OppFiOPFI
OPFI
About: OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
Employees: 445
0
Funds holding %
of 7,296 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
109% more first-time investments, than exits
New positions opened: 48 | Existing positions closed: 23
41% more repeat investments, than reductions
Existing positions increased: 41 | Existing positions reduced: 29
23% more call options, than puts
Call options by funds: $18.1M | Put options by funds: $14.7M
23% more funds holding
Funds holding: 106 [Q4 2024] → 130 (+24) [Q1 2025]
18% more capital invested
Capital invested by funds: $92.2M [Q4 2024] → $108M (+$16.2M) [Q1 2025]
0% more funds holding in top 10
Funds holding in top 10: 1 [Q4 2024] → 1 (+0) [Q1 2025]
9.05% less ownership
Funds ownership: 56.74% [Q4 2024] → 47.69% (-9.05%) [Q1 2025]
Research analyst outlook
1 Wall Street Analyst provided 1 year price targets over the past 3 months
Low target
$13.50
11%
upside
Avg. target
$13.50
11%
upside
High target
$13.50
11%
upside
1 analyst rating
1 positive
100%
0 neutral
0%
0 negative
0%
JMP Securities David Scharf | 11%upside $13.50 | Market Outperform Upgraded | 8 May 2025 |
Financial journalist opinion
Based on 7 articles about OPFI published over the past 30 days
Positive
Zacks Investment Research
6 days ago
OppFi Skyrockets 348% in a Year: Is This the Right Time to Invest?
The OPFI stock soars 348% in a year, backed by stronger credit quality, liquidity and a steep discount to peers.
Positive
Seeking Alpha
1 week ago
OppFi: Undervalued, Underrated Fintech With Unconventional Upside
OppFi's AI-driven, tech-enabled lending platform delivers strong growth, profitability, and operational leverage in the underserved non-prime consumer finance market. Q1 2025 results show record revenue, earnings, and improving credit quality, confirming the company's disciplined execution and scalable business model. Despite regulatory and macroeconomic risks, OPFI's efficient risk management and niche focus offer significant upside and potential undervaluation.
Positive
Zacks Investment Research
1 week ago
Want Outperformance? These 5 Stocks Show Relative Strength
OPFI, ALNT, PGY, GLDD and NTES are standing out with strong relative price strength and bullish earnings revisions.
Positive
Zacks Investment Research
1 week ago
OppFi Raises EPS Guidance for 2025: Is This Expectation Valid?
OPFI lifts its 2025 EPS guidance after Q1 earnings soar 277% y/y, driven by loan growth, credit gains and cost control.
Positive
Zacks Investment Research
1 week ago
The Best Top-Ranked Stocks to Buy in June
Exploring how investors can use a Zacks screen to help find some of the best Zacks Rank #1 (Strong Buy) stocks to buy in June and throughout the summer of 2025.
Positive
Zacks Investment Research
1 week ago
OppFi Inc. (OPFI) is a Great Momentum Stock: Should You Buy?
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
Positive
Seeking Alpha
3 weeks ago
OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors
We're bullish on OPFI due to its robust revenue growth, improving loss ratios, and strong niche in high-interest subprime lending. OPFI is significantly undervalued, trading at just 0.5x sales and 9.9x forward earnings, despite strong growth prospects. Risks include economic downturns and increased competition, but prudent risk management and tech-driven underwriting mitigate these concerns.
Positive
Zacks Investment Research
1 month ago
What Makes OppFi Inc. (OPFI) a Strong Momentum Stock: Buy Now?
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
Positive
Zacks Investment Research
1 month ago
Surging Earnings Estimates Signal Upside for OppFi (OPFI) Stock
OppFi (OPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Neutral
Seeking Alpha
1 month ago
OppFi: Attractive Company Facing Strong Economic Risks
OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic uncertainty, inflation, and a potential recession, making OPFI too risky an investment. OppLoans platform provides loans to subprime borrowers with steady income and direct deposits, but high default rates and inflation pressures are concerning.
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