SHJ

Sharkey, Howes & Javer Portfolio holdings

AUM $746M

This Quarter Return

-1.1%

1 Year Return

+11.35%

3 Year Return

+43.58%

5 Year Return

+64.11%

10 Year Return

+123.38%

AUM

$699M

AUM Growth

-$12.8M (-2%)

Cap. Flow

-$1.72M

Cap. Flow % of AUM

-0.25%

Top 10 Holdings %Top 10 Hldgs %

51.02%

Holding

158

New

Increased

Reduced

Closed

Top Buys

1	iShares 10-20 Year Treasury Bond ETF TLH	$10.2M
2	iShares S&P 100 ETF OEF	$9.47M
3	iShares S&P 500 Value ETF IVE	$9.02M
4	BlackRock US Equity Factor Rotation ETF DYNF	$5.5M
5	iShares S&P 500 Growth ETF IVW	$5.45M

Top Sells

1	iShares Core S&P 500 ETF IVV	$13.1M
2	iShares MSCI EAFE Growth ETF EFG	$7.97M
3	iShares Core US Aggregate Bond ETF AGG	$6.85M
4	iShares MSCI EAFE Value ETF EFV	$6.36M
5	iShares ESG Aware MSCI USA ETF ESGU	$5.37M

Sector Composition

1	Technology	0.89%
2	Financials	0.47%
3	Industrials	0.46%
4	Healthcare	0.14%
5	Consumer Discretionary	0.12%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 iShares Core S&P 500 ETF IVV $657B	$74.1M	10.6%	131,862 -23,299	-15%	-$13.1M
2	2 iShares Core Total USD Bond Market ETF IUSB $33.4B	$67.3M	9.63%	1,460,410 -97,755	-6%	-$4.5M
3	3 iShares MSCI USA Quality Factor ETF QUAL $54.1B	$51.9M	7.42%	303,689 +2,777	+0.9%	+$475K
4	4 BlackRock US Equity Factor Rotation ETF DYNF $22B	$41.5M	5.94%	851,042 +112,787	+15%	+$5.5M
5	5 iShares S&P 500 Growth ETF IVW $63.1B	$30.3M	4.33%	326,401 +58,715	+22%	+$5.45M
6	6 iShares S&P 500 Value ETF IVE $40.6B	$23.6M	3.38%	124,077 +47,347	+62%	+$9.02M
7	7 iShares MSCI EAFE Value ETF EFV $28B	$19.8M	2.83%	335,417 -107,906	-24%	-$6.36M
8	8 SPDR S&P 500 ETF Trust SPY $659B	$16.8M	2.41%	30,084 -5,475	-15%	-$3.06M
9	9 iShares MBS ETF MBB $40.2B	$16.1M	2.31%	172,137 -23,294	-12%	-$2.18M
10	10 iShares ESG Aware MSCI USA ETF ESGU $14.2B	$15.2M	2.17%	124,600 -44,009	-26%	-$5.37M
11	11 iShares MSCI EAFE Growth ETF EFG $13.2B	$14.6M	2.09%	146,081 -79,685	-35%	-$7.97M
12	12 BlackRock Flexible Income ETF BINC $10.9B	$14.3M	2.05%	273,706 +36,474	+15%	+$1.91M
13	13 JPMorgan BetaBuilders US Aggregate Bond ETF BBAG $1.28B	$11.9M	1.71%	258,539 -4,828	-2%	-$223K
14	14 Vanguard S&P 500 ETF VOO $724B	$11.4M	1.63%	22,151 -3,622	-14%	-$1.86M
15	15 iShares 10-20 Year Treasury Bond ETF TLH $11.2B	$10.2M	1.46%	+98,529	New	+$10.2M
16	16 SPDR DoubleLine Total Return Tactical ETF TOTL $3.83B	$9.7M	1.39%	240,692 -38,567	-14%	-$1.55M
17	17 iShares S&P 100 ETF OEF $21.9B	$9.47M	1.35%	+34,951	New	+$9.47M
18	18 iShares US Technology ETF IYW $23.2B	$9.38M	1.34%	66,814 +4,769	+8%	+$670K
19	19 iShares Core MSCI Emerging Markets ETF IEMG $102B	$8.5M	1.22%	157,559 +64,361	+69%	+$3.47M
20	20 iShares MSCI Emerging Markets ex China ETF EMXC $13.1B	$8.26M	1.18%	149,919 -17,986	-11%	-$991K
21	21 SPDR SSGA US Sector Rotation ETF XLSR $790M	$8.17M	1.17%	161,014 +2,700	+2%	+$137K
22	22 iShares Gold Trust IAU $48.5B	$8.16M	1.17%	138,373 +76,331	+123%	+$4.5M
23	23 SPDR Blackstone High Income ETF HYBL $463M	$8.06M	1.15%	286,543 +193,265	+207%	+$5.43M
24	24 Schwab US Broad Market ETF SCHB $35.9B	$7.86M	1.12%	365,157 -4,619	-1%	-$99.4K
25	25 iShares MSCI USA Momentum Factor ETF MTUM $17.9B	$7.54M	1.08%	37,303 +5,877	+19%	+$1.19M