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CRA

Clear Retirement Advice Portfolio holdings

AUM $146M
This Fund
S&P 500
This Quarter Est. Return
+2.27%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$129M
AUM Growth
–
Cap. Flow
+$124M
Cap. Flow %
96.18%
Top 10 Hldgs %
68.16%
Holding
53
New
53
Increased
–
Reduced
–
Closed
–

Top Buys

Rank Stock Value
1
SCHO icon
Schwab Short-Term US Treasury ETF
SCHO
+$14.4M
2
SPDW icon
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
+$12.2M
3
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.1M
4
TBLL icon
Invesco Short Term Treasury ETF
TBLL
+$11.8M
5
IGSB icon
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
+$7.03M

Top Sells

No sells this quarter

Sector Composition

Rank Sector Weight
1 Financials 1.1%
2 Communication Services 0.97%
3 Technology 0.68%
4 Consumer Discretionary 0.62%
5 Industrials 0.21%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
SCHO icon
1
Schwab Short-Term US Treasury ETF
SCHO
$13B
$14.3M 11.16%
+588,651
New +$14.4M
SPDW icon
2
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$41.7B
$13.3M 10.32%
+279,687
New +$12.2M
ITOT icon
3
iShares Core S&P Total US Stock Market ETF
ITOT
$96.5B
$12.3M 9.56%
+82,006
New +$12.1M
TBLL icon
4
Invesco Short Term Treasury ETF
TBLL
$2.84B
$11.8M 9.2%
+111,906
New +$11.8M
VBR icon
5
Vanguard Morningstar Small-Cap Value ETF
VBR
$37.7B
$7.41M 5.76%
+32,436
New +$6.79M
IGSB icon
6
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23.4B
$7.02M 5.46%
+132,830
New +$7.03M
VBK icon
7
Vanguard Morningstar Small-Cap Growth ETF
VBK
$24.3B
$5.78M 4.5%
+18,663
New +$5.63M
SGOL icon
8
abrdn Physical Gold Shares ETF
SGOL
$7.57B
$5.63M 4.38%
+119,652
New +$4.73M
VWO icon
9
Vanguard FTSE Emerging Markets ETF
VWO
$125B
$5.49M 4.27%
+97,260
New +$5.28M
VTI icon
10
Vanguard Morningstar Total Stock Market ETF
VTI
$682B
$4.56M 3.55%
+13,473
New +$4.48M
SPYV icon
11
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.6B
$4.54M 3.53%
+77,367
New +$4.35M
SPYG icon
12
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$54.1B
$3.78M 2.94%
+36,322
New +$3.85M
VEA icon
13
Vanguard FTSE Developed Markets ETF
VEA
$237B
$2.87M 2.23%
+42,956
New +$2.63M
VCSH icon
14
Vanguard Short-Term Corporate Bond ETF
VCSH
$45B
$2.59M 2.02%
+32,538
New +$2.6M
IAU icon
15
iShares Gold Trust
IAU
$67.1B
$2.57M 2%
+28,347
New +$2.22M
SCHF icon
16
Schwab International Equity ETF
SCHF
$69B
$2.33M 1.81%
+90,634
New +$2.15M
SCHV
17
Schwab US Large-Cap Value ETF
SCHV
$15.9B
$1.93M 1.51%
+61,245
New +$1.79M
SCHB icon
18
Schwab US Broad Market ETF
SCHB
$44.3B
$1.89M 1.47%
+71,659
New +$1.87M
IEMG icon
19
iShares Core MSCI Emerging Markets ETF
IEMG
$159B
$1.89M 1.47%
+26,346
New +$1.77M
SLYG icon
20
State Street SPDR S&P 600 Small Cap Growth ETF
SLYG
$5.07B
$1.11M 0.86%
+11,214
New +$1.06M
SCHG icon
21
Schwab US Large-Cap Growth ETF
SCHG
$61.6B
$888K 0.69%
+28,580
New +$930K
AAPL icon
22
Apple
AAPL
$4.54T
$870K 0.68%
+3,147
New +$845K
SLYV icon
23
State Street SPDR S&P 600 Small Cap Value ETF
SLYV
$5.04B
$822K 0.64%
+8,321
New +$748K
VGT icon
24
Vanguard Information Technology ETF
VGT
$145B
$811K 0.63%
+8,992
New +$854K
VTV icon
25
Vanguard Morningstar Value ETF
VTV
$192B
$784K 0.61%
+3,851
New +$724K
1
2 3

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Clear Retirement Advice's Q4 2025 Portfolio in Review

Q4 2025 is the first quarter with a 13F filing on record for Clear Retirement Advice, which disclosed 53 positions worth $129M. Its ten largest holdings account for 68% of the portfolio.

Its largest position is Schwab Short-Term US Treasury ETF: 588,651 shares worth $14.3M.

By sector, the portfolio is most concentrated in Financials at 1.1% of assets, followed by Communication Services and Technology.

  • Clear Retirement Advice's largest Q4 2025 buy was Schwab Short-Term US Treasury ETF: 588,651 shares worth $14.3M.
  • Clear Retirement Advice's ten largest holdings make up 68% of its $129M portfolio in Q4 2025.
  • Clear Retirement Advice disclosed 53 positions in Q4 2025, its first 13F filing on record.

Based on Clear Retirement Advice's 13F filing for Q4 2025, filed 24 Feb 2026.