Qfin Holdings

QFIN

Market cap $3.47B

SHANGHAI , Sept. 25, 2025 /PRNewswire/ -- September 22-30, New York, UN Headquarters.

Despite macroeconomic and regulatory headwinds, QFIN maintains industry-leading profitability and robust risk management. The big picture is intact with multiple growth drivers ahead. Efficiency gains from AI and international expansion provide clear tailwinds. After the recent selloff, QFIN now trades at only 2.6x its cash flows. A re-rating to higher multiples appears likely. Meanwhile, management continues to return significant capital to shareholders.

QFIN continues to deliver strong growth, with Q2 2025 revenue up 25% and non-GAAP net income up 31% year-over-year. The company's use of AI, ML, and big data has driven user growth, improved risk management, and reduced delinquency rates. Valuation remains highly attractive: QFIN trades at a P/E of ~4x, offers a 5% dividend yield, and is deeply discounted versus peers.

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Qfin Holdings Inc. - Sponsored ADR (QFIN) or Blackstone Inc. (BX). But which of these two stocks offers value investors a better bang for their buck right now?

Qfin Holdings, Inc. (NASDAQ:QFIN ) Q2 2025 Earnings Conference Call August 14, 2025 8:30 PM ET Company Participants Haisheng Wu - CEO & Director Karen Ji - Senior Director of Capital Markets Yan Zheng - Chief Risk Officer Zuoli Xu - CFO & Director Conference Call Participants Emma Xu - BofA Securities, Research Division Lihan Yu - JPMorgan Chase & Co, Research Division Ran Xu - Morgan Stanley, Research Division Xiaoxiong Ye - UBS Investment Bank, Research Division Yun-Yin Wang - China Renaissance, Research Division Operator Ladies and gentlemen, thank you for standing by, and welcome to the Qfin Holdings Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please also note today's event is being recorded.

Qfin Holdings Inc. - Sponsored ADR (QFIN) came out with quarterly earnings of $1.78 per share, missing the Zacks Consensus Estimate of $1.79 per share. This compares to earnings of $1.22 per share a year ago.

SHANGHAI, China, Aug. 14, 2025 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the second quarter and six months ended June 30, 2025 and raised semi-annual dividend.

Qifu Technology eyes second-quarter 2025 revenue growth and a strong earnings boost, driven by AI-led user gains and expanding embedded finance channels.

As Amazon.com Inc. NASDAQ: AMZN reminds us, sometimes it can be difficult to predict how the market will respond to a company's earnings report, even if the firm comes out ahead of analyst expectations for earnings and revenue. Amazon's dip following its latest report, despite top- and bottom-line beats, shows that sometimes details like forward guidance or the suggestion of short-term difficulties can be enough to undo any investor goodwill that may have built.

SHANGHAI, China, Aug. 04, 2025 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2025, after U.S. markets close on Thursday, August 14, 2025.