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Money Design Portfolio holdings
AUM
$2.14B
Turnover
4%
1-Year Est. Return
10.33%
Money Design is a Japanese asset manager that runs THEO, a robo-advisor that builds and manages portfolios of about 30 ETFs for individual investors. THEO shifts each customer's mix of three portfolios automatically as they age, lowering the risk level over time. The company was set up in 2013 by Mamoru Taniya, its founder and chairman, and Tomoyoshi Hirose, its co-founder and vice chairman. It began offering an ETF-based managed account service in 2014 and launched THEO in 2016. It also runs mutual funds, including a digital lending fund and a global real assets fund, and operates MYDC, an iDeCo individual retirement account service.
This Fund
S&P 500
This Quarter Est. Return
+5.64%
1 Year Est. Return
+10.33%
3 Year Est. Return
+26.41%
5 Year Est. Return
+31.93%
10 Year Est. Return
–
AUM
$2.14B
AUM Growth
+$135M
(+6.8%)
Cap. Flow
+$44.3M
Cap. Flow % of AUM
Cap. Flow %
2.07%
Top 10 Holdings %
Top 10 Hldgs %
64.32%
Holding
75
New
–
Increased
32
Reduced
40
Closed
3
Avg Time Held
4.5
years
Top 10 Avg Time Held
3.4
years
Top 20 Avg Time Held
3.2
years
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
|
+$31.2M |
| 2 |
iShares Gold Trust
IAU
|
+$23.5M |
| 3 |
State Street SPDR Bloomberg High Yield Bond ETF
JNK
|
+$16.5M |
| 4 |
Vanguard Morningstar Value ETF
VTV
|
+$11.1M |
| 5 |
iShares iBoxx $ Investment Grade Corporate Bond ETF
LQD
|
+$9.6M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares 20+ Year Treasury Bond ETF
TLT
|
+$19.6M |
| 2 |
iShares MSCI Pacific ex Japan ETF
EPP
|
+$17.2M |
| 3 |
Vanguard Short-Term Treasury ETF
VGSH
|
+$12M |
| 4 |
iShares 1-3 Year Treasury Bond ETF
SHY
|
+$11.6M |
| 5 |
iShares TIPS Bond ETF
TIP
|
+$7.23M |
Sector Composition
| Rank | Sector | Weight |
|---|
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
Vanguard Morningstar Value ETF
VTV
$194B
| $245M | 11.43% |
1,384,981
+65,773
| +5% | +$11.1M |
2017 Q3
31 quarters
|
|
2
Vanguard Morningstar Growth ETF
VUG
$220B
| $243M | 11.35% |
3,324,918
+68,454
| +2% | +$4.51M |
2024 Q4
2 quarters
|
|
|
3
iShares iBoxx $ Investment Grade Corporate Bond ETF
LQD
$29.7B
| $171M | 7.98% |
1,558,854
+89,453
| +6% | +$9.6M |
2022 Q2
12 quarters
|
|
4
Vanguard FTSE Europe ETF
VGK
$29.9B
| $132M | 6.18% |
1,708,025
+77,214
| +5% | +$5.7M |
2018 Q2
28 quarters
|
|
5
iShares MBS ETF
MBB
$35.8B
| $131M | 6.1% |
1,390,916
+62,046
| +5% | +$5.75M |
2017 Q3
31 quarters
|
|
|
6
iShares Gold Trust
IAU
$57.5B
| $115M | 5.35% |
1,837,740
+379,015
| +26% | +$23.5M |
2017 Q3
31 quarters
|
|
|
7
iShares 20+ Year Treasury Bond ETF
TLT
$48.2B
| $93.8M | 4.38% |
1,063,172
-224,717
| -17% | -$19.6M |
2024 Q4
2 quarters
|
|
8
Vanguard FTSE Emerging Markets ETF
VWO
$117B
| $86.9M | 4.06% |
1,757,212
+41,483
| +2% | +$1.92M |
2018 Q3
27 quarters
|
|
|
9
State Street SPDR Bloomberg High Yield Bond ETF
JNK
$5.66B
| $86.6M | 4.05% |
3,399,510
+173,582
| +5% | +$16.5M |
2018 Q4
26 quarters
|
|
|
10
