Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Hldgs %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	SPDR Portfolio S&P 500 ETF SPLG	$788M
2	iShares Core US Aggregate Bond ETF AGG	$196M
3	Schwab US Large- Cap ETF SCHX	$159M
4	JPMorgan Ultra-Short Income ETF JPST	$150M
5	SPDR Nuveen ICE Municipal Bond ETF TFI	$94.4M

Top Sells

1	Vanguard Total Stock Market ETF VTI	$240M
2	Vanguard FTSE Emerging Markets ETF VWO	$181M
3	Vanguard FTSE Developed Markets ETF VEA	$178M
4	Vanguard Total International Bond ETF BNDX	$126M
5	iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
451	451 Walt Disney DIS $215B	$211K	0%	2,134 +1	+0.1%	+$99
452	452 Netflix NFLX $530B	$209K	0%	224	New	+$209K
453	453 Inspire 100 ETF BIBL $325M	$205K	0%	5,342 -81	-1%	-$3.11K
454	454 Cummins CMI $46.7B	$205K	0%	654 +4	+0.6%	+$1.25K
455	QHY 455 WisdomTree U.S. High Yield Corporate Bond Fund QHY $198M	$205K	0%	4,540	New	+$205K
456	456 Vanguard FTSE All-World ex-US Small-Cap Index Fund VSS $9.32B	$204K	0%	1,763 -393	-18%	-$45.5K
457	457 Invesco S&P MidCap Momentum ETF XMMO $3.97B	$204K	0%	1,789 -984	-35%	-$112K
458	458 Aptus Collared Investment Opportunity ETF ACIO $1.97B	$202K	0%	5,213	New	+$202K
459	459 GraniteShares Gold Shares BAR $1.13B	$0	0%	0 -7,960	Closed	–
460	460 JPMorgan BetaBuilders International Equity ETF BBIN $5.52B	$0	0%	0 -4,054	Closed	–
461	461 BlackRock Flexible Income ETF BINC $9.86B	$0	0%	0 -11,056	Closed	–
462	462 Amplify Transformational Data Sharing ETF BLOK $1.1B	$0	0%	0 -4,820	Closed	–
463	463 Caterpillar CAT $191B	$0	0%	0 -4,528	Closed	–
464	464 Inspire Corporate Bond ETF IBD $388M	$0	0%	0 -9,238	Closed	–
465	465 McDonald's MCD $214B	$0	0%	0 -1,411	Closed	–
466	466 iShares Preferred and Income Securities ETF PFF $14.1B	$0	0%	0 -10,077	Closed	–
467	467 PNC Financial Services PNC $77.9B	$0	0%	0 -1,160	Closed	–
468	468 Return Stacked US Stocks & Managed Futures ETF RSST $248M	$0	0%	0 -8,369	Closed	–
469	469 Clockwise Core Equity & Innovation ETF TIME $21.7M	$0	0%	0 -8,482	Closed	–
470	470 Tesla TSLA $1.01T	$0	0%	0 -539	Closed	–
471	471 Vanguard Financials ETF VFH $12.5B	$0	0%	0 -1,809	Closed	–
472	472 Vanguard Utilities ETF VPU $7.1B	$0	0%	0 -1,390	Closed	–