Pagaya Technologies

PGY

Market cap $1.52B

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya”) will announce its second quarter 2026 earnings on July 30, 2026. A conference call to discuss those earnings will be held on the same day at 8:30 a.m. ET / 3:30 p.m. IST. Details to register for the live webcast presentation are available here and on Pagaya's IR website located at investor.pagaya.com. The webcast replay will be available on the IR website following the conclusion of the event. About Pagaya Technologies.

Pagaya Technologies leverages proprietary AI for underwriting, driving strong cash flow and margin expansion with minimal incremental CapEx. PGY trades at a compelling forward P/E of 5.90, well below sector medians, as GAAP profitability and cash flow accelerate on growing client adoption. Free cash flow is used to pay down debt and build cash reserves, positioning PGY for future shareholder returns as leverage declines.

Pagaya Technologies (PGY) remains a volatile but compelling undervalued fintech with a 32% surge since my last coverage. I maintain a Strong Buy rating, citing robust revenue growth, multi-year sector tailwinds, and significant undervaluation versus peers. PGY trades at a forward P/E of 6x and a PEG of 0.05, reflecting a steep discount to sector medians.

Pagaya and LendingTree target digital lending profits, but AI-driven underwriting and funding scale put PGY's growth story against TREE's mature marketplace.

Pagaya Tchnologies, Ltd. (PGY) expands its partnership with Upgrade, integrating AI underwriting into Upgrade's Flex Pay BNPL product, broadening its reach beyond personal loans. This partnership and product diversification mark a strategic pivot as PGY's personal loan segment matures, with management now targeting new asset classes for growth. PGY's AI-driven expansion into auto lending and BNPL demonstrates effective risk management and supports consistent credit performance across diversified lending verticals.

16,230 shares acquired, representing a transaction value of approximately $250,000 at around $15.43 per share as of June 24, 2026. Direct holdings in Common Stock remained at zero after the transaction, with no change to indirect ownership.

In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $15.87, marking a +2.52% move from the previous day.

TXN, ARCB, PGY, RBB and ETSY have been added to the Zacks Rank #1 (Strong Buy) List on June 16, 2026.

PGY, NEM and RBB made it to the Zacks Rank #1 (Strong Buy) value stocks list on June 16, 2026.

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of an upsized $800 million AAA-rated personal loan ABS transaction (PAID 2026-4). With 39 unique investors participating, the upsized deal brings Pagaya's year-to-date personal loan ABS issuance to nearly $4 billion and marks the company's third upsized personal loan ABS transact.