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CRA
Clear Retirement Advice Portfolio holdings
AUM
$146M
This Fund
S&P 500
This Quarter
Est. Return
-0.14%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$127M
AUM Growth
-$1.19M
(-0.92%)
Cap. Flow
+$3.12M
Cap. Flow
% of AUM
2.45%
Top 10 Holdings %
Top 10 Hldgs %
67.56%
Holding
54
New
1
Increased
17
Reduced
11
Closed
–
Avg Time Held
1
quarter
Top 10 Avg Time Held
0.9
quarters
Top 20 Avg Time Held
1
quarter
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Apple
AAPL
|
+$1.56M |
| 2 |
Schwab Short-Term US Treasury ETF
SCHO
|
+$230K |
| 3 |
iShares Core S&P Total US Stock Market ETF
ITOT
|
+$223K |
| 4 |
Vanguard Short-Term Corporate Bond ETF
VCSH
|
+$219K |
| 5 |
Schwab US Broad Market ETF
SCHB
|
+$217K |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
SCHV
Schwab US Large-Cap Value ETF
SCHV
|
+$100K |
| 2 |
Schwab US REIT ETF
SCHH
|
+$94.3K |
| 3 |
Vanguard Morningstar Growth ETF
VUG
|
+$59.3K |
| 4 |
Schwab International Equity ETF
SCHF
|
+$51.8K |
| 5 |
iShares Gold Trust
IAU
|
+$35.4K |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 95.13% |
| 2 | Technology | 1.82% |
| 3 | Financials | 1.21% |
| 4 | Communication Services | 0.85% |
| 5 | Consumer Discretionary | 0.58% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
Schwab Short-Term US Treasury ETF
SCHO
$15.3B
| $14.5M | 11.4% |
598,083
+9,432
| +2% | +$230K |
2025 Q4
1 quarter
|
|
2
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$40.5B
| $12.8M | 10.08% |
281,259
+1,572
| +0.6% | +$73.8K |
2025 Q4
1 quarter
|
|
|
3
iShares Core S&P Total US Stock Market ETF
ITOT
$97.3B
| $11.9M | 9.34% |
83,503
+1,497
| +2% | +$223K |
2025 Q4
1 quarter
|
|
4
Invesco Short Term Treasury ETF
TBLL
$2.9B
| $11.9M | 9.33% |
112,551
+645
| +0.6% | +$68.1K |
2025 Q4
1 quarter
|
|
5
Vanguard Morningstar Small-Cap Value ETF
VBR
$35.5B
| $7.11M | 5.58% |
32,711
+275
| +0.8% | +$61.5K |
2025 Q4
1 quarter
|
|
6
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23.3B
| $6.99M | 5.49% |
133,030
+200
| +0.2% | +$10.6K |
2025 Q4
1 quarter
|
|
7
Vanguard Morningstar Small-Cap Growth ETF
VBK
$23.1B
| $5.62M | 4.41% |
18,589
-74
| -0.4% | -$23.3K |
2025 Q4
1 quarter
|
|
8
abrdn Physical Gold Shares ETF
SGOL
$6.9B
| $5.43M | 4.26% |
121,677
+2,025
| +2% | +$94K |
2025 Q4
1 quarter
|
|
9
Vanguard FTSE Emerging Markets ETF
VWO
$124B
| $5.25M | 4.12% |
97,045
-215
| -0.2% | -$12K |
2025 Q4
1 quarter
|
|
10
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.3B
| $4.52M | 3.55% |
79,943
+2,576
| +3% | +$149K |
2025 Q4
1 quarter
|
|
11
Vanguard Morningstar Total Stock Market ETF
VTI
$693B
| $4.44M | 3.48% |
13,829
+356
| +3% | +$119K |
2025 Q4
1 quarter
|
|
12
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$57.3B
| $3.68M | 2.89% |
37,625
+1,303
