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OPPS

Obsidian Personal Planning Solutions Portfolio holdings

AUM $288M Turnover 9.84%
1-Year Est. Return 10%
This Fund
S&P 500
This Quarter Est. Return
+4.8%
1 Year Est. Return
+10%
3 Year Est. Return
+58.23%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$288M
AUM Growth
+$40.9M
Cap. Flow
+$26.9M
Cap. Flow %
9.34%
Top 10 Hldgs %
52.91%
Holding
122
New
9
Increased
47
Reduced
28
Closed
3
Avg Time Held
1.9 years
Top 10 Avg Time Held
1.8 years
Top 20 Avg Time Held
2 years

Top Buys

Rank Stock Value
1
IBTH icon
iShares iBonds Dec 2027 Term Treasury ETF
IBTH
+$18.3M
2
SCHD icon
Schwab US Dividend Equity ETF
SCHD
+$741K
3
JPIE icon
JPMorgan Income ETF
JPIE
+$508K
4
EFG icon
iShares MSCI EAFE Growth ETF
EFG
+$499K
5
CGGR icon
Capital Group Growth ETF
CGGR
+$463K

Top Sells

Rank Stock Value
1
PGR icon
Progressive
PGR
+$236K
2
LIN icon
Linde
LIN
+$222K
3
BND icon
Vanguard Total Bond Market
BND
+$209K
4
VUG icon
Vanguard Morningstar Growth ETF
VUG
+$98.1K
5
RSPM icon
Invesco S&P 500 Equal Weight Materials ETF
RSPM
+$67.1K

Sector Composition

Rank Sector Weight
1 Miscellaneous 88.42%
2 Technology 4.39%
3 Financials 1.78%
4 Industrials 1.28%
5 Consumer Discretionary 1.15%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow Held Since
IBTH icon
1
iShares iBonds Dec 2027 Term Treasury ETF
IBTH
$2.4B
$26.5M 9.21%
1,178,521
+816,536
+226% +$18.3M
2025 Q1
2 quarters
SPIB icon
2
State Street SPDR Portfolio Intermediate Term Corporate Bond ETF
SPIB
$11.3B
$22.6M 7.86%
667,870
+8,062
+1% +$271K
2024 Q1
6 quarters
IJR icon
3
iShares Core S&P Small-Cap ETF
IJR
$102B
$16.8M 5.83%
142,417
+2,722
+2% +$313K
2022 Q2
13 quarters
VTV icon
4
Vanguard Morningstar Value ETF
VTV
$189B
$15.6M 5.4%
83,774
+2,133
+3% +$386K
2022 Q2
13 quarters
JPIE icon
5
JPMorgan Income ETF
JPIE
$11B
$13.9M 4.81%
298,749
+10,962
+4% +$508K
2025 Q1
2 quarters
SCHD icon
6
Schwab US Dividend Equity ETF
SCHD
$115B
$12.3M 4.26%
458,722
+27,163
+6% +$741K
2022 Q3
12 quarters
SPDW icon
7
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$40.8B
$12.1M 4.21%
278,664
+9,348
+3% +$387K
2022 Q2
13 quarters
SPYG icon
8
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$56.1B
$11.1M 3.84%
102,330
+2,477
+2% +$247K
2022 Q2
13 quarters
EFG icon
9
iShares MSCI EAFE Growth ETF
EFG
$14.9B
$10.9M 3.78%
94,155
+4,482
+5% +$499K
2022 Q2
13 quarters
CGGR icon
10
Capital Group Growth ETF
CGGR
$25.8B
$10.7M 3.7%
237,737
+10,955
+5% +$463K
2024 Q1
6 quarters
XAR icon
11
State Street SPDR S&P Aerospace & Defense ETF
XAR
$5.32B
$10.3M 3.58%
41,467
-4
-0% -$873
2023 Q4
7 quarters
VMBS icon
12
Vanguard Mortgage-Backed Securities ETF
VMBS
$15.6B
$9.06M 3.15%
192,080
+4,857
+3% +$225K
2024 Q1
6 quarters
CIBR icon
13
First Trust NASDAQ Cybersecurity ETF
CIBR
$17.4B
$8.82M 3.06%
114,079
+2,242
+2% +$166K
2023 Q4
7 quarters
XMLV icon
14
Invesco S&P MidCap Low Volatility ETF
XMLV
$703M
$7.92M 2.75%
128,079
+3,228
+3% +$202K
2022 Q2
13 quarters
FLOT icon
15
iShares Floating Rate Bond ETF
FLOT
$11.4B
$7.91M 2.75%
154,849
+4,555
+3% +$232K
2023 Q3
8 quarters
MDYG icon
16
State Street SPDR S&P 400 Mid Cap Growth ETF
MDYG
$2.78B
$6.98M 2.42%
76,012
+2,627
+4% +$236K
2024 Q3
4 quarters
SPEM icon
17
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$16.9B
$6.4M 2.22%
134,409
+1,695
+1% +$75.4K
2022 Q2
13 quarters
AAPL icon
18
Apple
AAPL
$5T
$4.84M 1.68%
17,904
+151
+0.9% +$34.1K
2022 Q2
13 quarters
VHT icon
19
Vanguard Health Care ETF
VHT
$19.7B
$4.8M 1.67%
17,744
+522
+3% +$131K
2025 Q1
2 quarters
XLE icon
20
State Street Energy Select Sector SPDR ETF
XLE
$44.4B
$4.56M 1.58%
103,502
+8,154
+9% +$357K
2025 Q1
2 quarters
JMUB icon
21
JPMorgan Municipal ETF
JMUB
$8.72B
$3.86M 1.34%
76,129
+7,191
+10% +$357K
2024 Q3
4 quarters
XLB icon
22
State Street Materials Select Sector SPDR ETF
XLB
$8.06B
$3.7M 1.28%
86,318
+5,816
+7% +$263K
2022 Q2
13 quarters
MEAR icon
23
BlackRock Short Maturity Municipal Bond ETF
MEAR
$1.46B
$3.45M 1.2%
68,447
+2,144
+3% +$108K
2023 Q3
8 quarters
XLF icon
24
State Street Financial Select Sector SPDR ETF
XLF
$51.2B
$3.2M 1.11%
61,133
+4,746
+8% +$251K
2025 Q1
2 quarters
MSFT icon
25
Microsoft
MSFT
$3.96T
$3M 1.04%
5,789
+729
+14% +$372K
2022 Q2
13 quarters
1
2 3 4 5

