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Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
+6.01%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$115M
AUM Growth
+$12.6M
Cap. Flow
+$6.87M
Cap. Flow %
5.96%
Top 10 Hldgs %
63.25%
Holding
69
New
12
Increased
31
Reduced
18
Closed
1

Top Buys

Rank Stock Value
1
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$7.03M
2
VTIP icon
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
+$5.13M
3
VCIT icon
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
+$2.32M
4
IEFA icon
iShares Core MSCI EAFE ETF
IEFA
+$862K
5
VOO icon
Vanguard S&P 500 ETF
VOO
+$348K

Top Sells

Rank Stock Value
1
SCHP icon
Schwab US TIPS ETF
SCHP
+$4.94M
2
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$3.21M
3
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$2.21M
4
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$2.08M
5
VSGX icon
Vanguard ESG International Stock ETF
VSGX
+$203K

Sector Composition

Rank Sector Weight
1 Technology 2.57%
2 Consumer Discretionary 0.58%
3 Consumer Staples 0.55%
4 Healthcare 0.45%
5 Energy 0.45%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
ESGV icon
26
Vanguard ESG US Stock ETF
ESGV
$13.6B
$973K 0.84%
14,774
+1,190
+9% +$79.4K
IJR icon
27
iShares Core S&P Small-Cap ETF
IJR
$113B
$915K 0.79%
9,664
-431
-4% -$41.3K
VIG icon
28
Vanguard Dividend Appreciation ETF
VIG
$114B
$902K 0.78%
5,941
+84
+1% +$12.5K
SPTM icon
29
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF
SPTM
$14B
$869K 0.75%
18,370
+508
+3% +$24.1K
SPAB icon
30
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$9.77B
$812K 0.7%
32,325
+850
+3% +$21.3K
AGG icon
31
iShares Core US Aggregate Bond ETF
AGG
$138B
$808K 0.7%
8,332
-21,527
-72% -$2.08M
PJAN icon
32
Innovator US Equity Power Buffer ETF January
PJAN
$1.45B
$683K 0.59%
21,682
– –
DFAC icon
33
Dimensional US Core Equity 2 ETF
DFAC
$49.3B
$673K 0.58%
27,735
+17
+0.1% +$413
AMZN icon
34
Amazon
AMZN
$2.99T
$666K 0.58%
7,931
+2,517
+46% +$249K
MSFT icon
35
Microsoft
MSFT
$3.66T
$647K 0.56%
2,699
+114
+4% +$27.4K
SCHP icon
36
Schwab US TIPS ETF
SCHP
$16.3B
$592K 0.51%
22,858
-188,782
-89% -$4.94M
SPYV icon
37
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.8B
$522K 0.45%
13,422
+13
+0.1% +$498
CVX icon
38
Chevron
CVX
$379B
$516K 0.45%
2,874
-268
-9% -$46.8K
SPY icon
39
State Street SPDR S&P 500 ETF Trust
SPY
$821B
$496K 0.43%
1,296
-88
-6% -$33.8K
BGRN icon
40
iShares USD Green Bond ETF
BGRN
$502M
$467K 0.41%
10,161
+1,647
+19% +$75.3K
IYW icon
41
iShares US Technology ETF
IYW
$25.1B
$461K 0.4%
6,194
– –
IVV icon
42
iShares Core S&P 500 ETF
IVV
$900B
$420K 0.36%
1,094
-298
-21% -$115K
SPSB icon
43
State Street SPDR Portfolio Short Term Corporate Bond ETF
SPSB
$10.6B
$386K 0.33%
13,145
+15
+0.1% +$439
PMAR icon
44
Innovator US Equity Power Buffer ETF March
PMAR
$771M
$376K 0.33%
12,241
-274
-2% -$8.31K
KO icon
45
Coca-Cola
KO
$372B
$354K 0.31%
5,567
+15
+0.3% +$906
CNRG icon
46
State Street SPDR S&P Kensho Clean Power ETF
CNRG
$213M
$344K 0.3%
4,198
-27
-0.6% -$2.32K
IYJ icon
47
iShares US Industrials ETF
IYJ
$2.04B
$331K 0.29%
3,432
– –
SCHA icon
48
Schwab U.S Small- Cap ETF
SCHA
$23.2B
$304K 0.26%
15,012
– –
PAPR icon
49
Innovator US Equity Power Buffer ETF April
PAPR
$959M
$291K 0.25%
10,375
– –
BRK.B icon
50
Berkshire Hathaway Class B
BRK.B
$1.12T
$291K 0.25%
942
+8
+0.9% +$2.38K
1
2
3

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EFA
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DFA
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VBWMG
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Better Money Decisions's Q4 2022 Portfolio in Review

As of Q4 2022, Better Money Decisions held 69 positions worth $115M, up 12% from $103M the previous quarter. Its ten largest holdings account for 63% of the portfolio.

Better Money Decisions deployed $6.87M of net new capital in Q4 2022, opening 12 new positions and adding to 31 existing holdings. Its largest new stake was Vanguard Short-Term Bond ETF: 93,672 shares worth $7.05M.

By sector, the portfolio is most concentrated in Technology at 2.6% of assets, down from 2.8% a quarter earlier, followed by Consumer Discretionary and Consumer Staples.

On the sell side, the largest reduction was Schwab US TIPS ETF, an estimated $4.94M trimmed.

  • Better Money Decisions's largest Q4 2022 buy was Vanguard Short-Term Bond ETF: 93,672 shares worth $7.05M.
  • Better Money Decisions added most to iShares Core MSCI EAFE ETF in Q4 2022, an estimated $862K increase.
  • Better Money Decisions's biggest Q4 2022 reduction was Schwab US TIPS ETF, cutting an estimated $4.94M.
  • Better Money Decisions fully exited Vanguard ESG International Stock ETF in Q4 2022, selling an estimated $203K.
  • Better Money Decisions's ten largest holdings make up 63% of its $115M portfolio in Q4 2022.
  • Better Money Decisions opened 12 new positions and closed 1 in Q4 2022.
  • Better Money Decisions's portfolio value rose 12% quarter-over-quarter to $115M.

Based on Better Money Decisions's 13F filing for Q4 2022, filed 14 Feb 2023.