Equifax

EFX

時価総額 $189億

Equifax now offers consumer-permissioned financial insights enabled via Mastercard Open Finance alongside the Equifax consumer credit file, the company said in a Friday (Oct. 16) press release.

EFX is set to report Q3 earnings on Oct. 20, with revenue and EPS growth expected amid strong lending volumes, AI-driven gains and cloud technology savings.

Expanded collaboration with Mastercard Open Finance extends access to consumer-permissioned financial insights alongside Equifax credit data Equifax is providing more open banking choice for lenders and fintechs through consumer-permissioned insights from Mastercard Open Finance. Lenders and fintechs can choose the cash flow data option that fits their needs and use it alongside Equifax credit data in their credit decisions.

Get a deeper insight into the potential performance of Equifax (EFX) for the quarter ended September 2026 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.

Equifax (EFX) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

New solution delivers industry-leading 95% fulfillment rate for mortgage lenders  Equifax is announcing Mortgage Ultimate™ with adaptive automation, seamlessly integrating automated verifications from The Work Number® with Network Verification Services to deliver an industry-leading 95% fulfillment rate. Solution supports mortgage lenders with a one-stop verification workflow that offers predictable pricing and automated, flexible ordering.

Solution drives cost efficiency and flexibility to mortgage lenders and brokers in new era of mortgage credit score choice In a new era of mortgage credit score choice, Equifax is providing lenders the flexibility to choose which score goes on the file, while driving cost savings and operational efficiency. Equifax Mortgage Score Select™ gives lenders and brokers the flexibility to pull an Equifax mortgage credit file with a selected score, or without a score, during loan origination; and repull the mortgage credit file within 24 hours for just $1 with a selected score or no score.

Nearly 2,000 Mortgage Lenders Implementing Modern, Alternative Data-Driven Scoring Model; Equifax Extends $1 VantageScore 4.0 Pricing through the End of 2028 to Drive Industry Adoption, Homeownership Affordability, and Cost Savings Nearly 2,000 mortgage lenders and resellers are taking advantage of the Equifax offer of free VantageScore® 4.0 credit scores with paid legacy scores, and more than 165 lenders are exclusively using VantageScore 4.0 at the $1 price for certain types of loans. Equifax maintains $1 VantageScore 4.0 mortgage credit score pricing through the end of 2028 to expand industry adoption, reduce loan acquisition costs, and drive potential $1 billion in industry cost savings.

Equifax is set to report Q3 results on the 20th of October, with market focus on 2027 guidance and operational commentary rather than near-term EPS or revenue beats. Analyst expectations for Q3 are muted, with 15 downward EPS revisions in 90 days and revenue growth projected at 10% y/y, aligning with management's guidance. I am closely monitoring mortgage trends, VantageScore adoption, non-mortgage demand, government contract conversion, and AI-driven cost savings for the forward outlook.

Equifax's AI-enabled products, proprietary data, international growth and strong cash flow support expansion despite mortgage and funding pressures.