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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
-3.23%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$114M
AUM Growth
-$9.09M
Cap. Flow
-$5.2M
Cap. Flow %
-4.57%
Top 10 Hldgs %
70.01%
Holding
63
New
–
Increased
26
Reduced
25
Closed
5

Top Buys

Rank Stock Value
1
SPAB icon
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
+$1.21M
2
IEFA icon
iShares Core MSCI EAFE ETF
IEFA
+$771K
3
NUDM icon
Nuveen ESG International Developed Markets Equity ETF
NUDM
+$588K
4
DFAT icon
Dimensional US Targeted Value ETF
DFAT
+$385K
5
SPEM icon
State Street SPDR Portfolio Emerging Markets ETF
SPEM
+$255K

Top Sells

Rank Stock Value
1
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$1.54M
2
VNQ icon
Vanguard Real Estate ETF
VNQ
+$1.47M
3
IAGG icon
iShares Core International Aggregate Bond Fund
IAGG
+$1.01M
4
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$995K
5
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$694K

Sector Composition

Rank Sector Weight
1 Technology 3.3%
2 Consumer Discretionary 0.89%
3 Communication Services 0.64%
4 Financials 0.52%
5 Consumer Staples 0.49%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
IEFA icon
1
iShares Core MSCI EAFE ETF
IEFA
$193B
$20.9M 18.43%
325,299
+11,519
+4% +$771K
IGSB icon
2
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23B
$13.5M 11.92%
271,828
-19,878
-7% -$995K
SPTS icon
3
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
$6.11B
$12.6M 11.09%
438,529
-53,447
-11% -$1.54M
VB icon
4
Vanguard Morningstar Small-Cap ETF
VB
$82.1B
$7.6M 6.69%
40,216
-2,019
-5% -$402K
IJH icon
5
iShares Core S&P Mid-Cap ETF
IJH
$126B
$5.94M 5.23%
119,130
+2,015
+2% +$106K
SPEM icon
6
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$17.6B
$5.58M 4.91%
166,268
+7,390
+5% +$255K
VOO icon
7
Vanguard S&P 500 ETF
VOO
$1.01T
$4.44M 3.91%
11,300
+297
+3% +$121K
FLRN icon
8
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
FLRN
$3.09B
$3.22M 2.84%
104,861
+5,213
+5% +$160K
AAPL icon
9
Apple
AAPL
$4.51T
$3.01M 2.65%
17,558
-301
-2% -$55.2K
VCIT icon
10
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$66.3B
$2.67M 2.35%
35,118
-7,410
-17% -$576K
XVV icon
11
iShares ESG Screened S&P 500 ETF
XVV
$671M
$2.26M 1.99%
69,588
+2,144
+3% +$72.6K
NUDM icon
12
Nuveen ESG International Developed Markets Equity ETF
NUDM
$719M
$2.22M 1.95%
81,154
+20,688
+34% +$588K
SPAB icon
13
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$9.77B
$1.99M 1.75%
81,670
+48,500
+146% +$1.21M
SUSB icon
14
iShares ESG Aware 1-5 Year USD Corporate Bond ETF
SUSB
$1.3B
$1.97M 1.74%
82,955
+501
+0.6% +$12K
SPYG icon
15
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$54.3B
$1.91M 1.69%
32,300
-5,616
-15% -$344K
EAGG icon
16
iShares ESG Aware US Aggregate Bond ETF
EAGG
$4.97B
$1.54M 1.35%
33,960
+270
+0.8% +$12.5K
IAGG icon
17
iShares Core International Aggregate Bond Fund
IAGG
$11B
$1.16M 1.02%
23,847
-20,557
-46% -$1.01M
SPYV icon
18
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.8B
$1.12M 0.98%
27,029
+2,832
+12% +$123K
ESGV icon
19
Vanguard ESG US Stock ETF
ESGV
$13.6B
$1.02M 0.9%
13,598
-234
-2% -$18.4K
AMZN icon
20
Amazon
AMZN
$2.99T
$1.01M 0.89%
7,976
-20
-0.3% -$2.68K
IJR icon
21
iShares Core S&P Small-Cap ETF
IJR
$113B
$967K 0.85%
10,251
+1,197
+13% +$120K
DFAT icon
22
Dimensional US Targeted Value ETF
DFAT
$14.8B
$957K 0.84%
20,944
+8,105
+63% +$385K
HYG icon
23
iShares iBoxx $ High Yield Corporate Bond ETF
HYG
$16.6B
$943K 0.83%
12,797
-2,940
-19% -$220K
SPTM icon
24
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF
SPTM
$14B
$936K 0.82%
17,824
-619
-3% -$33.8K
SPDW icon
25
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$41.2B
$901K 0.79%
29,071
-12,324
-30% -$398K
1
2 3

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BDCM
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EFA
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DFA
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VBWMG
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Better Money Decisions's Q3 2023 Portfolio in Review

As of Q3 2023, Better Money Decisions held 63 positions worth $114M, down 7.4% from $123M the previous quarter. Its ten largest holdings account for 70% of the portfolio.

Better Money Decisions withdrew a net $5.2M in Q3 2023, closing 5 positions and reducing 25 holdings. Its most notable exit was Vanguard Real Estate ETF, an estimated $1.47M position sold in full.

By sector, the portfolio is most concentrated in Technology at 3.3% of assets, down from 3.5% a quarter earlier, followed by Consumer Discretionary and Communication Services.

Against the trend, Better Money Decisions added an estimated $1.21M to State Street SPDR Portfolio Aggregate Bond ETF.

  • Better Money Decisions added most to State Street SPDR Portfolio Aggregate Bond ETF in Q3 2023, an estimated $1.21M increase.
  • Better Money Decisions's biggest Q3 2023 reduction was State Street SPDR Portfolio Short Term Treasury ETF, cutting an estimated $1.54M.
  • Better Money Decisions fully exited Vanguard Real Estate ETF in Q3 2023, selling an estimated $1.47M.
  • Better Money Decisions's ten largest holdings make up 70% of its $114M portfolio in Q3 2023.
  • Better Money Decisions opened 0 new positions and closed 5 in Q3 2023.
  • Better Money Decisions's portfolio value fell 7.4% quarter-over-quarter to $114M.

Based on Better Money Decisions's 13F filing for Q3 2023, filed 8 Nov 2023.