We are live on ! Find out more
BMD

Better Money Decisions Portfolio holdings

AUM $165M
1-Year Est. Return 9.58%
This Fund
S&P 500
This Quarter Est. Return
+4.53%
1 Year Est. Return
+9.58%
3 Year Est. Return
+32.75%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$119M
AUM Growth
-$2.55M
Cap. Flow
-$7.12M
Cap. Flow %
-5.99%
Top 10 Hldgs %
68.15%
Holding
642
New
2
Increased
29
Reduced
29
Closed
576

Top Buys

Rank Stock Value
1
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$2.91M
2
IEFA icon
iShares Core MSCI EAFE ETF
IEFA
+$2.13M
3
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$1.88M
4
SPTS icon
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
+$1.47M
5
VB icon
Vanguard Morningstar Small-Cap ETF
VB
+$1.31M

Top Sells

Rank Stock Value
1
SPSB icon
State Street SPDR Portfolio Short Term Corporate Bond ETF
SPSB
+$764K
2
IJR icon
iShares Core S&P Small-Cap ETF
IJR
+$723K
3
ESGV icon
Vanguard ESG US Stock ETF
ESGV
+$690K
4
VGSH icon
Vanguard Short-Term Treasury ETF
VGSH
+$508K
5
SPMD icon
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
+$382K

Sector Composition

Rank Sector Weight
1 Technology 3.52%
2 Consumer Discretionary 0.99%
3 Consumer Staples 0.74%
4 Communication Services 0.55%
5 Financials 0.46%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VIG icon
26
Vanguard Dividend Appreciation ETF
VIG
$114B
$919K 0.77%
5,351
-846
-14% -$139K
COST icon
27
Costco
COST
$420B
$879K 0.74%
1,549
– –
DFAC icon
28
Dimensional US Core Equity 2 ETF
DFAC
$49.3B
$857K 0.72%
29,599
+100
+0.3% +$2.82K
EAGG icon
29
iShares ESG Aware US Aggregate Bond ETF
EAGG
$4.98B
$762K 0.64%
13,810
+1,489
+12% +$81.9K
VNQ icon
30
Vanguard Real Estate ETF
VNQ
$39.2B
$735K 0.62%
6,335
+457
+8% +$49.9K
PJAN icon
31
Innovator US Equity Power Buffer ETF January
PJAN
$1.45B
$719K 0.61%
21,611
– –
MSFT icon
32
Microsoft
MSFT
$3.66T
$678K 0.57%
2,016
-603
-23% -$195K
ESGD icon
33
iShares ESG Aware MSCI EAFE ETF
ESGD
$12.2B
$675K 0.57%
8,501
-4,696
-36% -$374K
XVV icon
34
iShares ESG Screened S&P 500 ETF
XVV
$671M
$670K 0.56%
+18,252
New +$647K
SPAB icon
35
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$9.77B
$584K 0.49%
19,723
-8,972
-31% -$267K
IVV icon
36
iShares Core S&P 500 ETF
IVV
$900B
$570K 0.48%
1,195
-138
-10% -$63.6K
SPYV icon
37
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.8B
$562K 0.47%
13,373
-375
-3% -$15.3K
VTI icon
38
Vanguard Morningstar Total Stock Market ETF
VTI
$683B
$524K 0.44%
2,170
-271
-11% -$64K
SCHA icon
39
Schwab U.S Small- Cap ETF
SCHA
$23.2B
$466K 0.39%
18,212
-60
-0.3% -$1.55K
SPY icon
40
State Street SPDR S&P 500 ETF Trust
SPY
$821B
$459K 0.39%
967
+50
+5% +$23K
GOOGL icon
41
Alphabet (Google) Class A
GOOGL
$4.62T
$432K 0.36%
2,980
-580
-16% -$83.5K
IDRV icon
42
iShares Self-Driving EV and Tech ETF
IDRV
$137M
$428K 0.36%
7,888
+21
+0.3% +$1.12K
CNRG icon
43
State Street SPDR S&P Kensho Clean Power ETF
CNRG
$213M
$395K 0.33%
4,385
-84
-2% -$8.43K
SPSB icon
44
State Street SPDR Portfolio Short Term Corporate Bond ETF
SPSB
$10.6B
$391K 0.33%
12,613
-24,599
-66% -$764K
IYJ icon
45
iShares US Industrials ETF
IYJ
$2.04B
$387K 0.33%
3,433
+7
+0.2% +$776
SIMS icon
46
State Street SPDR S&P Kensho Intelligent Structures ETF
SIMS
$8.84M
$387K 0.33%
8,514
+19
+0.2% +$879
QQQ icon
47
Invesco QQQ Trust
QQQ
$485B
$368K 0.31%
926
-8
-0.9% -$3.09K
CVX icon
48
Chevron
CVX
$379B
$360K 0.3%
3,067
– –
VEU icon
49
Vanguard FTSE All-World ex-US ETF
VEU
$68B
$347K 0.29%
5,660
-1,454
-20% -$90K
IHDG icon
50
WisdomTree International Hedged Quality Dividend Growth Fund
IHDG
$2.24B
$326K 0.27%
7,131
+8
+0.1% +$357
1
2
3 4 5

