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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
+6.01%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$115M
AUM Growth
+$12.6M
Cap. Flow
+$6.87M
Cap. Flow %
5.96%
Top 10 Hldgs %
63.25%
Holding
69
New
12
Increased
31
Reduced
18
Closed
1
Avg Time Held
5.1 quarters
Top 10 Avg Time Held
5.1 quarters
Top 20 Avg Time Held
4.7 quarters

Top Buys

Rank Stock Value
1
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$7.03M
2
VTIP icon
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
+$5.13M
3
VCIT icon
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
+$2.32M
4
IEFA icon
iShares Core MSCI EAFE ETF
IEFA
+$862K
5
VOO icon
Vanguard S&P 500 ETF
VOO
+$348K

Top Sells

Rank Stock Value
1
SCHP icon
Schwab US TIPS ETF
SCHP
+$4.94M
2
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$3.21M
3
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$2.21M
4
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$2.08M
5
VSGX icon
Vanguard ESG International Stock ETF
VSGX
+$203K

Sector Composition

Rank Sector Weight
1 Miscellaneous 94.55%
2 Technology 2.57%
3 Consumer Discretionary 0.58%
4 Consumer Staples 0.55%
5 Healthcare 0.45%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow Held Since
IEFA icon
1
iShares Core MSCI EAFE ETF
IEFA
$190B
$18.9M 16.39%
306,623
+14,653
+5% +$862K
2021 Q1
7 quarters
IGSB icon
2
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23.3B
$10.3M 8.94%
206,945
-64,863
-24% -$3.21M
2021 Q1
7 quarters
SPTS icon
3
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
$7.16B
$7.82M 6.79%
270,803
-76,384
-22% -$2.21M
2021 Q1
7 quarters
VB icon
4
Vanguard Morningstar Small-Cap ETF
VB
$78.1B
$7.72M 6.7%
42,082
+1,680
+4% +$311K
2021 Q1
7 quarters
BSV icon
5
Vanguard Short-Term Bond ETF
BSV
$46B
$7.05M 6.12%
+93,672
New +$7.03M
2022 Q4
0 quarters
IJH icon
6
iShares Core S&P Mid-Cap ETF
IJH
$123B
$5.27M 4.57%
108,955
+2,295
+2% +$111K
2021 Q1
7 quarters
VTIP icon
7
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
$20B
$5.03M 4.36%
+107,688
New +$5.13M
2022 Q4
0 quarters
SPEM icon
8
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$17.6B
$5M 4.33%
151,630
+5,507
+4% +$178K
2021 Q1
7 quarters
VOO icon
9
Vanguard S&P 500 ETF
VOO
$1.05T
$3.37M 2.92%
9,578
+984
+11% +$348K
2021 Q1
7 quarters
SPYG icon
10
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$57.8B
$2.45M 2.13%
48,436
-728
-1% -$37.9K
2021 Q1
7 quarters
VCIT icon
11
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$67.7B
$2.34M 2.03%
+30,159
New +$2.32M
2022 Q4
0 quarters
AAPL icon
12
Apple
AAPL
$4.91T
$2.32M 2.01%
17,840
+1,349
+8% +$193K
2021 Q1
7 quarters
POCT icon
13
Innovator US Equity Power Buffer ETF October
POCT
$968M
$2.28M 1.98%
75,762
-1,450
-2% -$43.1K
2021 Q1
7 quarters
FLRN icon
14
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
FLRN
$3.06B
$2.1M 1.82%
69,040
-2,547
-4% -$77.2K
2021 Q2
6 quarters
PSEP icon
15
Innovator US Equity Power Buffer ETF September
PSEP
$1.23B
$1.84M 1.6%
63,036
-384
-0.6% -$11.2K
2021 Q1
7 quarters
IAGG icon
16
iShares Core International Aggregate Bond Fund
IAGG
$12.5B
$1.65M 1.43%
34,756
+1,083
+3% +$52.9K
2021 Q1
7 quarters
XVV icon
17
iShares ESG Screened S&P 500 ETF
XVV
$692M
$1.58M 1.37%
55,599
+10,981
+25% +$315K
2021 Q4
4 quarters
SUSB icon
18
iShares ESG Aware 1-5 Year USD Corporate Bond ETF
SUSB
$1.29B
$1.45M 1.26%
60,944
+3,051
+5% +$72K
2021 Q1
7 quarters
NUDM icon
19
Nuveen ESG International Developed Markets Equity ETF
NUDM
$726M
$1.4M 1.21%
54,160
+10,175
+23% +$254K
2021 Q4
4 quarters
PNOV icon
20
Innovator US Equity Power Buffer ETF November
PNOV
$844M
$1.29M 1.12%
42,708
+4,424
+12% +$132K
2021 Q1
7 quarters
SPDW icon
21
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$40.9B
$1.22M 1.06%
41,120
+930
+2% +$26.7K
2021 Q1
7 quarters
VNQ icon
22
Vanguard Real Estate ETF
VNQ
$36.4B
$1.16M 1.01%
14,123
+1,248
+10% +$103K
2021 Q1
7 quarters
PFEB icon
23
Innovator US Equity Power Buffer ETF February
PFEB
$902M
$1.15M 1%
40,592
-2,701
-6% -$75.3K
2021 Q1
7 quarters
EAGG icon
24
iShares ESG Aware US Aggregate Bond ETF
EAGG
$4.96B
$1.07M 0.93%
22,912
+1,957
+9% +$91.2K
2021 Q1
7 quarters
VHT icon
25
Vanguard Health Care ETF
VHT
$19.3B
$1.04M 0.9%
4,183
+1
+0% +$242
2021 Q1
7 quarters
1
2 3

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EFA
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DFA
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VBWMG
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Better Money Decisions's Q4 2022 Portfolio in Review

As of Q4 2022, Better Money Decisions held 69 positions worth $115M, up 12% from $103M the previous quarter. Its ten largest holdings account for 63% of the portfolio.

Better Money Decisions deployed $6.87M of net new capital in Q4 2022, opening 12 new positions and adding to 31 existing holdings. Its largest new stake was Vanguard Short-Term Bond ETF: 93,672 shares worth $7.05M.

By sector, the portfolio is most concentrated in Miscellaneous at 95% of assets, down from 95% a quarter earlier, followed by Technology and Consumer Discretionary.

On the sell side, the largest reduction was Schwab US TIPS ETF, an estimated $4.94M trimmed.

  • Better Money Decisions's largest Q4 2022 buy was Vanguard Short-Term Bond ETF: 93,672 shares worth $7.05M.
  • Better Money Decisions added most to iShares Core MSCI EAFE ETF in Q4 2022, an estimated $862K increase.
  • Better Money Decisions's biggest Q4 2022 reduction was Schwab US TIPS ETF, cutting an estimated $4.94M.
  • Better Money Decisions fully exited Vanguard ESG International Stock ETF in Q4 2022, selling an estimated $203K.
  • Better Money Decisions's ten largest holdings make up 63% of its $115M portfolio in Q4 2022.
  • Better Money Decisions opened 12 new positions and closed 1 in Q4 2022.
  • Better Money Decisions's portfolio value rose 12% quarter-over-quarter to $115M.

Based on Better Money Decisions's 13F filing for Q4 2022, filed 14 Feb 2023.