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Penney Financial Portfolio holdings
AUM
$339M
Turnover
20.37%
1-Year Est. Return
9.78%
This Fund
S&P 500
This Quarter Est. Return
+0.15%
1 Year Est. Return
+9.78%
3 Year Est. Return
+54.76%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$339M
AUM Growth
+$52.8M
(+18%)
Cap. Flow
+$52.6M
Cap. Flow % of AUM
Cap. Flow %
15.52%
Top 10 Holdings %
Top 10 Hldgs %
86.17%
Holding
54
New
1
Increased
20
Reduced
11
Closed
10
Avg Time Held
1.8
years
Top 10 Avg Time Held
1.8
years
Top 20 Avg Time Held
1.5
years
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares 0-3 Month Treasury Bond ETF
SGOV
|
+$31.4M |
| 2 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$25.2M |
| 3 |
Dimensional US Equity ETF
DFUS
|
+$5.28M |
| 4 |
Vanguard Core Bond ETF
VCRB
|
+$3.77M |
| 5 |
JPMorgan Income ETF
JPIE
|
+$1.43M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard Core Tax-Exempt Bond ETF
VCRM
|
+$3.36M |
| 2 |
Franklin Dynamic Municipal Bond ETF
FLMI
|
+$3.14M |
| 3 |
Capital Group Municipal Income ETF
CGMU
|
+$2.75M |
| 4 |
Vanguard Tax-Exempt Bond Index Fund
VTEB
|
+$2.43M |
| 5 |
Dimensional National Municipal Bond ETF
DFNM
|
+$1.71M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 97.92% |
| 2 | Technology | 0.77% |
| 3 | Energy | 0.6% |
| 4 | Consumer Discretionary | 0.24% |
| 5 | Industrials | 0.17% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
Dimensional US Equity ETF
DFUS
$21.4B
| $79.5M | 23.45% |
957,113
+63,664
| +7% | +$5.28M |
2026 Q2
1 quarter
|
|
|
2
iShares 0-3 Month Treasury Bond ETF
SGOV
$117B
| $47.1M | 13.89% |
467,440
+312,385
| +201% | +$31.4M |
2025 Q2
5 quarters
|
|
3
Vanguard Morningstar Total Stock Market ETF
VTI
$681B
| $45.9M | 13.55% |
122,661
+597
| +0.5% | +$224K |
2023 Q4
11 quarters
|
|
|
4
JPMorgan Ultra-Short Income ETF
JPST
$42.4B
| $29.4M | 8.67% |
582,975
+498,732
| +592% | +$25.2M |
2026 Q1
2 quarters
|
|
5
Vanguard FTSE Developed Markets ETF
VEA
$228B
| $24.7M | 7.29% |
349,810
+7,451
| +2% | +$535K |
2023 Q4
11 quarters
|
|
|
6
Vanguard Core Bond ETF
VCRB
$7.69B
| $22.8M | 6.73% |
309,583
+49,718
| +19% | +$3.77M |
2025 Q2
5 quarters
|
|
7
iShares Core MSCI EAFE ETF
IEFA
$190B
| $12.9M | 3.81% |
133,379
+810
| +0.6% | +$80K |
2023 Q4
11 quarters
|
|
|
8
JPMorgan Income ETF
JPIE
$11.4B
| $10.9M | 3.22% |
243,280
+31,322
| +15% | +$1.43M |
2024 Q3
8 quarters
|
|
9
Vanguard High Dividend Yield ETF
VYM
$83.4B
| $9.6M | 2.84% |
62,057
+1,778
| +3% | +$288K |
2023 Q4
11 quarters
|
|
10
Schwab US Dividend Equity ETF
SCHD
$121B
| $9.24M | 2.73% |
284,097
-9,498
| -3% | -$320K |
2023 Q4
11 quarters
|
|
11
JPMorgan Equity Premium Income ETF
JEPI
$46B
| $6.52M | 1.92% |
115,965
+15,704
| +16% | +$896K |
2023 Q4
11 quarters
|
|
|
12
Vanguard Core Tax-Exempt Bond ETF
VCRM
$2.29B
| $4.89M | 1.44% |
68,301
-45,143
| -40% | -$3.36M |
2026 Q2
1 quarter
|
|
13
