VAF

Values Added Financial Portfolio holdings

AUM $180M

AUM

$180M

AUM Growth

+$7.54M (+4%)

Cap. Flow

+$10.2M

Cap. Flow % of AUM

5.68%

Top 10 Holdings %Top 10 Hldgs %

45.92%

Holding

120

New

Increased

Reduced

Closed

Top Buys

1	SPDR Portfolio Aggregate Bond ETF SPAB	$1.88M
2	Vanguard Total Bond Market BND	$1.52M
3	Apple AAPL	$1.49M
4	Schwab US Aggregate Bond ETF SCHZ	$1.4M
5	iShares ESG Aware MSCI EAFE ETF ESGD	$839K

Top Sells

1	Vanguard FTSE Developed Markets ETF VEA	$1.14M
2	Vanguard Tax-Exempt Bond Index Fund VTEB	$560K
3	Vanguard FTSE Emerging Markets ETF VWO	$535K
4	SPDR Portfolio S&P 1500 Composite Stock Market ETF SPTM	$180K
5	Schwab US Mid-Cap ETF SCHM	$178K

Sector Composition

1	Technology	8.5%
2	Financials	4.59%
3	Communication Services	2.33%
4	Consumer Discretionary	2.09%
5	Healthcare	1.94%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Vanguard Total Bond Market BND $126B	$15.4M	8.56%	210,152 +20,750	+11%	+$1.52M
2	2 SPDR Portfolio Developed World ex-US ETF SPDW $27B	$11.5M	6.39%	316,692 +19,764	+7%	+$720K
3	3 Vanguard FTSE Developed Markets ETF VEA $160B	$10.4M	5.79%	205,383 -22,429	-10%	-$1.14M
4	4 SPDR Portfolio Aggregate Bond ETF SPAB $8.71B	$8.1M	4.49%	317,016 +73,569	+30%	+$1.88M
5	5 Apple AAPL $3.01T	$7.77M	4.31%	34,976 +6,701	+24%	+$1.49M
6	6 SPDR Portfolio Emerging Markets ETF SPEM $11.9B	$6.6M	3.66%	167,622 -910	-0.5%	-$35.8K
7	7 TCW Transform 500 ETF VOTE $792M	$6.44M	3.57%	98,493 +668	+0.7%	+$43.7K
8	8 SPDR Portfolio S&P 500 ETF SPLG $68.6B	$6.39M	3.54%	97,154 +676	+0.7%	+$44.5K
9	9 Vanguard Tax-Exempt Bond Index Fund VTEB $35.5B	$5.33M	2.96%	107,437 -11,279	-10%	-$560K
10	10 SPDR Portfolio S&P 1500 Composite Stock Market ETF SPTM $10.2B	$4.8M	2.66%	70,528 -2,649	-4%	-$180K
11	11 Vanguard FTSE Emerging Markets ETF VWO $88.1B	$4.22M	2.34%	93,165 -11,812	-11%	-$535K
12	12 iShares ESG Advanced MSCI EAFE ETF DMXF $821M	$4.17M	2.31%	61,864 +5,989	+11%	+$403K
13	13 Vanguard Total Stock Market ETF VTI $482B	$3.91M	2.17%	14,217 -397	-3%	-$109K
14	14 Vanguard FTSE All-World ex-US ETF VEU $44.9B	$3.19M	1.77%	52,546	–	–
15	15 Vanguard Extended Market ETF VXF $21.9B	$2.94M	1.63%	17,050 -255	-1%	-$43.9K
16	16 Schwab U.S Small- Cap ETF SCHA $17.2B	$2.93M	1.62%	124,943 -7,351	-6%	-$172K
17	17 Schwab US Large- Cap ETF SCHX $54.7B	$2.85M	1.58%	128,874 -928	-0.7%	-$20.5K
18	18 Schwab US Aggregate Bond ETF SCHZ $8.47B	$2.83M	1.57%	122,047 +60,354	+98%	+$1.4M
19	19 Markel Group MKL $24.7B	$2.82M	1.57%	1,511 +447	+42%	+$836K
20	20 iShares ESG Aware MSCI EAFE ETF ESGD $9.73B	$2.81M	1.56%	34,374 +10,269	+43%	+$839K
21	21 Amazon AMZN $2.3T	$2.51M	1.39%	13,198 +36	+0.3%	+$6.85K
22	22 Vanguard S&P 500 ETF VOO $668B	$2.48M	1.38%	4,831 +63	+1%	+$32.4K
23	23 Microsoft MSFT $3.51T	$2.43M	1.34%	6,460 -448	-6%	-$168K
24	24 Schwab US Broad Market ETF SCHB $33.3B	$2.22M	1.23%	103,143 -2,606	-2%	-$56.1K
25	25 iShares Core MSCI International Developed Markets ETF IDEV $20.2B	$1.9M	1.05%	27,547 +5,824	+27%	+$401K