Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Pos %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	1 SPDR Portfolio S&P 500 ETF SPLG	$788M
2	2 iShares Core US Aggregate Bond ETF AGG	$196M
3	3 Schwab US Large- Cap ETF SCHX	$159M
4	4 JPMorgan Ultra-Short Income ETF JPST	$150M
5	5 SPDR Nuveen Bloomberg Municipal Bond ETF TFI	$94.4M

Top Sells

1	1 Vanguard Total Stock Market ETF VTI	$240M
2	2 Vanguard FTSE Emerging Markets ETF VWO	$181M
3	3 Vanguard FTSE Developed Markets ETF VEA	$178M
4	4 Vanguard Total International Bond ETF BNDX	$126M
5	5 iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
426	426 First Trust Morningstar Dividend Leaders Index Fund FDL $5.44B	$248K	0%	5,720	New	+$248K
427	427 American Express AXP $210B	$246K	0%	915 -29	-3%	-$7.8K
428	428 Cisco CSCO $254B	$245K	0%	3,976 -215	-5%	-$13.2K
429	429 First Trust Smith Unconstrained Bond ETF UCON $3.06B	$244K	0%	9,840	New	+$244K
430	CBTJ 430 Calamos Bitcoin 80 Series Structured Alt Protection ETF - January CBTJ $38.2M	$241K	0%	10,387	New	+$241K
431	431 Vanguard Health Care ETF VHT $15.2B	$240K	0%	905	New	+$240K
432	432 Innovator US Equity Power Buffer ETF July PJUL $893M	$238K	0%	5,923 +738	+14%	+$29.7K
433	433 SPDR DoubleLine Total Return Tactical ETF TOTL $3.6B	$237K	0%	5,872 +412	+8%	+$16.6K
434	434 WisdomTree US Value Fund WTV $1.01B	$237K	0%	2,882 -34	-1%	-$2.8K
435	435 Avantis Emerging Markets Value ETF AVES $690M	$235K	0%	4,981	New	+$235K
436	436 Innovator US Equity Power Buffer ETF January PJAN $1.26B	$232K	0%	5,587 +689	+14%	+$28.6K
437	437 FlexShares iBoxx 5-Year Target Duration TIPS Index Fund TDTF $793M	$232K	0%	9,552 +441	+5%	+$10.7K
438	438 PIMCO Enhanced Short Maturity Active Exchange-Traded Fund MINT $13.2B	$228K	0%	2,264 -59	-3%	-$5.94K
439	439 GE Aerospace GE $251B	$226K	0%	1,131	New	+$226K
440	440 Simplify Hedged Equity ETF HEQT $408M	$226K	0%	7,906 +104	+1%	+$2.97K
441	441 Lockheed Martin LMT $111B	$225K	0%	503 -766	-60%	-$343K
442	442 Invesco S&P 500 High Beta ETF SPHB $372M	$225K	0%	2,878 +278	+11%	+$21.7K
443	443 Broadcom AVGO $1.08T	$224K	0%	1,336 +76	+6%	+$12.7K
444	444 Calvert Ultra-Short Investment Grade ETF CVSB $170M	$224K	0%	4,421	New	+$224K
445	445 Nuveen ESG Mid-Cap Value ETF NUMV $375M	$224K	0%	6,545 +516	+9%	+$17.7K
446	446 Invesco Large Cap Value ETF PWV $1.06B	$223K	0%	3,740 -920	-20%	-$54.9K
447	447 Nuveen ESG Emerging Markets Equity ETF NUEM $298M	$220K	0%	7,529	New	+$220K
448	448 ProShares Global Listed Private Equity ETF PEX $13.5M	$220K	0%	8,153	–	–
449	449 Invesco S&P MidCap Quality ETF XMHQ $5.08B	$217K	0%	2,370	New	+$217K
450	450 WisdomTree Emerging Markets Local Debt Fund ELD $71.1M	$214K	0%	7,985	New	+$214K