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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
+6.43%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$165M
AUM Growth
+$14.8M
Cap. Flow
+$5.82M
Cap. Flow %
3.54%
Top 10 Hldgs %
60.93%
Holding
75
New
7
Increased
44
Reduced
14
Closed
1

Top Buys

Rank Stock Value
1
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$790K
2
TSLA icon
Tesla
TSLA
+$749K
3
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$706K
4
FLRN icon
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
FLRN
+$497K
5
DFAT icon
Dimensional US Targeted Value ETF
DFAT
+$480K

Top Sells

Rank Stock Value
1
VOO icon
Vanguard S&P 500 ETF
VOO
+$464K
2
VEA icon
Vanguard FTSE Developed Markets ETF
VEA
+$405K
3
VCSH icon
Vanguard Short-Term Corporate Bond ETF
VCSH
+$151K
4
VCIT icon
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
+$145K
5
VO icon
Vanguard Morningstar Mid-Cap ETF
VO
+$63.5K

Sector Composition

Rank Sector Weight
1 Miscellaneous 90.19%
2 Technology 5.05%
3 Consumer Discretionary 1.57%
4 Communication Services 1.31%
5 Financials 1.08%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
IEFA icon
1
iShares Core MSCI EAFE ETF
IEFA
$194B
$16.7M 10.17%
200,431
+4,774
+2% +$379K
IGSB icon
2
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23.4B
$15.9M 9.65%
301,082
+15,115
+5% +$790K
SPTS icon
3
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
$7.32B
$14.8M 8.98%
504,368
+24,181
+5% +$706K
SPEM icon
4
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$17.5B
$11.3M 6.84%
263,223
+10,852
+4% +$438K
DFAT icon
5
Dimensional US Targeted Value ETF
DFAT
$14.4B
$10.1M 6.14%
187,289
+9,430
+5% +$480K
IJH icon
6
iShares Core S&P Mid-Cap ETF
IJH
$123B
$8.74M 5.31%
140,957
+5,295
+4% +$311K
VOO icon
7
Vanguard S&P 500 ETF
VOO
$1.04T
$6.99M 4.24%
12,299
-883
-7% -$464K
FLRN icon
8
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
FLRN
$2.95B
$6.4M 3.89%
207,496
+16,185
+8% +$497K
SPAB icon
9
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$9.96B
$4.85M 2.95%
189,378
+17,490
+10% +$442K
VB icon
10
Vanguard Morningstar Small-Cap ETF
VB
$78.9B
$4.56M 2.77%
19,257
+142
+0.7% +$31.7K
NUDM icon
11
Nuveen ESG International Developed Markets Equity ETF
NUDM
$724M
$4.49M 2.73%
126,504
+2,585
+2% +$86.2K
XVV icon
12
iShares ESG Screened S&P 500 ETF
XVV
$676M
$4.23M 2.57%
88,618
+1,841
+2% +$80.8K
AAPL icon
13
Apple
AAPL
$4.86T
$4.11M 2.5%
20,034
+35
+0.2% +$7.07K
VCIT icon
14
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$68.7B
$4.1M 2.49%
49,446
-1,788
-3% -$145K
USRT icon
15
iShares Core US REIT ETF
USRT
$4.42B
$2.45M 1.49%
43,255
+1,745
+4% +$97.8K
EAGG icon
16
iShares ESG Aware US Aggregate Bond ETF
EAGG
$5.01B
$2.14M 1.3%
44,950
+1,733
+4% +$81.4K
HYG icon
17
iShares iBoxx $ High Yield Corporate Bond ETF
HYG
$15.1B
$1.95M 1.19%
24,199
+2,378
+11% +$187K
SPYV icon
18
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.6B
$1.92M 1.17%
36,647
+1,062
+3% +$53.1K
MSFT icon
19
Microsoft
MSFT
$3.75T
$1.74M 1.06%
3,498
+21
+0.6% +$9.12K
SUSB icon
20
iShares ESG Aware 1-5 Year USD Corporate Bond ETF
SUSB
$1.29B
$1.74M 1.06%
69,075
+1,678
+2% +$41.8K
NVDA icon
21
NVIDIA
NVDA
$5.09T
$1.58M 0.96%
10,032
+70
+0.7% +$8.81K
SPDW icon
22
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$41.6B
$1.5M 0.91%
37,000
+716
+2% +$27.4K
IAGG icon
23
iShares Core International Aggregate Bond Fund
IAGG
$11.8B
$1.48M 0.9%
28,903
+1,253
+5% +$63.5K
AMZN icon
24
Amazon
AMZN
$2.73T
$1.47M 0.89%
6,686
-111
-2% -$22K
SPYG icon
25
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$53.9B
$1.45M 0.88%
15,234
+21
+0.1% +$1.8K
1
2 3

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EFA
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DFA
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VBWMG
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Better Money Decisions's Q2 2025 Portfolio in Review

As of Q2 2025, Better Money Decisions held 75 positions worth $165M, up 9.9% from $150M the previous quarter. Its ten largest holdings account for 61% of the portfolio.

Better Money Decisions deployed $5.82M of net new capital in Q2 2025, opening 7 new positions and adding to 44 existing holdings. Its largest new stake was Tesla: 2,486 shares worth $790K.

By sector, the portfolio is most concentrated in Miscellaneous at 90% of assets, down from 91% a quarter earlier, followed by Technology and Consumer Discretionary.

On the sell side, the largest reduction was Vanguard S&P 500 ETF, an estimated $464K trimmed.

  • Better Money Decisions's largest Q2 2025 buy was Tesla: 2,486 shares worth $790K.
  • Better Money Decisions added most to iShares 1-5 Year Investment Grade Corporate Bond ETF in Q2 2025, an estimated $790K increase.
  • Better Money Decisions's biggest Q2 2025 reduction was Vanguard S&P 500 ETF, cutting an estimated $464K.
  • Better Money Decisions fully exited Vanguard FTSE Developed Markets ETF in Q2 2025, selling an estimated $405K.
  • Better Money Decisions's ten largest holdings make up 61% of its $165M portfolio in Q2 2025.
  • Better Money Decisions opened 7 new positions and closed 1 in Q2 2025.
  • Better Money Decisions's portfolio value rose 9.9% quarter-over-quarter to $165M.

Based on Better Money Decisions's 13F filing for Q2 2025, filed 8 Aug 2025.