BMD

Better Money Decisions Portfolio holdings

AUM $150M

This Quarter Return

-0.94%

1 Year Return

+4.05%

3 Year Return

+11.38%

5 Year Return

–

10 Year Return

–

AUM

$150M

AUM Growth

+$5.5M (+4%)

Cap. Flow

+$7.41M

Cap. Flow % of AUM

4.95%

Top 10 Holdings %Top 10 Hldgs %

61.62%

Holding

New

Increased

Reduced

Closed

Top Buys

1	iShares Core US REIT ETF USRT	$2.39M
2	iShares 1-5 Year Investment Grade Corporate Bond ETF IGSB	$923K
3	Apple AAPL	$768K
4	SPDR Bloomberg Investment Grade Floating Rate ETF FLRN	$610K
5	Toast TOST	$544K

Top Sells

1	Vanguard S&P 500 ETF VOO	$604K
2	iShares ESG Screened S&P 500 ETF XVV	$298K
3	Technology Select Sector SPDR Fund XLK	$256K
4	TSMC TSM	$233K
5	Visa V	$207K

Sector Composition

1	Technology	4.92%
2	Communication Services	1.11%
3	Consumer Discretionary	1.09%
4	Financials	0.96%
5	Consumer Staples	0.45%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
26	26 SPDR Portfolio S&P 500 Growth ETF SPYG $39.1B	$1.22M	0.82%	15,213 +882	+6%	+$70.9K
27	27 NVIDIA NVDA $4.24T	$1.08M	0.72%	9,962 -909	-8%	-$98.5K
28	28 iShares ESG Advanced High Yield Corporate Bond ETF HYXF $189M	$1.04M	0.69%	22,441 +6,875	+44%	+$318K
29	29 Vanguard Health Care ETF VHT $15.5B	$1.03M	0.69%	3,882 -22	-0.6%	-$5.82K
30	30 iShares Core S&P Small-Cap ETF IJR $81.8B	$983K	0.66%	9,398 +686	+8%	+$71.7K
31	31 iShares Core S&P 500 ETF IVV $642B	$980K	0.65%	1,744 +117	+7%	+$65.7K
32	32 iShares US Technology ETF IYW $22.5B	$881K	0.59%	6,270 +3	+0.1%	+$421
33	33 iShares ESG Screened S&P Mid-Cap ETF XJH $294M	$816K	0.54%	20,893 +2,296	+12%	+$89.7K
34	34 Nuveen ESG Large-Cap Value ETF NULV $1.76B	$803K	0.54%	19,831 -618	-3%	-$25K
35	35 Nuveen ESG Emerging Markets Equity ETF NUEM $320M	$786K	0.52%	26,857 +2,338	+10%	+$68.4K
36	36 iShares USD Green Bond ETF BGRN $408M	$746K	0.5%	15,750 +656	+4%	+$31.1K
37	37 JPMorgan Chase JPM $815B	$724K	0.48%	2,953 -582	-16%	-$143K
38	38 Vanguard Dividend Appreciation ETF VIG $93.8B	$645K	0.43%	3,323 +16	+0.5%	+$3.1K
39	39 Alphabet (Google) Class A GOOGL $2.33T	$637K	0.43%	4,120 -71	-2%	-$11K
40	40 Netflix NFLX $502B	$624K	0.42%	669 -8	-1%	-$7.46K
41	41 Dimensional US Core Equity 2 ETF DFAC $36.1B	$623K	0.42%	18,871 -1,563	-8%	-$51.6K
42	42 Vanguard Total Stock Market ETF VTI $512B	$604K	0.4%	2,199 +1,104	+101%	+$303K
43	43 Vanguard High Dividend Yield ETF VYM $62.3B	$580K	0.39%	4,501 -680	-13%	-$87.7K
44	44 Toast TOST $27.8B	$544K	0.36%	+16,403	New	+$544K
45	45 PGIM Active High Yield Bond ETF PHYL $331M	$512K	0.34%	14,692 +1,542	+12%	+$53.7K
46	46 Berkshire Hathaway Class B BRK.B $1.04T	$504K	0.34%	946 -68	-7%	-$36.2K
47	47 Chevron CVX $317B	$504K	0.34%	3,011 -170	-5%	-$28.4K
48	48 Vanguard Short-Term Corporate Bond ETF VCSH $34.3B	$463K	0.31%	5,864 +2,203	+60%	+$174K
49	49 iShares US Industrials ETF IYJ $1.69B	$457K	0.31%	3,511 +7	+0.2%	+$911
50	50 Vanguard Mid-Cap ETF VO $85.8B	$446K	0.3%	1,726 +351	+26%	+$90.8K