GAM

Gemmer Asset Management Portfolio holdings

AUM $1B

AUM

$1B

AUM Growth

-$14.2M (-1%)

Cap. Flow

+$17M

Cap. Flow % of AUM

1.7%

Top 10 Holdings %Top 10 Hldgs %

53.24%

Holding

162

New

Increased

Reduced

Closed

Top Buys

1	Schwab US Large-Cap Value ETF SCHV	$3.18M
2	Vanguard Short-Term Bond ETF BSV	$2.87M
3	Schwab International Equity ETF SCHF	$1.93M
4	PIMCO Multi Sector Bond Active ETF PYLD	$1.71M
5	Schwab Fundamental US Large Company Index ETF FNDX	$1.71M

Top Sells

1	Adobe ADBE	$4.75M
2	Dimensional US Small Cap ETF DFAS	$903K
3	iShares Expanded Tech-Software Sector ETF IGV	$793K
4	Vanguard Total Stock Market ETF VTI	$515K
5	iShares Bitcoin Trust IBIT	$451K

Sector Composition

1	Technology	8.14%
2	Consumer Discretionary	3.39%
3	Industrials	2.62%
4	Financials	0.96%
5	Healthcare	0.54%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Schwab US Large-Cap Value ETF SCHV $12.3B	$115M	11.43%	4,308,320 +119,809	+3%	+$3.18M
2	2 Schwab International Equity ETF SCHF $48.2B	$88.6M	8.85%	4,481,736 +97,721	+2%	+$1.93M
3	3 Schwab Fundamental US Large Company Index ETF FNDX $18B	$60.1M	6%	2,546,334 +72,455	+3%	+$1.71M
4	4 Vanguard Short-Term Bond ETF BSV $37.9B	$50.4M	5.03%	644,233 +36,714	+6%	+$2.87M
5	5 Schwab US Large-Cap Growth ETF SCHG $42B	$45.8M	4.57%	1,828,284 +15,956	+0.9%	+$400K
6	6 Schwab US Mid-Cap ETF SCHM $11.4B	$40.7M	4.07%	1,554,746 +38,037	+3%	+$997K
7	7 Vanguard FTSE Developed Markets ETF VEA $160B	$39.4M	3.93%	774,633 +3,820	+0.5%	+$194K
8	8 NVIDIA NVDA $3.46T	$32.2M	3.22%	297,432 -1,435	-0.5%	-$156K
9	9 Schwab U.S Small- Cap ETF SCHA $17.1B	$31.3M	3.12%	1,334,111 -7,502	-0.6%	-$176K
10	10 SPDR Portfolio Short Term Corporate Bond ETF SPSB $8.11B	$30.4M	3.03%	1,009,058 +45,819	+5%	+$1.38M
11	11 Schwab US Broad Market ETF SCHB $33.2B	$25.2M	2.52%	1,171,787 +10,008	+0.9%	+$215K
12	12 ABM Industries ABM $2.9B	$22.3M	2.22%	470,570 -17	+0%	-$805
13	13 PIMCO Multi Sector Bond Active ETF PYLD $5.35B	$20.1M	2.01%	763,201 +64,970	+9%	+$1.71M
14	14 ServiceNow NOW $213B	$19M	1.9%	23,918 +12	+0.1%	+$9.55K
15	15 SPDR S&P 500 Fossil Fuel Free ETF SPYX $2.14B	$18.3M	1.83%	400,407 +12,332	+3%	+$564K
16	16 SPDR MSCI EAFE Fossil Fuel Reserves Free ETF EFAX $369M	$17.3M	1.73%	402,352 +17,081	+4%	+$734K
17	17 EVI Industries EVI $236M	$17.2M	1.71%	1,022,495	–	–
18	18 Schwab Fundamental US Small Company Index ETF FNDA $8.22B	$16.6M	1.66%	607,870 +22,422	+4%	+$614K
19	19 Vanguard Small-Cap ETF VB $62.3B	$15.9M	1.59%	71,686 +510	+0.7%	+$113K
20	20 Vanguard Value ETF VTV $135B	$15.2M	1.52%	87,993 +1,114	+1%	+$192K
21	21 Vanguard ESG US Stock ETF ESGV $10.3B	$14.3M	1.42%	145,666 +4,604	+3%	+$451K
22	22 iShares MSCI KLD 400 Social ETF DSI $4.55B	$13.2M	1.31%	128,546 +2,227	+2%	+$228K
23	23 Vanguard Growth ETF VUG $168B	$13.1M	1.31%	35,320 +76	+0.2%	+$28.2K
24	24 Vanguard Mid-Cap ETF VO $80.9B	$11.8M	1.18%	45,797 -156	-0.3%	-$40.3K
25	25 Apple AAPL $3.05T	$11.6M	1.16%	52,113 +782	+2%	+$174K