X Financial (XYF)

• Market cap: $362M
• 1 day: 2.69%
• 5 days: 3.95%
• 1 month: -6.15%
• 3 months: 19.22%
• 6 months: 71.85%
• Year to date: -9.27%
• 1 year: 86.55%
• 5 years: 51.39%
• 10 years: -78.75%

About: X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.

Employees: 521

Fund manager confidence

Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)

24% more capital invested

Capital invested by funds: $2.57M [Q2] → $3.2M (+$625K) [Q3]

0.04% less ownership

Funds ownership: 0.3% [Q2] → 0.26% (-0.04%) [Q3]

18% less funds holding

Funds holding: 11 [Q2] → 9 (-2) [Q3]

50% less repeat investments, than reductions

Existing positions increased: 1 | Existing positions reduced: 2

67% less first-time investments, than exits

New positions opened: 1 | Existing positions closed: 3