BMD

Better Money Decisions Portfolio holdings

AUM $150M

This Quarter Return

-0.94%

1 Year Return

+4.05%

3 Year Return

+11.38%

5 Year Return

–

10 Year Return

–

AUM

$150M

AUM Growth

+$5.5M (+4%)

Cap. Flow

+$7.41M

Cap. Flow % of AUM

4.95%

Top 10 Holdings %Top 10 Hldgs %

61.62%

Holding

New

Increased

Reduced

Closed

Top Buys

1	iShares Core US REIT ETF USRT	$2.39M
2	iShares 1-5 Year Investment Grade Corporate Bond ETF IGSB	$923K
3	Apple AAPL	$768K
4	SPDR Bloomberg Investment Grade Floating Rate ETF FLRN	$610K
5	Toast TOST	$544K

Top Sells

1	Vanguard S&P 500 ETF VOO	$604K
2	iShares ESG Screened S&P 500 ETF XVV	$298K
3	Technology Select Sector SPDR Fund XLK	$256K
4	TSMC TSM	$233K
5	Visa V	$207K

Sector Composition

1	Technology	4.92%
2	Communication Services	1.11%
3	Consumer Discretionary	1.09%
4	Financials	0.96%
5	Consumer Staples	0.45%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 iShares 1-5 Year Investment Grade Corporate Bond ETF IGSB $21.6B	$15M	10%	285,967 +17,627	+7%	+$923K
2	2 iShares Core MSCI EAFE ETF IEFA $148B	$14.8M	9.88%	195,657 +6,215	+3%	+$470K
3	3 SPDR Portfolio Short Term Treasury ETF SPTS $5.79B	$14M	9.37%	480,187 +15,020	+3%	+$439K
4	4 SPDR Portfolio Emerging Markets ETF SPEM $12.7B	$9.94M	6.63%	252,371 +5,767	+2%	+$227K
5	5 Dimensional US Targeted Value ETF DFAT $11.3B	$9.16M	6.11%	177,859 +1,628	+0.9%	+$83.8K
6	6 iShares Core S&P Mid-Cap ETF IJH $98.6B	$7.92M	5.28%	135,662 -1,700	-1%	-$99.2K
7	7 Vanguard S&P 500 ETF VOO $700B	$6.77M	4.52%	13,182 -1,176	-8%	-$604K
8	8 SPDR Bloomberg Investment Grade Floating Rate ETF FLRN $2.78B	$5.9M	3.94%	191,311 +19,808	+12%	+$610K
9	9 Apple AAPL $3.2T	$4.44M	2.96%	19,999 +3,458	+21%	+$768K
10	10 SPDR Portfolio Aggregate Bond ETF SPAB $8.53B	$4.39M	2.93%	171,888 +564	+0.3%	+$14.4K
11	11 Vanguard Small-Cap ETF VB $66.1B	$4.24M	2.83%	19,115 +322	+2%	+$71.4K
12	12 Vanguard Intermediate-Term Corporate Bond ETF VCIT $54.5B	$4.19M	2.8%	51,234 +4,097	+9%	+$335K
13	13 Nuveen ESG International Developed Markets Equity ETF NUDM $581M	$3.95M	2.63%	123,919 +13,790	+13%	+$439K
14	14 iShares ESG Screened S&P 500 ETF XVV $427M	$3.71M	2.48%	86,777 -6,973	-7%	-$298K
15	15 iShares Core US REIT ETF USRT $3.03B	$2.39M	1.6%	+41,510	New	+$2.39M
16	16 iShares ESG Aware US Aggregate Bond ETF EAGG $3.98B	$2.05M	1.37%	43,217 +3,509	+9%	+$167K
17	17 SPDR Portfolio S&P 500 Value ETF SPYV $27.3B	$1.82M	1.21%	35,585 -2,533	-7%	-$129K
18	18 iShares iBoxx $ High Yield Corporate Bond ETF HYG $16.9B	$1.72M	1.15%	21,821 -1,026	-4%	-$80.9K
19	19 iShares ESG Aware 1-5 Year USD Corporate Bond ETF SUSB $987M	$1.68M	1.12%	67,397 +2,343	+4%	+$58.6K
20	20 iShares Core International Aggregate Bond Fund IAGG $10.6B	$1.38M	0.92%	27,650 -277	-1%	-$13.8K
21	21 SPDR Portfolio Developed World ex-US ETF SPDW $27.9B	$1.32M	0.88%	36,284 +55	+0.2%	+$2K
22	22 Microsoft MSFT $3.76T	$1.31M	0.87%	3,477 +718	+26%	+$270K
23	23 Amazon AMZN $2.42T	$1.29M	0.86%	6,797 -25	-0.4%	-$4.76K
24	24 SPDR Portfolio S&P 1500 Composite Stock Market ETF SPTM $10.8B	$1.26M	0.84%	18,551 -688	-4%	-$46.8K
25	25 iShares ESG Screened S&P Small-Cap ETF XJR $101M	$1.24M	0.83%	32,981 +4,026	+14%	+$151K