Betterment LLC Portfolio holdings
Betterment LLC is the investment adviser of Betterment, an automated service for individual investors, employer 401(k) plans and financial advisers. Jon Stein and Eli Broverman founded Betterment in 2008, and Stein served as chief executive until December 2020, when Sarah Levy, a former Viacom Media Networks chief operating officer, took over. Its portfolios are generally globally diversified mixes of stocks and bonds, with algorithm-driven advice and licensed advisers by phone for those who want help. Betterment has also grown by acquisition, taking over Goldman Sachs' Marcus Invest accounts in 2024 and Ellevest's automated investing business in 2025.
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
JPMorgan Core Plus Bond ETF
JCPB
|
+$1.04B |
| 2 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$534M |
| 3 |
iShares National Muni Bond ETF
MUB
|
+$156M |
| 4 |
Vanguard Emerging Markets Government Bond ETF
VWOB
|
+$122M |
| 5 |
Vanguard FTSE Developed Markets ETF
VEA
|
+$55.5M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares Core US Aggregate Bond ETF
AGG
|
+$820M |
| 2 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$208M |
| 3 |
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
|
+$85.8M |
| 4 |
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
|
+$76M |
| 5 |
Vanguard Morningstar Mid-Cap Value ETF
VOE
|
+$45.5M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.83% |
| 2 | Technology | 0.08% |
| 3 | Communication Services | 0.02% |
| 4 | Consumer Discretionary | 0.02% |
| 5 | Industrials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
501
State Street SPDR S&P Global Infrastructure ETF
GII
$981M
| $459K | ﹤0.01% |
6,060
+722
| +14% | +$55K |
2025 Q4
2 quarters
|
|
502
iShares GNMA Bond ETF
GNMA
$424M
| $459K | ﹤0.01% |
10,367
+758
| +8% | +$33.5K |
2024 Q1
9 quarters
|
|
503
ServiceNow
NOW
$104B
| $459K | ﹤0.01% |
+4,624
| New | +$458K |
2026 Q2
0 quarters
|
|
504
ARK Innovation ETF
ARKK
$5.77B
| $457K | ﹤0.01% |
5,660
+374
| +7% | +$28.6K |
2021 Q2
20 quarters
|
|
505
Rocket Lab Corp
RKLB
$43.1B
| $454K | ﹤0.01% |
4,464
-9,844
| -69% | -$981K |
2025 Q4
2 quarters
|
|
506
iShares S&P 100 ETF
OEF
$20B
| $453K | ﹤0.01% |
1,238
-52
| -4% | -$18.6K |
2024 Q2
8 quarters
|
|
507
iShares 10+ Year Investment Grade Corporate Bond ETF
IGLB
$2.65B
| $448K | ﹤0.01% |
8,952
-281,878
| -97% | -$14M |
2024 Q4
6 quarters
|
|
508
iShares US Technology ETF
IYW
$23.3B
| $448K | ﹤0.01% |
1,776
+4
| +0.2% | +$919 |
2023 Q2
12 quarters
|
|
509
PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund
MUNI
$3.7B
| $446K | ﹤0.01% |
8,479
+536
| +7% | +$28.1K |
2024 Q2
8 quarters
|
|
510
Visa
V
$784B
| $446K | ﹤0.01% |
1,301
+136
| +12% | +$43.7K |
2024 Q2
8 quarters
|
|
511
PGIM AAA CLO ETF
PAAA
$15.3B
| $443K | ﹤0.01% |
+8,648
| New | +$444K |
2026 Q2
0 quarters
|
|
512
Schwab 5-10 Year Corporate Bond ETF
SCHI
$11B
| $442K | ﹤0.01% |
19,537
+6,345
| +48% | +$144K |
2026 Q1
