer-Centric Approach Boost Its Market Position?
OPFI's customer-first model, AI-driven approvals and top satisfaction scores set it apart in alternative lending.
Positive
Zacks Investment Research
1 month ago
SoFi vs. OppFi: Which Fintech Stock Offers Better Momentum Now?
OPFI's soaring profits and lower risk make it the fintech stock to watch, while SOFI's growth is tempered by valuation concerns.
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