Dimensional Short-Duration Fixed Income ETF
DFSD
$7.39B
| $4.73M | 1.39% |
101,686
+18,784
| +23% | +$888K |
2026 Q2
1 quarter
|
|
14
Vanguard Total International Stock ETF
VXUS
$159B
| $3.82M | 1.13% |
44,950
+2,475
| +6% | +$213K |
2023 Q4
11 quarters
|
|
15
JPMorgan Hedged Equity Laddered Overlay ETF
HELO
$4.85B
| $3.29M | 0.97% |
47,550
-5,337
| -10% | -$368K |
2023 Q4
11 quarters
|
|
|
16
Capital Group Municipal Income ETF
CGMU
$7.46B
| $2.84M | 0.84% |
109,591
-101,906
| -48% | -$2.75M |
2025 Q3
4 quarters
|
|
17
Schwab US Broad Market ETF
SCHB
$44B
| $2.65M | 0.78% |
90,268
-12,381
| -12% | -$363K |
2023 Q4
11 quarters
|
|
18
Goldman Sachs ETF Trust Goldman Sachs S&P 500 Premium Income ETF
GPIX
$6.28B
| $2.4M | 0.71% |
43,008
+23,352
| +119% | +$1.3M |
2026 Q2
1 quarter
|
|
19
Apple
AAPL
$4.94T
| $1.64M | 0.48% |
4,917
-3,975
| -45% | -$1.28M |
2023 Q4
11 quarters
|
|
20
Vanguard S&P 500 ETF
VOO
$1.02T
| $1.57M | 0.46% |
2,239
+28
| +1% | +$19.6K |
2024 Q3
8 quarters
|
|
21
iShares Core S&P 500 ETF
IVV
$866B
| $1.05M | 0.31% |
1,374
| – | – |
2023 Q4
11 quarters
|
|
22
iShares Russell 1000 ETF
IWB
$47.9B
| $990K | 0.29% |
2,380
| – | – |
2023 Q4
11 quarters
|
|
23
Microsoft
MSFT
$3.77T
| $961K | 0.28% |
1,873
+12
| +0.6% | +$5.55K |
2023 Q4
11 quarters
|
|
24
Chevron
CVX
$444B
| $889K | 0.26% |
4,353
+4
| +0.1% | +$788 |
2023 Q4
11 quarters
|
|
25
iShares Core S&P Total US Stock Market ETF
ITOT
$95B
| $872K | 0.26% |
5,246
| – | – |
2025 Q3
4 quarters
|
|
Similar funds
FC
ODFS
Penney Financial's Q3 2026 Portfolio in Review
As of Q3 2026, Penney Financial held 54 positions worth $339M, up 18% from $286M the previous quarter. Its ten largest holdings account for 86% of the portfolio.
Penney Financial deployed $52.6M of net new capital in Q3 2026, opening 1 new position and adding to 20 existing holdings. Its largest new stake was Alpha Architect 1-3 Month Box ETF: 1,900 shares worth $225K.
By sector, the portfolio is most concentrated in Miscellaneous at 98% of assets, up from 97% a quarter earlier, followed by Technology and Energy.
On the sell side, the largest reduction was Vanguard Core Tax-Exempt Bond ETF, an estimated $3.36M trimmed.
- Penney Financial's largest Q3 2026 buy was Alpha Architect 1-3 Month Box ETF: 1,900 shares worth $225K.
- Penney Financial added most to iShares 0-3 Month Treasury Bond ETF in Q3 2026, an estimated $31.4M increase.
- Penney Financial's biggest Q3 2026 reduction was Vanguard Core Tax-Exempt Bond ETF, cutting an estimated $3.36M.
- Penney Financial fully exited Franklin Dynamic Municipal Bond ETF in Q3 2026, selling an estimated $3.14M.
- Penney Financial's ten largest holdings make up 86% of its $339M portfolio in Q3 2026.
- Penney Financial opened 1 new position and closed 10 in Q3 2026.
- Penney Financial's portfolio value rose 18% quarter-over-quarter to $339M.
Based on Penney Financial's 13F filing for Q3 2026, filed 20 Oct 2026.