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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
-0.94%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$150M
AUM Growth
+$5.5M
Cap. Flow
+$7.52M
Cap. Flow %
5.02%
Top 10 Hldgs %
61.62%
Holding
71
New
4
Increased
38
Reduced
23
Closed
3

Top Buys

Rank Stock Value
1
USRT icon
iShares Core US REIT ETF
USRT
+$2.4M
2
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$916K
3
AAPL icon
Apple
AAPL
+$801K
4
TOST icon
Toast
TOST
+$614K
5
FLRN icon
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
FLRN
+$610K

Top Sells

Rank Stock Value
1
VOO icon
Vanguard S&P 500 ETF
VOO
+$636K
2
XVV icon
iShares ESG Screened S&P 500 ETF
XVV
+$316K
3
XLK icon
State Street Technology Select Sector SPDR ETF
XLK
+$256K
4
TSM icon
TSMC
TSM
+$233K
5
V icon
Visa
V
+$207K

Sector Composition

Rank Sector Weight
1 Technology 4.92%
2 Communication Services 1.11%
3 Consumer Discretionary 1.09%
4 Financials 0.96%
5 Consumer Staples 0.45%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
IGSB icon
1
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23B
$15M 10%
285,967
+17,627
+7% +$916K
IEFA icon
2
iShares Core MSCI EAFE ETF
IEFA
$193B
$14.8M 9.88%
195,657
+6,215
+3% +$465K
SPTS icon
3
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
$6.11B
$14M 9.37%
480,187
+15,020
+3% +$437K
SPEM icon
4
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$17.6B
$9.94M 6.63%
252,371
+5,767
+2% +$226K
DFAT icon
5
Dimensional US Targeted Value ETF
DFAT
$14.8B
$9.16M 6.11%
177,859
+1,628
+0.9% +$89.6K
IJH icon
6
iShares Core S&P Mid-Cap ETF
IJH
$126B
$7.92M 5.28%
135,662
-1,700
-1% -$106K
VOO icon
7
Vanguard S&P 500 ETF
VOO
$1.01T
$6.77M 4.52%
13,182
-1,176
-8% -$636K
FLRN icon
8
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
FLRN
$3.08B
$5.9M 3.94%
191,311
+19,808
+12% +$610K
AAPL icon
9
Apple
AAPL
$4.51T
$4.44M 2.97%
19,999
+3,458
+21% +$801K
SPAB icon
10
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$9.77B
$4.39M 2.93%
171,888
+564
+0.3% +$14.2K
VB icon
11
Vanguard Morningstar Small-Cap ETF
VB
$82.1B
$4.24M 2.83%
19,115
+322
+2% +$76.9K
VCIT icon
12
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$66.3B
$4.19M 2.8%
51,234
+4,097
+9% +$331K
NUDM icon
13
Nuveen ESG International Developed Markets Equity ETF
NUDM
$719M
$3.95M 2.63%
123,919
+13,790
+13% +$438K
XVV icon
14
iShares ESG Screened S&P 500 ETF
XVV
$671M
$3.71M 2.48%
86,777
-6,973
-7% -$316K
USRT icon
15
iShares Core US REIT ETF
USRT
$4.64B
$2.39M 1.6%
+41,510
New +$2.4M
EAGG icon
16
iShares ESG Aware US Aggregate Bond ETF
EAGG
$4.97B
$2.05M 1.37%
43,217
+3,509
+9% +$164K
SPYV icon
17
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.8B
$1.82M 1.21%
35,585
-2,533
-7% -$131K
HYG icon
18
iShares iBoxx $ High Yield Corporate Bond ETF
HYG
$16.6B
$1.72M 1.15%
21,821
-1,026
-4% -$81.4K
SUSB icon
19
iShares ESG Aware 1-5 Year USD Corporate Bond ETF
SUSB
$1.3B
$1.68M 1.12%
67,397
+2,343
+4% +$58.2K
IAGG icon
20
iShares Core International Aggregate Bond Fund
IAGG
$11B
$1.38M 0.92%
27,650
-277
-1% -$13.8K
SPDW icon
21
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$41.2B
$1.32M 0.88%
36,284
+55
+0.2% +$1.99K
MSFT icon
22
Microsoft
MSFT
$3.68T
$1.31M 0.87%
3,477
+718
+26% +$293K
AMZN icon
23
Amazon
AMZN
$2.99T
$1.29M 0.86%
6,797
-25
-0.4% -$5.42K
SPTM icon
24
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF
SPTM
$14B
$1.26M 0.84%
18,551
-688
-4% -$49.2K
XJR icon
25
iShares ESG Screened S&P Small-Cap ETF
XJR
$192M
$1.24M 0.83%
32,981
+4,026
+14% +$163K
1
2 3

Similar funds

SCM
Sebold Capital Management Lisle, Illinois $162M AUM 12.17% 1-Year Est. Return
BDCM
Black Diamond Capital Management Stamford, Connecticut $172M AUM 2.61% 1-Year Est. Return
EFA
Efficient Frontier Advisors Eastford, Connecticut $158M AUM 9.35% 1-Year Est. Return
DFA
DHK Financial Advisors Portsmouth, New Hampshire $174M AUM 19.53% 1-Year Est. Return
VBWMG
Von Berge Wealth Management Group San Diego, California $178M AUM 15.5% 1-Year Est. Return
AL
ACAS LLC Rancho Santa Fe, California $149M AUM 16.56% 1-Year Est. Return
PSFG
Prairie Sky Financial Group Lake Bluff, Illinois $182M AUM 13.73% 1-Year Est. Return
VEI
Vesa Equity Investment Luxembourg $183M AUM 1.69% 1-Year Est. Return

Better Money Decisions's Q1 2025 Portfolio in Review

As of Q1 2025, Better Money Decisions held 71 positions worth $150M, up 3.8% from $144M the previous quarter. Its ten largest holdings account for 62% of the portfolio.

Better Money Decisions deployed $7.52M of net new capital in Q1 2025, opening 4 new positions and adding to 38 existing holdings. Its largest new stake was iShares Core US REIT ETF: 41,510 shares worth $2.39M.

By sector, the portfolio is most concentrated in Technology at 4.9% of assets, up from 4.8% a quarter earlier, followed by Communication Services and Consumer Discretionary.

On the sell side, the largest reduction was Vanguard S&P 500 ETF, an estimated $636K trimmed.

  • Better Money Decisions's largest Q1 2025 buy was iShares Core US REIT ETF: 41,510 shares worth $2.39M.
  • Better Money Decisions added most to iShares 1-5 Year Investment Grade Corporate Bond ETF in Q1 2025, an estimated $916K increase.
  • Better Money Decisions's biggest Q1 2025 reduction was Vanguard S&P 500 ETF, cutting an estimated $636K.
  • Better Money Decisions fully exited State Street Technology Select Sector SPDR ETF in Q1 2025, selling an estimated $256K.
  • Better Money Decisions's ten largest holdings make up 62% of its $150M portfolio in Q1 2025.
  • Better Money Decisions opened 4 new positions and closed 3 in Q1 2025.
  • Better Money Decisions's portfolio value rose 3.8% quarter-over-quarter to $150M.

Based on Better Money Decisions's 13F filing for Q1 2025, filed 10 Apr 2025.