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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
-1.47%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$144M
AUM Growth
+$3.34M
Cap. Flow
+$5.92M
Cap. Flow %
4.11%
Top 10 Hldgs %
62.58%
Holding
70
New
6
Increased
41
Reduced
18
Closed
3
Avg Time Held
10.2 quarters
Top 10 Avg Time Held
10.5 quarters
Top 20 Avg Time Held
9.7 quarters

Top Buys

Rank Stock Value
1
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$1.77M
2
DFAT icon
U.S. Targeted Value Portfolio ETF Class Shares
DFAT
+$1.08M
3
SPEM icon
State Street SPDR Portfolio Emerging Markets ETF
SPEM
+$991K
4
SPAB icon
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
+$782K
5
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$490K

Top Sells

Rank Stock Value
1
IEFA icon
iShares Core MSCI EAFE ETF
IEFA
+$944K
2
VB icon
Vanguard Morningstar Small-Cap ETF
VB
+$600K
3
SPYG icon
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
+$439K
4
AAPL icon
Apple
AAPL
+$305K
5
IWB icon
iShares Russell 1000 ETF
IWB
+$272K

Sector Composition

Rank Sector Weight
1 Miscellaneous 90.84%
2 Technology 4.85%
3 Communication Services 1.26%
4 Financials 1.24%
5 Consumer Discretionary 1.04%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow Held Since
IGSB icon
1
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23.3B
$13.9M 9.61%
268,340
+9,423
+4% +$490K
2021 Q1
15 quarters
SPTS icon
2
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
$7.16B
$13.5M 9.35%
465,167
+61,051
+15% +$1.77M
2021 Q1
15 quarters
IEFA icon
3
iShares Core MSCI EAFE ETF
IEFA
$190B
$13.3M 9.23%
189,442
-12,801
-6% -$944K
2021 Q1
15 quarters
DFAT icon
4
U.S. Targeted Value Portfolio ETF Class Shares
DFAT
$13.8B
$9.81M 6.8%
176,231
+18,919
+12% +$1.08M
2023 Q1
7 quarters
SPEM icon
5
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$17.6B
$9.46M 6.56%
246,604
+24,648
+11% +$991K
2021 Q1
15 quarters
IJH icon
6
iShares Core S&P Mid-Cap ETF
IJH
$123B
$8.56M 5.93%
137,362
+2,807
+2% +$180K
2021 Q1
15 quarters
VOO icon
7
Vanguard S&P 500 ETF
VOO
$1.06T
$7.74M 5.36%
14,358
+438
+3% +$237K
2021 Q1
15 quarters
FLRN icon
8
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
FLRN
$3.06B
$5.27M 3.65%
171,503
+5,799
+3% +$178K
2021 Q2
14 quarters
VB icon
9
Vanguard Morningstar Small-Cap ETF
VB
$78.1B
$4.52M 3.13%
18,793
-2,439
-11% -$600K
2021 Q1
15 quarters
SPAB icon
10
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$9.91B
$4.28M 2.97%
171,324
+30,750
+22% +$782K
2021 Q1
15 quarters
XVV icon
11
iShares ESG Screened S&P 500 ETF
XVV
$692M
$4.25M 2.94%
93,750
+790
+0.8% +$35.9K
2021 Q4
12 quarters
AAPL icon
12
Apple
AAPL
$4.91T
$4.14M 2.87%
16,541
-1,295
-7% -$305K
2021 Q1
15 quarters
VCIT icon
13
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$67.7B
$3.78M 2.62%
47,137
+3,002
+7% +$245K
2022 Q4
8 quarters
NUDM icon
14
Nuveen ESG International Developed Markets Equity ETF
NUDM
$726M
$3.31M 2.29%
110,129
+2,305
+2% +$73.7K
2021 Q4
12 quarters
SPYV icon
15
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.4B
$1.95M 1.35%
38,118
+3,357
+10% +$179K
2021 Q1
15 quarters
EAGG icon
16
iShares ESG Aware US Aggregate Bond ETF
EAGG
$4.96B
$1.84M 1.28%
39,708
+413
+1% +$19.5K
2021 Q1
15 quarters
HYG icon
17
iShares iBoxx $ High Yield Corporate Bond ETF
HYG
$17.3B
$1.8M 1.25%
22,847
+3,017
+15% +$240K
2023 Q1
7 quarters
SUSB icon
18
iShares ESG Aware 1-5 Year USD Corporate Bond ETF
SUSB
$1.29B
$1.61M 1.11%
65,054
-3,613
-5% -$89.8K
2021 Q1
15 quarters
AMZN icon
19
Amazon
AMZN
$2.83T
$1.5M 1.04%
6,822
-1,297
-16% -$265K
2021 Q1
15 quarters
NVDA icon
20
NVIDIA
NVDA
$5.54T
$1.46M 1.01%
10,871
+1,376
+14% +$190K
2023 Q4
4 quarters
IAGG icon
21
iShares Core International Aggregate Bond Fund
IAGG
$12.5B
$1.39M 0.97%
27,927
+1,788
+7% +$92.3K
2021 Q1
15 quarters
SPTM icon
22
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF
SPTM
$14.3B
$1.37M 0.95%
19,239
-1,117
-5% -$80.4K
2021 Q1
15 quarters
SPYG icon
23
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$57.8B
$1.26M 0.87%
14,331
-5,084
-26% -$439K
2021 Q1
15 quarters
SPDW icon
24
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$40.8B
$1.24M 0.86%
36,229
+1,664
+5% +$59.6K
2021 Q1
15 quarters
XJR icon
25
iShares ESG Screened S&P Small-Cap ETF
XJR
$204M
$1.19M 0.83%
28,955
+440
+2% +$18.8K
2022 Q2
10 quarters
1
2 3

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BDCM
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EFA
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DFA
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VBWMG
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AL
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PSFG
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VEI
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Better Money Decisions's Q4 2024 Portfolio in Review

As of Q4 2024, Better Money Decisions held 70 positions worth $144M, up 2.4% from $141M the previous quarter. Its ten largest holdings account for 63% of the portfolio.

Better Money Decisions deployed $5.92M of net new capital in Q4 2024, opening 6 new positions and adding to 41 existing holdings. Its largest new stake was PGIM Active High Yield Bond ETF: 13,150 shares worth $457K.

By sector, the portfolio is most concentrated in Miscellaneous at 91% of assets, down from 91% a quarter earlier, followed by Technology and Communication Services.

On the sell side, the largest reduction was iShares Core MSCI EAFE ETF, an estimated $944K trimmed.

  • Better Money Decisions's largest Q4 2024 buy was PGIM Active High Yield Bond ETF: 13,150 shares worth $457K.
  • Better Money Decisions added most to State Street SPDR Portfolio Short Term Treasury ETF in Q4 2024, an estimated $1.77M increase.
  • Better Money Decisions's biggest Q4 2024 reduction was iShares Core MSCI EAFE ETF, cutting an estimated $944K.
  • Better Money Decisions fully exited iShares Russell 1000 ETF in Q4 2024, selling an estimated $272K.
  • Better Money Decisions's ten largest holdings make up 63% of its $144M portfolio in Q4 2024.
  • Better Money Decisions opened 6 new positions and closed 3 in Q4 2024.
  • Better Money Decisions's portfolio value rose 2.4% quarter-over-quarter to $144M.

Based on Better Money Decisions's 13F filing for Q4 2024, filed 24 Jan 2025.