Micro Cap
Credit Services
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Market Capitalization
Micro Cap Credit Services Stocks at a Glance
Credit services companies extend consumer and business credit through cards, installment loans, and specialty lending, or process the payments behind them. Returns balance yield against charge-offs, so credit quality and funding costs drive the cycle — while payment networks earn toll-like fees with little credit risk.
There are 25 micro cap Credit Services stocks — companies in the Credit Services industry with a market cap under $250M — worth a combined $2.4B.
The largest by market cap are LexinFintech Holdings (LX) at $242M, TROOPS Inc (TROO) at $238M and Finance of America Companies (FOA) at $207M.
Among institutional investors, Consumer Portfolio Services (CPSS) drew the most net new fund positions in Q1 2026: 14 funds opened new positions, taking total fund holders up 8 (15%) quarter-over-quarter.
- Combined market cap: $2.4B across 25 stocks.
- Micro Cap: market cap under $250M.
- Largest constituent: LexinFintech Holdings (LX), $242M market cap.
- Most net new fund positions in Q1 2026: Consumer Portfolio Services (CPSS), +8 holders.
Market caps and prices updated daily; fund activity based on aggregated SEC 13F filings for Q1 2026.