Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Pos %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	1 SPDR Portfolio S&P 500 ETF SPLG	$788M
2	2 iShares Core US Aggregate Bond ETF AGG	$196M
3	3 Schwab US Large- Cap ETF SCHX	$159M
4	4 JPMorgan Ultra-Short Income ETF JPST	$150M
5	5 SPDR Nuveen Bloomberg Municipal Bond ETF TFI	$94.4M

Top Sells

1	1 Vanguard Total Stock Market ETF VTI	$240M
2	2 Vanguard FTSE Emerging Markets ETF VWO	$181M
3	3 Vanguard FTSE Developed Markets ETF VEA	$178M
4	4 Vanguard Total International Bond ETF BNDX	$126M
5	5 iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
401	401 Capital Group Growth ETF CGGR $12.4B	$304K	0%	8,862 +403	+5%	+$13.8K
402	402 FlexShares Global Upstream Natural Resources Index Fund GUNR $4.68B	$303K	0%	7,795 +566	+8%	+$22K
403	403 iShares Core High Dividend ETF HDV $11.1B	$301K	0%	2,486 -35	-1%	-$4.24K
404	404 First Trust Exchange-Traded Fund IV First Trust Low Duration Opportunities ETF LMBS $4.98B	$295K	0%	5,993 +908	+18%	+$44.7K
405	405 ARK Innovation ETF ARKK $5.75B	$294K	0%	6,181 -448	-7%	-$21.3K
406	406 Return Stacked Bonds & Managed Futures ETF RSBT $78.2M	$292K	0%	17,214 +41	+0.2%	+$695
407	407 First Trust Growth Strength ETF FTGS $1.07B	$285K	0%	9,581	New	+$285K
408	408 Industrial Select Sector SPDR Fund XLI $21B	$284K	0%	2,169 -36	-2%	-$4.71K
409	409 First Trust Exchange-Traded Fund IV First Trust Tactical High Yield ETF HYLS $1.68B	$282K	0%	6,860 +1,734	+34%	+$71.3K
410	410 American Conservative Values ETF ACVF $125M	$280K	0%	6,535 -230	-3%	-$9.86K
411	411 Goldman Sachs ETF Trust Goldman Sachs S&P 500 Premium Income ETF GPIX $772M	$279K	0%	5,980 +163	+3%	+$7.61K
412	412 Victory Portfolios II VictoryShares Core Intermediate Bond ETF UITB $2.43B	$273K	0%	5,817 -858	-13%	-$40.3K
413	413 Progressive PGR $169B	$272K	0%	961 -2	-0.2%	-$566
414	414 iShares Global REIT ETF REET $3.91B	$268K	0%	11,035 +552	+5%	+$13.4K
415	415 ProShares S&P 500 Dividend Aristocrats ETF NOBL $11.7B	$267K	0%	2,610 -1,043	-29%	-$107K
416	416 Johnson & Johnson JNJ $367B	$265K	0%	1,598	New	+$265K
417	417 SPDR Portfolio TIPS ETF SPIP $989M	$263K	0%	9,988	New	+$263K
418	418 Comcast CMCSA $132B	$262K	0%	7,108 -217	-3%	-$8K
419	419 Innovator US Equity Power Buffer ETF October POCT $828M	$261K	0%	6,707 -720	-10%	-$28K
420	420 Regions Financial RF $20.3B	$259K	0%	11,931	New	+$259K
421	421 Invesco FTSE RAFI Developed Markets ex-US ETF PXF $1.97B	$258K	0%	4,970 -82	-2%	-$4.26K
422	422 iShares ESG Aware 1-5 Year USD Corporate Bond ETF SUSB $971M	$256K	0%	10,253 -56	-0.5%	-$1.4K
423	423 Bitwise Crypto Industry Innovators ETF BITQ $205M	$253K	0%	20,844 +5,102	+32%	+$61.9K
424	424 Ross Stores ROST $50.7B	$250K	0%	1,956 +58	+3%	+$7.41K
425	425 Costco COST $459B	$248K	0%	262 +35	+15%	+$33.1K