ZRP

Zynergy Retirement Planning Portfolio holdings

AUM $141M

This Quarter Return

-0.16%

1 Year Return

+3.52%

3 Year Return

–

5 Year Return

–

10 Year Return

–

AUM

$141M

AUM Growth

-$954K (-0.7%)

Cap. Flow

+$44.2M

Cap. Flow % of AUM

31.34%

Top 10 Holdings %Top 10 Hldgs %

93.03%

Holding

121

New

Increased

Reduced

Closed

Top Buys

1	Schwab US Aggregate Bond ETF SCHZ	$13.7M
2	Schwab International Equity ETF SCHF	$8.85M
3	Schwab U.S Small- Cap ETF SCHA	$6.87M
4	Schwab US TIPS ETF SCHP	$5.46M
5	Schwab Short-Term US Treasury ETF SCHO	$5.12M

Top Sells

1	SPDR Bloomberg 3-12 Month T-Bill ETF BILS	$300K
2	Vanguard Global ex-US Real Estate ETF VNQI	$107K
3	Schwab Long-Term US Treasury ETF SCHQ	$100K
4	SPDR Gold Trust GLD	$92.7K
5	Schwab Emerging Markets Equity ETF SCHE	$31.1K

Sector Composition

1	Technology	1.17%
2	Consumer Discretionary	0.57%
3	Financials	0.37%
4	Communication Services	0.25%
5	Utilities	0.22%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 iShares Core S&P 500 ETF IVV $637B	$31.9M	22.65%	54,243 +1,590	+3%	+$936K
2	2 Schwab US Aggregate Bond ETF SCHZ $8.63B	$26.4M	18.76%	1,164,805 +602,579	+107%	+$13.7M
3	3 Schwab International Equity ETF SCHF $49.2B	$17M	12.03%	916,611 +478,479	+109%	+$8.85M
4	4 Schwab US REIT ETF SCHH $8.26B	$14.5M	10.32%	690,665 +17,118	+3%	+$361K
5	5 Schwab U.S Small- Cap ETF SCHA $17.9B	$13.7M	9.74%	531,114 +265,541	+100%	+$6.87M
6	6 Schwab US TIPS ETF SCHP $13.2B	$10.7M	7.62%	416,115 +211,374	+103%	+$5.46M
7	7 Schwab Short-Term US Treasury ETF SCHO $10.9B	$9.23M	6.55%	383,699 +212,705	+124%	+$5.12M
8	8 Schwab US Large-Cap Value ETF SCHV $12.9B	$3.22M	2.28%	123,450 +78,739	+176%	+$2.05M
9	9 Schwab Emerging Markets Equity ETF SCHE $10.6B	$3M	2.13%	112,755 -1,169	-1%	-$31.1K
10	10 Apple AAPL $3.2T	$1.34M	0.95%	5,346 +612	+13%	+$153K
11	11 Invesco QQQ Trust QQQ $356B	$757K	0.54%	1,480	–	–
12	12 Home Depot HD $369B	$677K	0.48%	1,741 -30	-2%	-$11.7K
13	13 Schwab US Large-Cap Growth ETF SCHG $45.4B	$655K	0.46%	23,495 +17,385	+285%	+$485K
14	14 Schwab International Small-Cap Equity ETF SCHC $4.68B	$616K	0.44%	17,931 +561	+3%	+$19.3K
15	15 Vanguard Financials ETF VFH $12.7B	$601K	0.43%	5,091 -52	-1%	-$6.14K
16	16 Schwab US Dividend Equity ETF SCHD $71.1B	$463K	0.33%	16,956 +11,408	+206%	+$312K
17	17 Vanguard Value ETF VTV $140B	$457K	0.32%	2,698 -23	-0.9%	-$3.89K
18	18 SPDR Gold Trust GLD $105B	$419K	0.3%	1,730 -383	-18%	-$92.7K
19	19 Vanguard FTSE All-World ex-US ETF VEU $46.6B	$393K	0.28%	6,854 -413	-6%	-$23.7K
20	20 Schwab US Broad Market ETF SCHB $35B	$350K	0.25%	15,423 +10,298	+201%	+$234K
21	21 SPDR Bloomberg 3-12 Month T-Bill ETF BILS $3.8B	$341K	0.24%	3,438 -3,030	-47%	-$300K
22	22 Vanguard Small-Cap ETF VB $65.5B	$339K	0.24%	1,412	–	–
23	23 JPMorgan Chase JPM $802B	$285K	0.2%	1,189	–	–
24	24 Vanguard High Dividend Yield ETF VYM $62.1B	$244K	0.17%	1,916	–	–
25	25 Vanguard Utilities ETF VPU $7.31B	$238K	0.17%	1,459	–	–