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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
-3.23%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$114M
AUM Growth
-$9.09M
Cap. Flow
-$5.2M
Cap. Flow %
-4.57%
Top 10 Hldgs %
70.01%
Holding
63
New
–
Increased
26
Reduced
25
Closed
5

Top Buys

Rank Stock Value
1
SPAB icon
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
+$1.21M
2
IEFA icon
iShares Core MSCI EAFE ETF
IEFA
+$771K
3
NUDM icon
Nuveen ESG International Developed Markets Equity ETF
NUDM
+$588K
4
DFAT icon
Dimensional US Targeted Value ETF
DFAT
+$385K
5
SPEM icon
State Street SPDR Portfolio Emerging Markets ETF
SPEM
+$255K

Top Sells

Rank Stock Value
1
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$1.54M
2
VNQ icon
Vanguard Real Estate ETF
VNQ
+$1.47M
3
IAGG icon
iShares Core International Aggregate Bond Fund
IAGG
+$1.01M
4
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$995K
5
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$694K

Sector Composition

Rank Sector Weight
1 Technology 3.3%
2 Consumer Discretionary 0.89%
3 Communication Services 0.64%
4 Financials 0.52%
5 Consumer Staples 0.49%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VHT icon
26
Vanguard Health Care ETF
VHT
$18.2B
$877K 0.77%
3,728
-466
-11% -$114K
VIG icon
27
Vanguard Dividend Appreciation ETF
VIG
$114B
$772K 0.68%
4,970
-1,433
-22% -$232K
BGRN icon
28
iShares USD Green Bond ETF
BGRN
$502M
$761K 0.67%
16,855
-307
-2% -$14.1K
MSFT icon
29
Microsoft
MSFT
$3.66T
$738K 0.65%
2,336
-116
-5% -$38.3K
IYW icon
30
iShares US Technology ETF
IYW
$25.1B
$650K 0.57%
6,194
-11
-0.2% -$1.2K
DFAC icon
31
Dimensional US Core Equity 2 ETF
DFAC
$49.3B
$587K 0.52%
22,395
-3,586
-14% -$97.9K
IVV icon
32
iShares Core S&P 500 ETF
IVV
$900B
$509K 0.45%
1,185
+4
+0.3% +$1.79K
XJR icon
33
iShares ESG Screened S&P Small-Cap ETF
XJR
$192M
$505K 0.44%
15,278
+2,567
+20% +$90.1K
CVX icon
34
Chevron
CVX
$379B
$483K 0.43%
2,867
– –
BSV icon
35
Vanguard Short-Term Bond ETF
BSV
$44.6B
$436K 0.38%
5,802
-89
-2% -$6.71K
GOOGL icon
36
Alphabet (Google) Class A
GOOGL
$4.62T
$428K 0.38%
3,274
– –
PSEP icon
37
Innovator US Equity Power Buffer ETF September
PSEP
$846M
$424K 0.37%
13,101
– –
SPSB icon
38
State Street SPDR Portfolio Short Term Corporate Bond ETF
SPSB
$10.6B
$396K 0.35%
13,505
+139
+1% +$4.08K
BRK.B icon
39
Berkshire Hathaway Class B
BRK.B
$1.12T
$360K 0.32%
1,028
– –
IYJ icon
40
iShares US Industrials ETF
IYJ
$2.04B
$349K 0.31%
3,461
+10
+0.3% +$1.06K
IGRO icon
41
iShares International Dividend Growth ETF
IGRO
$1.3B
$348K 0.31%
5,873
+1,480
+34% +$91.3K
NUEM icon
42
Nuveen ESG Emerging Markets Equity ETF
NUEM
$381M
$304K 0.27%
11,587
+3,106
+37% +$84.5K
JNJ icon
43
Johnson & Johnson
JNJ
$614B
$303K 0.27%
1,942
+644
+50% +$106K
XJH icon
44
iShares ESG Screened S&P Mid-Cap ETF
XJH
$431M
$301K 0.26%
8,884
+339
+4% +$12.1K
VYM icon
45
Vanguard High Dividend Yield ETF
VYM
$82.6B
$300K 0.26%
2,901
+150
+5% +$16.1K
IDRV icon
46
iShares Self-Driving EV and Tech ETF
IDRV
$137M
$298K 0.26%
8,015
– –
NFLX icon
47
Netflix
NFLX
$306B
$293K 0.26%
7,760
– –
KO icon
48
Coca-Cola
KO
$372B
$291K 0.26%
5,207
+1
+0% +$60
SPY icon
49
State Street SPDR S&P 500 ETF Trust
SPY
$821B
$282K 0.25%
659
-777
-54% -$346K
SIMS icon
50
State Street SPDR S&P Kensho Intelligent Structures ETF
SIMS
$8.84M
$275K 0.24%
8,629
+28
+0.3% +$978
1
2
3

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SCM
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BDCM
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EFA
Efficient Frontier Advisors Eastford, Connecticut $158M AUM 9.35% 1-Year Est. Return
DFA
DHK Financial Advisors Portsmouth, New Hampshire $174M AUM 19.53% 1-Year Est. Return
VBWMG
Von Berge Wealth Management Group San Diego, California $178M AUM 15.5% 1-Year Est. Return
AL
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PSFG
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VEI
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Better Money Decisions's Q3 2023 Portfolio in Review

As of Q3 2023, Better Money Decisions held 63 positions worth $114M, down 7.4% from $123M the previous quarter. Its ten largest holdings account for 70% of the portfolio.

Better Money Decisions withdrew a net $5.2M in Q3 2023, closing 5 positions and reducing 25 holdings. Its most notable exit was Vanguard Real Estate ETF, an estimated $1.47M position sold in full.

By sector, the portfolio is most concentrated in Technology at 3.3% of assets, down from 3.5% a quarter earlier, followed by Consumer Discretionary and Communication Services.

Against the trend, Better Money Decisions added an estimated $1.21M to State Street SPDR Portfolio Aggregate Bond ETF.

  • Better Money Decisions added most to State Street SPDR Portfolio Aggregate Bond ETF in Q3 2023, an estimated $1.21M increase.
  • Better Money Decisions's biggest Q3 2023 reduction was State Street SPDR Portfolio Short Term Treasury ETF, cutting an estimated $1.54M.
  • Better Money Decisions fully exited Vanguard Real Estate ETF in Q3 2023, selling an estimated $1.47M.
  • Better Money Decisions's ten largest holdings make up 70% of its $114M portfolio in Q3 2023.
  • Better Money Decisions opened 0 new positions and closed 5 in Q3 2023.
  • Better Money Decisions's portfolio value fell 7.4% quarter-over-quarter to $114M.

Based on Better Money Decisions's 13F filing for Q3 2023, filed 8 Nov 2023.