1 quarter
|
|
513
iShares S&P Small-Cap 600 Growth ETF
IJT
$7.42B
| $439K | ﹤0.01% |
2,459
+233
| +10% | +$37.8K |
2023 Q4
10 quarters
|
|
514
JPMorgan International Bond Opportunities ETF
JPIB
$2.3B
| $437K | ﹤0.01% |
9,044
+606
| +7% | +$29.1K |
2025 Q2
4 quarters
|
|
515
Fidelity MSCI Information Technology Index ETF
FTEC
$20.1B
| $428K | ﹤0.01% |
1,498
-37
| -2% | -$9.7K |
2025 Q4
2 quarters
|
|
516
Arch Capital
ACGL
$35.6B
| $424K | ﹤0.01% |
4,371
+11
| +0.3% | +$1.04K |
2024 Q2
8 quarters
|
|
517
Strive 1000 Value ETF
STXV
$75.6M
| $422K | ﹤0.01% |
11,141
+2,662
| +31% | +$98.2K |
2026 Q1
1 quarter
|
|
518
iShares ESG Advanced MSCI EAFE ETF
DMXF
$1.04B
| $421K | ﹤0.01% |
4,973
-1,662
| -25% | -$136K |
2021 Q2
20 quarters
|
|
519
iShares Core 5-10 Year USD Bond ETF
IMTB
$279M
| $420K | ﹤0.01% |
9,641
+2,987
| +45% | +$130K |
2026 Q1
1 quarter
|
|
520
Calvert US Large-Cap Core Responsible Index ETF
CVLC
$992M
| $416K | ﹤0.01% |
+4,399
| New | +$398K |
2026 Q2
0 quarters
|
|
521
Adasina Social Justice All Cap Global ETF
JSTC
$298M
| $416K | ﹤0.01% |
18,186
+157
| +0.9% | +$3.4K |
2024 Q3
7 quarters
|
|
522
Fidelity MSCI Industrials Index ETF
FIDU
$2.3B
| $415K | ﹤0.01% |
4,168
+338
| +9% | +$31.7K |
2025 Q4
2 quarters
|
|
523
iShares Broad USD Investment Grade Corporate Bond ETF
USIG
$17.9B
| $415K | ﹤0.01% |
8,084
-353,732
| -98% | -$18.1M |
2025 Q3
3 quarters
|
|
524
Roundhill Memory ETF
DRAM
$20.5B
| $412K | ﹤0.01% |
+5,577
| New | +$290K |
2026 Q2
0 quarters
|
|
525
State Street SPDR Portfolio High Yield Bond Index ETF
SPHY
$11.9B
| $411K | ﹤0.01% |
17,543
+1,794
| +11% | +$42K |
2024 Q1
9 quarters
|
|
Similar funds
Betterment LLC's Q2 2026 Portfolio in Review
As of Q2 2026, Betterment LLC held 691 positions worth $59.1B, up 12% from $52.8B the previous quarter. Its ten largest holdings account for 67% of the portfolio.
Betterment LLC's Q2 2026 filing shows 76 new, 406 increased, 192 reduced and 16 closed positions. Its largest new stake was iShares Euro High Yield Corporate Bond USD Hedged ETF: 224,944 shares worth $12.1M. The largest sale was iShares Core US Aggregate Bond ETF, an estimated $820M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Communication Services.
- Betterment LLC's largest Q2 2026 buy was iShares Euro High Yield Corporate Bond USD Hedged ETF: 224,944 shares worth $12.1M.
- Betterment LLC added most to JPMorgan Core Plus Bond ETF in Q2 2026, an estimated $1.04B increase.
- Betterment LLC's biggest Q2 2026 reduction was iShares Core US Aggregate Bond ETF, cutting an estimated $820M.
- Betterment LLC fully exited iShares ESG Advanced Universal USD Bond ETF in Q2 2026, selling an estimated $1.04M.
- Betterment LLC's ten largest holdings make up 67% of its $59.1B portfolio in Q2 2026.
- Betterment LLC opened 76 new positions and closed 16 in Q2 2026.
- Betterment LLC's portfolio value rose 12% quarter-over-quarter to $59.1B.
Based on Betterment LLC's 13F filing for Q2 2026, filed 14 Aug 2026.