Betterment LLC Portfolio holdings

AUM $42.2B

AUM

$42.2B

AUM Growth

+$206M (+0.5%)

Cap. Flow

+$479M

Cap. Flow % of AUM

1.14%

Top 10 Holdings %Top 10 Pos %

68.81%

Holding

472

New

Increased

265

Reduced

163

Closed

Top Buys

1	1 SPDR Portfolio S&P 500 ETF SPLG	$788M
2	2 iShares Core US Aggregate Bond ETF AGG	$196M
3	3 Schwab US Large- Cap ETF SCHX	$159M
4	4 JPMorgan Ultra-Short Income ETF JPST	$150M
5	5 SPDR Nuveen Bloomberg Municipal Bond ETF TFI	$94.4M

Top Sells

1	1 Vanguard Total Stock Market ETF VTI	$240M
2	2 Vanguard FTSE Emerging Markets ETF VWO	$181M
3	3 Vanguard FTSE Developed Markets ETF VEA	$178M
4	4 Vanguard Total International Bond ETF BNDX	$126M
5	5 iShares JPMorgan USD Emerging Markets Bond ETF EMB	$95.8M

Sector Composition

1	Technology	0.03%
2	Consumer Discretionary	0.01%
3	Financials	0.01%
4	Communication Services	0.01%
5	Consumer Staples	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
376	376 iShares Russell 3000 ETF IWV $15.3B	$369K	0%	1,161 -1,703	-59%	-$541K
377	377 Dimensional Inflation-Protected Securities ETF DFIP $881M	$361K	0%	8,565 +1,423	+20%	+$60K
378	378 First Trust Technology AlphaDEX Fund FXL $1.31B	$349K	0%	2,639	New	+$349K
379	379 iShares US Technology ETF IYW $20.1B	$349K	0%	2,488 -32	-1%	-$4.49K
380	380 O'Reilly Automotive ORLY $79.4B	$344K	0%	240 +4	+2%	+$5.73K
381	381 iShares ESG Advanced MSCI USA ETF USXF $1.31B	$341K	0%	7,312 +557	+8%	+$26K
382	382 Vanguard Russell 2000 ETF VTWO $12.1B	$341K	0%	4,229 +1,678	+66%	+$135K
383	383 Vanguard Mega Cap Value ETF MGV $9.09B	$340K	0%	2,640 -112	-4%	-$14.4K
384	384 Vanguard Total Corporate Bond ETF VTC $1.18B	$336K	0%	4,372 +510	+13%	+$39.2K
385	385 iShares Silver Trust SLV $14.5B	$333K	0%	10,755 +186	+2%	+$5.76K
386	386 TJX Companies TJX $151B	$333K	0%	2,738 +19	+0.7%	+$2.31K
387	387 SPDR S&P MidCap 400 ETF Trust MDY $22.8B	$332K	0%	622 +120	+24%	+$64.1K
388	388 Exxon Mobil XOM $459B	$332K	0%	2,788 -231	-8%	-$27.5K
389	389 Vanguard ESG US Corporate Bond ETF VCEB $835M	$331K	0%	5,255 +1,922	+58%	+$121K
390	390 Abbott ABT $236B	$330K	0%	2,486 +467	+23%	+$62K
391	391 JPMorgan US Quality Factor ETF JQUA $6.14B	$330K	0%	5,846 +352	+6%	+$19.9K
392	392 Meta Platforms (Facebook) META $1.61T	$330K	0%	572 +27	+5%	+$15.6K
393	393 Fidelity Enhanced Large Cap Core ETF FELC $4.33B	$327K	0%	10,495	New	+$327K
394	394 Goldman Sachs GS $188B	$325K	0%	595 +23	+4%	+$12.6K
395	395 Victory Portfolios II VictoryShares Short-Term Bond ETF USTB $1.19B	$324K	0%	6,398 -683	-10%	-$34.6K
396	396 Franklin International Core Dividend Tilt Index ETF DIVI $1.47B	$319K	0%	9,777 +1,146	+13%	+$37.4K
397	397 Schwab Fundamental US Large Company Index ETF FNDX $18B	$317K	0%	13,437 -1,466	-10%	-$34.6K
398	398 Visa V $705B	$315K	0%	898 +68	+8%	+$23.9K
399	399 AbbVie ABBV $328B	$310K	0%	1,479 -558	-27%	-$117K
400	400 iShares GNMA Bond ETF GNMA $357M	$310K	0%	7,072 -205	-3%	-$8.99K