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FIBT
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LSA
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LIG
Lokken Investment Group Lewes, Delaware $291M AUM 13.61% 1-Year Est. Return
FW
FullCircle Wealth Dallas, Texas $284M AUM 15.13% 1-Year Est. Return
AFWM
Abich Financial Wealth Management Ashburn, Virginia $281M AUM
GCM
Galibier Capital Management Toronto, Ontario, Canada $300M AUM 22.03% 1-Year Est. Return
LWA
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FWM
FSA Wealth Management Needham, Massachusetts $273M AUM 16.98% 1-Year Est. Return

Obsidian Personal Planning Solutions's Q3 2025 Portfolio in Review

As of Q3 2025, Obsidian Personal Planning Solutions held 122 positions worth $288M, up 17% from $247M the previous quarter. Its ten largest holdings account for 53% of the portfolio.

Obsidian Personal Planning Solutions deployed $26.9M of net new capital in Q3 2025, opening 9 new positions and adding to 47 existing holdings. Its largest new stake was ExxonMobil: 3,644 shares worth $417K.

By sector, the portfolio is most concentrated in Miscellaneous at 88% of assets, down from 89% a quarter earlier, followed by Technology and Financials.

On the sell side, the largest reduction was Vanguard Morningstar Growth ETF, an estimated $98.1K trimmed.

  • Obsidian Personal Planning Solutions's largest Q3 2025 buy was ExxonMobil: 3,644 shares worth $417K.
  • Obsidian Personal Planning Solutions added most to iShares iBonds Dec 2027 Term Treasury ETF in Q3 2025, an estimated $18.3M increase.
  • Obsidian Personal Planning Solutions's biggest Q3 2025 reduction was Vanguard Morningstar Growth ETF, cutting an estimated $98.1K.
  • Obsidian Personal Planning Solutions fully exited Progressive in Q3 2025, selling an estimated $236K.
  • Obsidian Personal Planning Solutions's ten largest holdings make up 53% of its $288M portfolio in Q3 2025.
  • Obsidian Personal Planning Solutions opened 9 new positions and closed 3 in Q3 2025.
  • Obsidian Personal Planning Solutions's portfolio value rose 17% quarter-over-quarter to $288M.

Based on Obsidian Personal Planning Solutions's 13F filing for Q3 2025, filed 13 Nov 2025.