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CRA
Clear Retirement Advice Portfolio holdings
AUM
$146M
This Fund
S&P 500
This Quarter
Est. Return
+2.27%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$129M
AUM Growth
–
Cap. Flow
+$124M
Cap. Flow
% of AUM
96.18%
Top 10 Holdings %
Top 10 Hldgs %
68.16%
Holding
53
New
53
Increased
–
Reduced
–
Closed
–
Avg Time Held
0
quarters
Top 10 Avg Time Held
0
quarters
Top 20 Avg Time Held
0
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Schwab Short-Term US Treasury ETF
SCHO
|
+$14.4M |
| 2 |
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
|
+$12.2M |
| 3 |
iShares Core S&P Total US Stock Market ETF
ITOT
|
+$12.1M |
| 4 |
Invesco Short Term Treasury ETF
TBLL
|
+$11.8M |
| 5 |
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
|
+$7.03M |
Top Sells
No sells this quarter
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 96.22% |
| 2 | Financials | 1.1% |
| 3 | Communication Services | 0.97% |
| 4 | Technology | 0.68% |
| 5 | Consumer Discretionary | 0.62% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
26
iShares 1-3 Year Treasury Bond ETF
SHY
$26.4B
| $710K | 0.55% |
+8,581
| New | +$711K |
2025 Q4
0 quarters
|
|
27
Vanguard Russell 2000 Value ETF
VTWV
$1.31B
| $636K | 0.49% |
+3,646
| New | +$577K |
2025 Q4
0 quarters
|
|
28
Alphabet (Google) Class A
GOOGL
$4.26T
| $632K | 0.49% |
+1,897
| New | +$542K |
2025 Q4
0 quarters
|
|
29
Visa
V
$704B
| $632K | 0.49% |
+1,914
| New | +$652K |
2025 Q4
0 quarters
|
|
30
Schwab US REIT ETF
SCHH
$10.5B
| $618K | 0.48% |
+28,536
| New | +$605K |
2025 Q4
0 quarters
|
|
|
31
Alphabet (Google) Class C
GOOG
$4.22T
| $617K | 0.48% |
+1,852
| New | +$531K |
2025 Q4
0 quarters
|
|
32
State Street SPDR S&P 500 ETF Trust
SPY
$828B
| $600K | 0.47% |
+874
| New | +$591K |
2025 Q4
0 quarters
|
|
33
Mastercard
MA
$503B
| $570K | 0.44% |
+1,029
| New | +$575K |
2025 Q4
0 quarters
|
|
34
Vanguard Morningstar Growth ETF
VUG
$235B
| $497K | 0.39% |
+6,384
| New | +$518K |
2025 Q4
0 quarters
|
|
35
State Street Industrial Select Sector SPDR ETF
XLI
$30.1B
| $403K | 0.31% |
+2,377
| New | +$366K |
2025 Q4
0 quarters
|
|
36
State Street Consumer Discretionary Select Sector SPDR ETF
XLY
$21.8B
| $403K | 0.31% |
+3,352
| New | +$397K |
2025 Q4
0 quarters
|
|
37
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$17.4B
| $366K | 0.28% |
+7,457
| New | +$351K |
2025 Q4
0 quarters
|
|
38
VanEck Intermediate Muni ETF
ITM
$2.09B
| $358K | 0.28% |
+7,552
| New | +$355K |
2025 Q4
0 quarters
|
|
39
State Street Health Care Select Sector SPDR ETF
XLV
$43.3B
| $349K | 0.27% |
+2,236
| New | +$335K |
2025 Q4
0 quarters
|
|
40
iShares National Muni Bond ETF
MUB
$47.3B
| $346K | 0.27% |
+3,217
| New | +$344K |
2025 Q4
0 quarters
|
|
41
AutoZone
AZO
$47.1B
| $331K | 0.26% |
+89
| New | +$336K |
2025 Q4
0 quarters
|
|
42
Vanguard Communication Services ETF
VOX
$5.86B
| $315K | 0.25% |
+1,635
| New | +$307K |
2025 Q4
0 quarters
|
|
43
Invesco S&P 500 Equal Weight ETF
RSP
$97B
| $302K | 0.23% |
+1,519
| New | +$288K |
2025 Q4
0 quarters
|
|
44
State Street Technology Select Sector SPDR ETF
XLK
$129B
| $294K | 0.23% |
+2,125
| New | +$307K |
2025 Q4
0 quarters
|
|
45
State Street Utilities Select Sector SPDR ETF
XLU
$22.9B
| $287K | 0.22% |
+6,652
| New | +$295K |
2025 Q4
0 quarters
|
|
46
iShares MSCI EAFE Growth ETF
EFG
$15B
| $275K | 0.21% |
+2,331
| New | +$267K |
2025 Q4
0 quarters
|
|
47
Fastenal
FAST
$57.9B
| $275K | 0.21% |
+5,694
| New | +$240K |
2025 Q4
0 quarters
|
|
48
State Street Consumer Staples Select Sector SPDR ETF
XLP
$13.7B
| $261K | 0.2% |
+3,000
| New | +$234K |
2025 Q4
0 quarters
|
|
49
Johnson & Johnson
JNJ
$618B
| $254K | 0.2% |
+1,082
| New | +$214K |
2025 Q4
0 quarters
|
|
50
Home Depot
HD
$295B
| $249K | 0.19% |
+642
| New | +$235K |
2025 Q4
0 quarters
|
|
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Clear Retirement Advice's Q4 2025 Portfolio in Review
Q4 2025 is the first quarter with a 13F filing on record for Clear Retirement Advice, which disclosed 53 positions worth $129M. Its ten largest holdings account for 68% of the portfolio.
Its largest position is Schwab Short-Term US Treasury ETF: 588,651 shares worth $14.3M.
By sector, the portfolio is most concentrated in Miscellaneous at 96% of assets, followed by Financials and Communication Services.
- Clear Retirement Advice's largest Q4 2025 buy was Schwab Short-Term US Treasury ETF: 588,651 shares worth $14.3M.
- Clear Retirement Advice's ten largest holdings make up 68% of its $129M portfolio in Q4 2025.
- Clear Retirement Advice disclosed 53 positions in Q4 2025, its first 13F filing on record.
Based on Clear Retirement Advice's 13F filing for Q4 2025, filed 24 Feb 2026.