| +4% | +$136K |
2025 Q4
1 quarter
|
|
|
13
Vanguard Short-Term Corporate Bond ETF
VCSH
$44.2B
| $2.8M | 2.2% |
35,281
+2,743
| +8% | +$219K |
2025 Q4
1 quarter
|
|
14
Vanguard FTSE Developed Markets ETF
VEA
$228B
| $2.74M | 2.15% |
42,683
-273
| -0.6% | -$18K |
2025 Q4
1 quarter
|
|
|
15
iShares Gold Trust
IAU
$61.2B
| $2.47M | 1.94% |
27,961
-386
| -1% | -$35.4K |
2025 Q4
1 quarter
|
|
|
16
Apple
AAPL
$4.97T
| $2.32M | 1.82% |
9,147
+6,000
| +191% | +$1.56M |
2025 Q4
1 quarter
|
|
|
17
Schwab International Equity ETF
SCHF
$67.1B
| $2.19M | 1.72% |
88,599
-2,035
| -2% | -$51.8K |
2025 Q4
1 quarter
|
|
|
18
Schwab US Broad Market ETF
SCHB
$45.1B
| $2.01M | 1.57% |
79,917
+8,258
| +12% | +$217K |
2025 Q4
1 quarter
|
|
19
iShares Core MSCI Emerging Markets ETF
IEMG
$158B
| $1.84M | 1.44% |
26,360
+14
| +0.1% | +$1.01K |
2025 Q4
1 quarter
|
|
|
SCHV
20
Schwab US Large-Cap Value ETF
SCHV
$15.3B
| $1.77M | 1.39% |
58,035
-3,210
| -5% | -$100K |
2025 Q4
1 quarter
|
|
21
State Street SPDR S&P 600 Small Cap Growth ETF
SLYG
$4.77B
| $1.16M | 0.91% |
12,012
+798
| +7% | +$79.1K |
2025 Q4
1 quarter
|
|
22
Schwab US Large-Cap Growth ETF
SCHG
$64.8B
| $877K | 0.69% |
30,108
+1,528
| +5% | +$47.5K |
2025 Q4
1 quarter
|
|
23
State Street SPDR S&P 600 Small Cap Value ETF
SLYV
$4.77B
| $786K | 0.62% |
8,306
-15
| -0.2% | -$1.45K |
2025 Q4
1 quarter
|
|
24
Vanguard Information Technology ETF
VGT
$156B
| $784K | 0.62% |
8,992
| – | – |
2025 Q4
1 quarter
|
|
25
Vanguard Morningstar Value ETF
VTV
$188B
| $756K | 0.59% |
3,851
| – | – |
2025 Q4
1 quarter
|
|
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Clear Retirement Advice's Q1 2026 Portfolio in Review
As of Q1 2026, Clear Retirement Advice held 54 positions worth $127M, down 0.92% from $129M the previous quarter. Its ten largest holdings account for 68% of the portfolio.
Trading was light in Q1 2026: portfolio turnover was 1.9%. Clear Retirement Advice opened 1 new position and made no exits, leaving the 54-position portfolio largely intact.
By sector, the portfolio is most concentrated in Miscellaneous at 95% of assets, down from 96% a quarter earlier, followed by Technology and Financials.
- Clear Retirement Advice's largest Q1 2026 buy was Berkshire Hathaway Class B: 423 shares worth $203K.
- Clear Retirement Advice added most to Apple in Q1 2026, an estimated $1.56M increase.
- Clear Retirement Advice's biggest Q1 2026 reduction was Schwab US Large-Cap Value ETF, cutting an estimated $100K.
- Clear Retirement Advice's ten largest holdings make up 68% of its $127M portfolio in Q1 2026.
- Clear Retirement Advice opened 1 new position and closed 0 in Q1 2026.
- Clear Retirement Advice's portfolio value fell 0.92% quarter-over-quarter to $127M.
Based on Clear Retirement Advice's 13F filing for Q1 2026, filed 28 Apr 2026.