Pagaya Technologies

PGY

Market cap $1.17B

Pagaya (PGY) is mispriced as a traditional lender, despite its AI-driven, capital-light credit network model and strong fee-based revenues. PGY's adaptive AI underwriting, granular loan portfolio, and expanding high-quality partnerships create a self-reinforcing moat and improve risk-adjusted returns. Recent oversubscribed ABS issuances, robust GAAP profitability, and 2026 guidance support a Strong Buy rating with a $21.40 base case price target (~62% upside).

Pagaya (PGY) remains a Strong Buy despite a brutal downtrend and market repricing of software stocks. PGY trades at just 4.5x forward P/E, with network volume growth and double-digit top-line growth projected. Management's risk-reduction strategy is viewed positively, indicating sustainable growth and strong client retention.

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of its latest PAID resecuritization transaction, PAID-2026-R2, totaling $368 million. Notably, this marks the program's first transaction to be rated by Fitch Ratings. The deal garnered demand from 21 unique investors, with the majority returning from prior transactions. This is.

Pagaya Technologies trades near all-time low valuations, with sentiment reflecting almost zero expectations for success. Despite decelerating growth and disappointing Q4 results, recent loan program announcements signal sustained institutional confidence in PGY's model. Management's commentary and conservative 2026 guidance suggest downside risk is largely priced in, with potential for upside on positive developments.

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 15 classes of notes issued by Research-Driven Pagaya Motor Asset Trust 2026-2 and Research-Driven Pagaya Motor Trust 2026-2 (collectively “RPM 2026-2”), an auto loan ABS transaction. RPM 2026-2 has initial credit enhancement levels of 96.72% for the Class A-1 notes to 3.20% for the Class E-2 notes. Credit enhancement is comprised of overcollateralization (“O/C”), subordination of junior note classes (except for the Class E-2 notes),.

The average of price targets set by Wall Street analysts indicates a potential upside of 115.6% in Pagaya Technologies Ltd. (PGY). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies (NASDAQ: PGY) intends to announce its first quarter 2026 earnings on May 7, 2026. A conference call to discuss those earnings will be held on the same day at 8:30 a.m. ET / 3:30 p.m. IST. Details to register for the live webcast presentation will be available on Pagaya's IR website located at investor.pagaya.com. The webcast replay will be available on the IR website following the conclusion of the event. About Pagaya Technologies Pagaya (NASDAQ: P.

Pagaya Technologies Ltd. (PGY) closed at $11.69 in the latest trading session, marking a -2.09% move from the prior day.

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 12 classes of notes issued by Pagaya AI Debt Grantor Trust 2026-R2 and Pagaya AI Debt Trust 2026-R2 (collectively “PAID 2026-R2”), an unsecured consumer loan ABS transaction. PAID 2026-R2 has initial hard credit enhancement levels of 72.79% for the Class A-1 Notes to 8.10% for the Class F Notes. Credit enhancement is comprised of overcollateralization, subordination (except for the Class F Notes), cash reserve accounts funded at clo.

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of a $600 million AAA rated, personal loan ABS transaction (PAID 2026-2). A total of 27 unique investors participated in the personal loan securitization, with the majority returning from prior transactions, and despite recent market volatility 4 new investors who have not previo.