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SFP

Sterling Financial Planning Portfolio holdings

AUM $337M
1-Year Est. Return 19.27%
This Fund
S&P 500
This Quarter Est. Return
+6.86%
1 Year Est. Return
+19.27%
3 Year Est. Return
+46.75%
5 Year Est. Return
+48.15%
10 Year Est. Return
–
AUM
$317M
AUM Growth
+$17.8M
Cap. Flow
-$2.9M
Cap. Flow %
-0.91%
Top 10 Hldgs %
46.61%
Holding
118
New
2
Increased
37
Reduced
56
Closed
2

Top Buys

Rank Stock Value
1
VCSH icon
Vanguard Short-Term Corporate Bond ETF
VCSH
+$476K
2
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$331K
3
CSRE
Cohen & Steers Real Estate Active ETF
CSRE
+$310K
4
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$288K
5
DFIP icon
Dimensional Inflation-Protected Securities ETF
DFIP
+$276K

Top Sells

Rank Stock Value
1
RTX icon
RTX Corp
RTX
+$1.15M
2
IVW icon
iShares S&P 500 Growth ETF
IVW
+$856K
3
IAU icon
iShares Gold Trust
IAU
+$413K
4
JNJ icon
Johnson & Johnson
JNJ
+$339K
5
RCL icon
Royal Caribbean
RCL
+$282K

Sector Composition

Rank Sector Weight
1 Technology 2.22%
2 Financials 1.07%
3 Healthcare 1.05%
4 Industrials 0.99%
5 Communication Services 0.67%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
GOOG icon
76
Alphabet (Google) Class C
GOOG
$4.36T
$434K 0.14%
1,780
-100
-5% -$21K
EMB icon
77
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
$14.7B
$397K 0.13%
4,168
+11
+0.3% +$1.03K
DE icon
78
Deere & Co
DE
$166B
$383K 0.12%
837
-5
-0.6% -$2.46K
GD icon
79
General Dynamics
GD
$105B
$380K 0.12%
1,116
+5
+0.5% +$1.58K
DFIS icon
80
Dimensional International Small Cap ETF
DFIS
$5.93B
$366K 0.12%
11,562
-115
-1% -$3.53K
VWO icon
81
Vanguard FTSE Emerging Markets ETF
VWO
$123B
$351K 0.11%
6,482
+218
+3% +$11.2K
QUAL icon
82
iShares MSCI USA Quality Factor ETF
QUAL
$47.7B
$348K 0.11%
1,790
-28
-2% -$5.25K
HD icon
83
Home Depot
HD
$349B
$346K 0.11%
855
+2
+0.2% +$786
NVDA icon
84
NVIDIA
NVDA
$5.3T
$343K 0.11%
1,839
-91
-5% -$15.9K
CVX icon
85
Chevron
CVX
$371B
$330K 0.1%
2,128
+1
+0% +$155
TSLA icon
86
Tesla
TSLA
$1.26T
$328K 0.1%
738
– –
CSRE
87
Cohen & Steers Real Estate Active ETF
CSRE
$501M
$311K 0.1%
+11,957
New +$310K
UAUG icon
88
Innovator US Equity Ultra Buffer ETF August
UAUG
$164M
$311K 0.1%
7,913
-190
-2% -$7.3K
ABBV icon
89
AbbVie
ABBV
$431B
$306K 0.1%
1,322
-30
-2% -$6.11K
CARR icon
90
Carrier Global
CARR
$52.7B
$300K 0.09%
5,027
– –
LOW icon
91
Lowe's Companies
LOW
$122B
$295K 0.09%
1,174
– –
XBAP icon
92
Innovator US Equity Accelerated 9 Buffer ETF April
XBAP
$133M
$293K 0.09%
7,745
– –
MCD icon
93
McDonald's
MCD
$196B
$293K 0.09%
964
-36
-4% -$11K
VTI icon
94
Vanguard Morningstar Total Stock Market ETF
VTI
$680B
$282K 0.09%
860
+166
+24% +$52.4K
GE icon
95
GE Aerospace
GE
$389B
$280K 0.09%
930
– –
ORCL icon
96
Oracle
ORCL
$413B
$280K 0.09%
994
-393
-28% -$100K
VZ icon
97
Verizon
VZ
$195B
$279K 0.09%
6,340
– –
PEG icon
98
Public Service Enterprise Group
PEG
$37.4B
$278K 0.09%
3,331
– –
DIVS icon
99
Guinness Atkinson Dividend Builder ETF
DIVS
$41.9M
$276K 0.09%
8,876
– –
DVY icon
100
iShares Select Dividend ETF
DVY
$23.5B
$273K 0.09%
1,922
– –
1 2 3
4
5

Similar funds

NL
NKCFO LLC Geneva, Illinois $337M AUM 58.12% 1-Year Est. Return
FIM
Freedom Investment Management Hartford, Connecticut $337M AUM 22.95% 1-Year Est. Return
SIC
Shoker Investment Counsel Oxford, Ohio $337M AUM 24.9% 1-Year Est. Return
SC
Schiavi & Co Wilmington, Delaware $337M AUM 16.69% 1-Year Est. Return
SG
Standard General New York $336M AUM 16.52% 1-Year Est. Return
BCM
Brightline Capital Management Miami, Florida $338M AUM 197.95% 1-Year Est. Return
CAC
Core Alternative Capital Peachtree Corners, Georgia $339M AUM 18.22% 1-Year Est. Return
HFS
Haverford Financial Services Radnor, Pennsylvania $336M AUM 20.46% 1-Year Est. Return

Sterling Financial Planning's Q3 2025 Portfolio in Review

As of Q3 2025, Sterling Financial Planning held 118 positions worth $317M, up 5.9% from $299M the previous quarter. Its ten largest holdings account for 47% of the portfolio.

Trading was light in Q3 2025: portfolio turnover was 3.4%. Sterling Financial Planning opened 2 new positions and exited 2, leaving the 118-position portfolio largely intact.

By sector, the portfolio is most concentrated in Technology at 2.2% of assets, up from 2.2% a quarter earlier, followed by Financials and Healthcare.

  • Sterling Financial Planning's largest Q3 2025 buy was Cohen & Steers Real Estate Active ETF: 11,957 shares worth $311K.
  • Sterling Financial Planning added most to Vanguard Short-Term Corporate Bond ETF in Q3 2025, an estimated $476K increase.
  • Sterling Financial Planning's biggest Q3 2025 reduction was RTX Corp, cutting an estimated $1.15M.
  • Sterling Financial Planning fully exited Royal Caribbean in Q3 2025, selling an estimated $282K.
  • Sterling Financial Planning's ten largest holdings make up 47% of its $317M portfolio in Q3 2025.
  • Sterling Financial Planning opened 2 new positions and closed 2 in Q3 2025.
  • Sterling Financial Planning's portfolio value rose 5.9% quarter-over-quarter to $317M.

Based on Sterling Financial Planning's 13F filing for Q3 2025, filed 24 Oct 2025.