OppFi

OPFI

Market cap $231M

CHICAGO, April 23, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, is proud to celebrate Financial Capability Month with the release of its 2025 Social Impact Report. The report underscores OppFi's consistent dedication to supporting the 48 million underbanked Americans who lack access to traditional credit.

CHICAGO, April 9, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its first quarter 2026 before the market opens on Thursday, May 7, 2026. Management will host a conference call on May 7, 2026, at 9:00 a.m.

OppFi (OPFI) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.

Dallas, Texas--(Newsfile Corp. - March 12, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi exited FY25 with strong momentum, delivering record revenue of $597.1M, adj net income of $139.8M, and adj EPS of $1.59, up 13.5%, 69.1%, and $0.64 y/y, respectively, while GAAP net income rose 74.4% to $146.2M.

OppFi is keeping an eye on the gas pump as it enjoys record revenues. The personal loan platform reported annual earnings Wednesday (March 11) showing its income up 74.4% year over year to $146.2 million, an all-time high.

OppFi Inc. (OPFI) Q4 2025 Earnings Call Transcript

OppFi Inc. (OPFI) came out with quarterly earnings of $0.3 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.23 per share a year ago.

Net income increased 74.4% year over year to $146.2 million, a new Company record Adjusted net income1 increased 69.1% year over year to $139.8 million, a new Company record Basic and diluted earnings per share ("EPS") increased $0.63 year over year to $0.99 Adjusted EPS1 increased $0.64 year over year to $1.59, a new Company record CHICAGO, March 11, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today reported record financial results for the quarter and year ended December 31, 2025. "Our record-breaking results in 2025 capped off an extraordinary year for the company, as OppFi achieved record total originations, revenue, net income, and adjusted net income.

OPFI heads into Q4'25 results, with revenue and EPS expected to rise y/y, but a 0.00% Earnings ESP signals uncertain beat prospects despite strong automation and risk controls.

OppFi is upgraded to Buy as valuation resets and operating momentum remain robust despite macro credit risks. OPFI's forward P/E has contracted to ~5x, with double-digit revenue growth and upgraded net income guidance ($137–$142m for FY), creating valuation asymmetry. Credit costs are elevated but controlled; dynamic pricing and strong recoveries support resilience even as new vintages show higher early defaults.