Vanguard Short-Term Treasury ETF
VGSH
$35.3B
| $73.6M | 3.44% |
1,251,534
-205,516
| -14% | -$12M |
2022 Q4
10 quarters
|
|
|
11
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23.7B
| $66.8M | 3.12% |
1,266,732
+597,669
| +89% | +$31.2M |
2020 Q3
19 quarters
|
|
12
State Street Blackstone Senior Loan ETF
SRLN
$5.35B
| $62.5M | 2.92% |
1,503,826
+87,613
| +6% | +$3.58M |
2017 Q3
31 quarters
|
|
13
iShares US Real Estate ETF
IYR
$3.97B
| $52.4M | 2.45% |
553,275
+26,370
| +5% | +$2.46M |
2017 Q3
31 quarters
|
|
|
14
iShares TIPS Bond ETF
TIP
$14.6B
| $46M | 2.15% |
418,089
-66,300
| -14% | -$7.23M |
2017 Q3
31 quarters
|
|
15
WisdomTree India Earnings Fund ETF
EPI
$1.79B
| $35.8M | 1.67% |
753,862
+51,997
| +7% | +$2.36M |
2024 Q3
3 quarters
|
|
16
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$53.9B
| $31.9M | 1.49% |
334,266
+995
| +0.3% | +$85.3K |
2020 Q2
20 quarters
|
|
17
iShares Silver Trust
SLV
$24B
| $30.1M | 1.41% |
918,258
+153,447
| +20% | +$4.69M |
2017 Q3
31 quarters
|
|
18
iShares Global Infrastructure ETF
IGF
$10.9B
| $30M | 1.4% |
505,980
-58,370
| -10% | -$3.33M |
2017 Q3
31 quarters
|
|
19
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$10.5B
| $28.1M | 1.31% |
1,097,073
+51,742
| +5% | +$1.31M |
2018 Q4
26 quarters
|
|
20
State Street Real Estate Select Sector SPDR ETF
XLRE
$8.13B
| $28M | 1.31% |
676,601
+31,914
| +5% | +$1.31M |
2018 Q4
26 quarters
|
|
21
Xtrackers S&P 500 ESG ETF
SNPE
$2.84B
| $23.5M | 1.1% |
425,847
+15,434
| +4% | +$789K |
2025 Q1
1 quarter
|
|
22
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$38.8B
| $19.7M | 0.92% |
376,481
+16,523
| +5% | +$826K |
2018 Q4
26 quarters
|
|
23
iShares ESG Aware MSCI EAFE ETF
ESGD
$11.9B
| $19.7M | 0.92% |
220,715
-17,669
| -7% | -$1.51M |
2021 Q4
14 quarters
|
|
24
iShares ESG Optimized MSCI USA ETF
SUSA
$4.03B
| $16.9M | 0.79% |
133,471
+542
| +0.4% | +$63.9K |
2020 Q4
18 quarters
|
|
25
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
$20.8B
| $16.7M | 0.78% |
331,306
-43,863
| -12% | -$2.19M |
2018 Q4
26 quarters
|
|
Similar funds
Money Design's Q2 2025 Portfolio in Review
As of Q2 2025, Money Design held 75 positions worth $2.14B, up 6.8% from $2.01B the previous quarter. Its ten largest holdings account for 64% of the portfolio.
Trading was light in Q2 2025: portfolio turnover was 4%. Money Design opened no new positions and exited 3, leaving the 75-position portfolio largely intact.
- Money Design added most to iShares 1-5 Year Investment Grade Corporate Bond ETF in Q2 2025, an estimated $31.2M increase.
- Money Design's biggest Q2 2025 reduction was iShares 20+ Year Treasury Bond ETF, cutting an estimated $19.6M.
- Money Design fully exited iShares MSCI Pacific ex Japan ETF in Q2 2025, selling an estimated $17.2M.
- Money Design's ten largest holdings make up 64% of its $2.14B portfolio in Q2 2025.
- Money Design opened 0 new positions and closed 3 in Q2 2025.
- Money Design's portfolio value rose 6.8% quarter-over-quarter to $2.14B.
Based on Money Design's 13F filing for Q2 2025, filed 31 Jul 2025.