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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
-1.47%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$144M
AUM Growth
+$3.34M
Cap. Flow
+$5.92M
Cap. Flow %
4.11%
Top 10 Hldgs %
62.58%
Holding
70
New
6
Increased
41
Reduced
18
Closed
3

Top Buys

Rank Stock Value
1
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$1.77M
2
DFAT icon
Dimensional US Targeted Value ETF
DFAT
+$1.08M
3
SPEM icon
State Street SPDR Portfolio Emerging Markets ETF
SPEM
+$991K
4
SPAB icon
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
+$782K
5
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$490K

Top Sells

Rank Stock Value
1
IEFA icon
iShares Core MSCI EAFE ETF
IEFA
+$944K
2
VB icon
Vanguard Morningstar Small-Cap ETF
VB
+$600K
3
SPYG icon
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
+$439K
4
AAPL icon
Apple
AAPL
+$305K
5
IWB icon
iShares Russell 1000 ETF
IWB
+$272K

Sector Composition

Rank Sector Weight
1 Technology 4.85%
2 Communication Services 1.26%
3 Financials 1.24%
4 Consumer Discretionary 1.04%
5 Consumer Staples 0.46%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VO icon
51
Vanguard Morningstar Mid-Cap ETF
VO
$109B
$363K 0.25%
5,500
+40
+0.7% +$2.72K
COST icon
52
Costco
COST
$420B
$333K 0.23%
363
– –
KO icon
53
Coca-Cola
KO
$372B
$325K 0.23%
5,216
+1
+0% +$65
VTI icon
54
Vanguard Morningstar Total Stock Market ETF
VTI
$683B
$317K 0.22%
1,095
-73
-6% -$21.3K
DES icon
55
WisdomTree US SmallCap Dividend Fund
DES
$2.23B
$314K 0.22%
+9,134
New +$323K
VV icon
56
Vanguard Morningstar Large-Cap ETF
VV
$54.2B
$313K 0.22%
1,162
+119
+11% +$32.2K
SUSL icon
57
iShares ESG MSCI USA Leaders ETF
SUSL
$1.2B
$288K 0.2%
2,797
-383
-12% -$39.9K
VCSH icon
58
Vanguard Short-Term Corporate Bond ETF
VCSH
$44.7B
$286K 0.2%
+3,661
New +$287K
KKR icon
59
KKR & Co
KKR
$97.2B
$277K 0.19%
1,872
-192
-9% -$28.2K
DFAX icon
60
Dimensional World ex US Core Equity 2 ETF
DFAX
$12.3B
$277K 0.19%
11,126
+104
+0.9% +$2.69K
QQQ icon
61
Invesco QQQ Trust
QQQ
$485B
$268K 0.19%
524
-7
-1% -$3.54K
XLK icon
62
State Street Technology Select Sector SPDR ETF
XLK
$123B
$256K 0.18%
2,206
-116
-5% -$13.5K
TSM icon
63
TSMC
TSM
$2.16T
$233K 0.16%
+1,179
New +$228K
SCHM icon
64
Schwab US Mid-Cap ETF
SCHM
$15.1B
$225K 0.16%
8,102
+29
+0.4% +$826
VOE icon
65
Vanguard Morningstar Mid-Cap Value ETF
VOE
$24B
$218K 0.15%
+1,349
New +$228K
VGT icon
66
Vanguard Information Technology ETF
VGT
$147B
$209K 0.15%
2,696
-568
-17% -$43.6K
V icon
67
Visa
V
$690B
$207K 0.14%
+656
New +$197K
EZM icon
68
WisdomTree US MidCap Fund
EZM
$965M
– –
-3,231
Closed -$201K
IWB icon
69
iShares Russell 1000 ETF
IWB
$49.9B
– –
-865
Closed -$272K
PAY icon
70
Paymentus
PAY
$5.61B
– –
-10,264
Closed -$205K
1 2
3

Similar funds

SCM
Sebold Capital Management Lisle, Illinois $162M AUM 12.17% 1-Year Est. Return
BDCM
Black Diamond Capital Management Stamford, Connecticut $172M AUM 2.61% 1-Year Est. Return
EFA
Efficient Frontier Advisors Eastford, Connecticut $158M AUM 9.35% 1-Year Est. Return
DFA
DHK Financial Advisors Portsmouth, New Hampshire $174M AUM 19.53% 1-Year Est. Return
VBWMG
Von Berge Wealth Management Group San Diego, California $178M AUM 15.5% 1-Year Est. Return
AL
ACAS LLC Rancho Santa Fe, California $149M AUM 16.56% 1-Year Est. Return
PSFG
Prairie Sky Financial Group Lake Bluff, Illinois $182M AUM 13.73% 1-Year Est. Return
VEI
Vesa Equity Investment Luxembourg $183M AUM 1.69% 1-Year Est. Return

Better Money Decisions's Q4 2024 Portfolio in Review

As of Q4 2024, Better Money Decisions held 70 positions worth $144M, up 2.4% from $141M the previous quarter. Its ten largest holdings account for 63% of the portfolio.

Better Money Decisions deployed $5.92M of net new capital in Q4 2024, opening 6 new positions and adding to 41 existing holdings. Its largest new stake was PGIM Active High Yield Bond ETF: 13,150 shares worth $457K.

By sector, the portfolio is most concentrated in Technology at 4.8% of assets, up from 4.7% a quarter earlier, followed by Communication Services and Financials.

On the sell side, the largest reduction was iShares Core MSCI EAFE ETF, an estimated $944K trimmed.

  • Better Money Decisions's largest Q4 2024 buy was PGIM Active High Yield Bond ETF: 13,150 shares worth $457K.
  • Better Money Decisions added most to State Street SPDR Portfolio Short Term Treasury ETF in Q4 2024, an estimated $1.77M increase.
  • Better Money Decisions's biggest Q4 2024 reduction was iShares Core MSCI EAFE ETF, cutting an estimated $944K.
  • Better Money Decisions fully exited iShares Russell 1000 ETF in Q4 2024, selling an estimated $272K.
  • Better Money Decisions's ten largest holdings make up 63% of its $144M portfolio in Q4 2024.
  • Better Money Decisions opened 6 new positions and closed 3 in Q4 2024.
  • Better Money Decisions's portfolio value rose 2.4% quarter-over-quarter to $144M.

Based on Better Money Decisions's 13F filing for Q4 2024, filed 24 Jan 2025.