Similar funds

SCM
Sebold Capital Management Lisle, Illinois $162M AUM 12.17% 1-Year Est. Return
BDCM
Black Diamond Capital Management Stamford, Connecticut $172M AUM 2.61% 1-Year Est. Return
EFA
Efficient Frontier Advisors Eastford, Connecticut $158M AUM 9.35% 1-Year Est. Return
DFA
DHK Financial Advisors Portsmouth, New Hampshire $174M AUM 19.53% 1-Year Est. Return
VBWMG
Von Berge Wealth Management Group San Diego, California $178M AUM 15.5% 1-Year Est. Return
AL
ACAS LLC Rancho Santa Fe, California $149M AUM 16.56% 1-Year Est. Return
PSFG
Prairie Sky Financial Group Lake Bluff, Illinois $182M AUM 13.73% 1-Year Est. Return
VEI
Vesa Equity Investment Luxembourg $183M AUM 1.69% 1-Year Est. Return

Better Money Decisions's Q4 2021 Portfolio in Review

As of Q4 2021, Better Money Decisions held 642 positions worth $119M, down 2.1% from $121M the previous quarter. Its ten largest holdings account for 68% of the portfolio.

Better Money Decisions withdrew a net $7.12M in Q4 2021, closing 576 positions and reducing 29 holdings. Its most notable exit was Vanguard Short-Term Treasury ETF, an estimated $508K position sold in full.

By sector, the portfolio is most concentrated in Technology at 3.5% of assets, down from 4.1% a quarter earlier, followed by Consumer Discretionary and Consumer Staples.

Against the trend, Better Money Decisions opened a new position in iShares ESG Screened S&P 500 ETF worth $670K.

  • Better Money Decisions's largest Q4 2021 buy was iShares ESG Screened S&P 500 ETF: 18,252 shares worth $670K.
  • Better Money Decisions added most to iShares 1-5 Year Investment Grade Corporate Bond ETF in Q4 2021, an estimated $2.91M increase.
  • Better Money Decisions's biggest Q4 2021 reduction was State Street SPDR Portfolio Short Term Corporate Bond ETF, cutting an estimated $764K.
  • Better Money Decisions fully exited Vanguard Short-Term Treasury ETF in Q4 2021, selling an estimated $508K.
  • Better Money Decisions's ten largest holdings make up 68% of its $119M portfolio in Q4 2021.
  • Better Money Decisions opened 2 new positions and closed 576 in Q4 2021.
  • Better Money Decisions's portfolio value fell 2.1% quarter-over-quarter to $119M.

Based on Better Money Decisions's 13F filing for Q4 2021, filed 14 Feb 2022.